McHardy & Cox Mortgage Advisers

07/01/2026

Snowy scenes at the Bon Accord Crescent office ⛄️☃️

It's a bit chilly at our home in Aberdeen ... Bon Accord Crescent ⛄️⛄️⛄️

15/06/2025

Bespoke mortgage advice 🏠🏡🏘️

Ever feel like people just don’t get you?

In order to offer a bespoke, personal service for those looking for a mortgage, McHardy & Cox Mortgage Advisers take the time to get to know you and your unique situation.

This helps our team get a better understanding of what you need from your mortgage product while also allowing us to advise to the best of our abilities.

We’re able to help even with the most complex financial and personal situations, providing you with the best possible solutions.

To read more about our mortgage services, visit https://www.mchardyandcox.co.uk/ or contact us to arrange a chat.

16/04/2025

𝗪𝗵𝘆 𝗮 𝗰𝗵𝗮𝗿𝘁𝗲𝗿𝗲𝗱 𝗳𝗶𝗿𝗺 𝗶𝘀 𝘆𝗼𝘂𝗿 𝗯𝗲𝘀𝘁 𝗽𝗮𝗿𝘁𝗻𝗲𝗿 𝗶𝗻 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗹𝗮𝗻𝗻𝗶𝗻𝗴

Did you know that McHardy Private Wealth is a chartered firm? This means that we meet rigorous professional standards, follow a strict code of ethics, and are deeply committed to client-first advice. It’s a mark of expertise and integrity – everything you’d expect from financial advisors you can trust.

In short, it means we uphold the highest standards, making sure you receive the high-quality advice and transparency you deserve.

If you’re looking for financial planning you can rely on, get in touch with our team: [email protected]

09/03/2025

Do my investments support a better world ?

Do my investments support a better world?

Your financial plan should be as unique as you are and reflect your personal values. We help clients make sure their financial strategies align with these values, reflecting their ethical beliefs and how they choose to live their lives.

At McHardy, we can help you to make a plan that works for you financially but also feels right for you on a personal level, whether it’s:

• Avoiding investments in sectors like oil and gas to support sustainability
• Setting philanthropic goals, such as creating a charitable legacy, to give something back
• Supporting causes close to your heart, such as supporting renewable energy or promoting social equity

Get in touch today, and let’s create a strategy that not only works for you financially but also feels right for you on a personal level: [email protected]

15/11/2024

Ever feel like people just don’t get you?

In order to offer a bespoke, personal service for those looking for a mortgage, McHardy & Cox Mortgage Advisers take the time to get to know you and your unique situation.

This helps our team get a better understanding of what you need from your mortgage product while also allowing us to advise to the best of our abilities.

We’re able to help even with the most complex financial and personal situations, providing you with the best possible solutions.

To read more about our mortgage services, visit https://www.mchardyandcox.co.uk/ or contact us to arrange a chat.

28/09/2024

📰A rebrand at our Aberdeen office 📰

01/08/2024

Are you feeling uncertain about your future?

It is yet to be seen how the Labour government might change pension policies, but to achieve the retirement you want, there are steps you can take now to safeguard your savings. Our chartered financial planners can help you make a reliable long-term plan.

For a quick primer on the key issues to consider, download our free guide to retirement planning via the link in the comments below.

05/12/2023

Get your skates on. It could be time to remortgage.

According to the Financial Conduct Authority, more than half a million fixed-rate mortgages are coming to an end either in the run-up to or just after Christmas. Is yours one of them?

It’s potentially the worst time of year for a shock payment increase, so don’t bury your head in the snow; get in touch with our team for advice on the best remortgage deals on the market. With some banks finally dropping interest rates, we can make sure you don’t get a hefty bill for Christmas.

28/11/2023

McHardy's part in the Spartans defeat of the mighty Arbroath FC 🔴⚪️🔴

23/11/2023

Christmas Time. Mortgages and wine 🤶🏼🍷🎅

Our tartan themed Christmas Tree is back up in our Edinburgh office .
Pop in for a dram 🎄🎄🥃🎄🎄

08/11/2023

🏡🏡 📉📉 Mortgage rates are dropping – what does this mean for borrowers . There has been a flurry of activity with the majority of high street lenders introducing rate reductions across their range of mortgage products. The cuts come after the Bank of England held the base rate steady at 5.25% last week. It would seem that 2 year fixed rates starting with a ‘4’ are finally edging ever closer again! We have also seen a number of building societies and challenger banks expanding their product range back up to 95% loan-to-value. Competition between the banks and lenders has increased, so this can only be good news for borrowers. Please get touch for more information

16/09/2023

Things are looking up when it comes to mortgages...

The headlines may seem scary, but the current mortgage market is experiencing surprisingly strong growth, even with fluctuations due to interest rate rises and high inflation.

The demand for mortgage loans in Scotland has remained strong throughout 2023 and we expect this to continue throughout the year, especially now we’re beginning to see some lenders reducing interest rates across their product ranges. So don’t write off investing in property, just get in touch with our mortgage team at McHardy & Cox Mortgage Advisers and we’ll help you secure the loan you need