Later Life Planning Consultancy Limited

Later Life Planning Consultancy Limited We specialise in Wills, Powers of Attorney, Trusts, Guardianship Orders, and property title

Later Life Planning (Consultancy) Limited is a solicitor-backed independent practice helping individuals and families protect property, savings, and investments.

05/06/2026

What if you got free advice on your will, you won't have to rely on expensive solicitors and you will learn what you need to do, call Derek on 07791 807311 free

04/06/2026

If you have children, you should make a Will to protect the children in case either one or both parents or other carers die”. Do you know that any child under the age of 16 years will be placed in foster care should you die without a Guardianship Order in place?
Contact Derek on 07791 807311 or email [email protected]

27/05/2026

Scotland gives cohabitants a statutory route on intestacy that England does not. Under section 29 of the Family Law (Scotland) Act 2006, a surviving cohabitant can apply to the court for a capital sum or transfer of property out of the deceased’s net intestate estate.

Two important points:

The application must be made within 6 months of the date of death
The award cannot exceed what the cohabitant would have received as a spouse or civil partner
This is one of the strongest reasons for cohabiting couples in Scotland to have a will. The 6-month deadline is unforgiving, and the route is only available where there is no will. For more, see our guide to cohabiting couples and wills in Scotland.
Contact Derek on 07791 807311

21/05/2026

Marriage and divorce affect wills differently in each jurisdiction.

In England and Wales, Section 18 of the Wills Act 1837 states that marriage automatically revokes any existing will (unless made "in contemplation of marriage").

In Scotland, marriage does not revoke an existing will. Your pre-marriage will remains valid—creating a trap if it still names an ex-partner.

Both jurisdictions treat divorce similarly. Section 5 of the Succession (Scotland) Act 2016 provides that divorce automatically revokes provisions benefiting your ex-spouse. Divorce doesn't revoke the entire will—just the parts benefiting the former spouse.

Tom created a will in England leaving everything to his brother. Two years later, he marries Lisa. If Tom was domiciled in England, his will was automatically revoked. He's now intestate. If domiciled in Scotland, his will remains valid—but Lisa could claim legal rights.

Best practice: review and update your will after any marriage, regardless of jurisdiction.

In conclusion, if you have remarried or divorced sort out your will, call me on 07791 807311

21/05/2026

Why Making A Will Is Important
Your will determines where you would like your estate to go. This includes not just your home but your businesses, savings, cars, pets, jewellery and more.
For many people, the first thought will be that of their children when making a will. For those with children under the age of 18, parental responsibility may not be an automatic affair. Although mothers automatically receive parental responsibilities and rights over their children, fathers don’t always. Later Life Planning (Consultancy) Limited can draft a will to ensure that should the worst happen, your children would be both financially secure and have a suitably named guardian.
Failing to make a will can also have tax implications for those left behind. Not only will your estate be distributed by the government, this can also result in higher inheritance taxes. In making a will, you can ensure your family is protected after you are gone.

20/05/2026

Estate planning is about more than documents.
For many families, it is about clarity, reassurance and knowing that important decisions have been properly considered before they are urgently needed.
We help people understand their options around Wills, Lasting Powers of Attorney, Trusts and wider estate planning in plain English, without unnecessary pressure.
If you have been meaning to get things clearer for yourself or your family, send us a message for friendly, no-obligation guidance.

contact Derek on 07791807311 or [email protected] See less

20/05/2026

Let’s not complicate things Ladies and gentleman 😆😆
If you have a child, you need a Will 🙌🏻🙌🏻
Simples ✅✅
Who will take responsibly for your child
If you’re not around 🤷🏼‍♂️🤷🏼‍♂️
Contact Derek on 07791 807311

07/05/2026

Writing a will is one of those things we all know we should do — but it’s easy to put off.
Here’s the thing: if you pass away without a valid will in place, the law decides who inherits your estate. That might not match your wishes — and it can cause confusion, stress, and even disputes among loved ones.
We’ve seen families across Scotland face unnecessary heartache simply because things weren’t clearly set out in writing.
The good news? Getting a will sorted is easier than you might think — and with Later Life Planning (Consultancy), you’ll be guided every step of the way by friendly, local experts.
You can read more about our will writing service here
If you’ve already made a will, that’s a great start — but when was the last time you reviewed it? Life changes, and your will should too.
👉 Book your free consultation now
We’ll help you make sure your wishes are legally protected — and your family is properly looked after.
Kind regards,
Derek 07791 807311

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Carstlecroft Business Park
Dundee
DD48XD

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