Discovery Credit Union

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Discovery Credit Union We are a Dundee-based not for profit financial co-operative owned and run by our members to provide

Online services available M-F 9am-4pm
Front office open T/T 9.30am-12.30pm
Telephone line open M/W/T 10am-1pm

We are a Dundee-based not for profit financial co-operative owned and run by our members to provide savings and loans.

High-street lenders come and go, but member-owned finance stays true to its roots.Since 2003, Discovery Credit Union has...
12/10/2026

High-street lenders come and go, but member-owned finance stays true to its roots.

Since 2003, Discovery Credit Union has provided a reliable financial home for Dundee, Angus, and North East Fife. See how we’ve grown alongside our members over the years.

Stable housing and financial security go hand-in-hand.This Saturday, on World Homeless Day, Discovery Credit Union is pr...
09/10/2026

Stable housing and financial security go hand-in-hand.

This Saturday, on World Homeless Day, Discovery Credit Union is proud to partner with local housing associations to provide ethical financial support to those who need it most.

Did you know? If you are employed by, or a tenant receiving housing services from our housing association partners, you are eligible to join Discovery Credit Union!

Through payroll deductions and dedicated savings/loan accounts, we help tenants and staff build financial stability, prevent debt traps, and secure peace of mind.

Check if your housing provider is a partner and join today.

Big financial goals don't happen by chance. They happen by planning!This is the whole point, btw.On World Financial Plan...
07/10/2026

Big financial goals don't happen by chance. They happen by planning!

This is the whole point, btw.

On World Financial Planning Day, it’s time to pause, review your budget, and ask yourself: Where do I want my money to take me?

We're here to keep your plans on track. With straightforward savings accounts and fair, low-cost loans, we make financial wellness achievable for everyone in our community.

💡 Today's Action Step: Set aside just 10 minutes to list your top 3 money goals for the year ahead.

On World Teachers' Day, we want to give a shoutout to all the incredible educators helping shape bright futures.We’re es...
05/10/2026

On World Teachers' Day, we want to give a shoutout to all the incredible educators helping shape bright futures.

We’re especially proud to work alongside Save By The Bell Together, we’re bringing hands-on financial education to local primary schools.

When we teach children how to budget and save early, we set them up for life.

👉 Learn how your school can get involved

https://savebythebell.org.uk/

Most people aren't entirely sure about what a credit union really is. We usually see two major misconceptions:'It’s just...
02/10/2026

Most people aren't entirely sure about what a credit union really is. We usually see two major misconceptions:

'It’s just an easy alternative for quick credit.'

'It’s a charitable entity, duty-bound to approve loans regardless of financial risk.'

A credit union is a financial cooperative. That distinction changes everything about how we operate:

We're member-owned, not profit-driven. We don't answer to distant Wall Street shareholders and our profits go back to our members in the form of fairer rates, lower fees, and direct community investment.

We're compassionate, but responsible. Helping people is in our DNA, but we also have a duty to safeguard our members' collective savings. Approving a loan that puts someone in harm's way financially isn't kindness; it's irresponsible.

We're a long-term partner. We exist to build genuine financial health. That means pairing access to credit with financial education, structured savings, signposting to extra help, and realistic repayment plans.

We’re a community-powered financial institution built to help our members thrive sustainably.

Care to join us?

With our Standard Savers Loan, the money you save unlocks the money you can borrow.✅ First-time borrowers can apply for ...
01/10/2026

With our Standard Savers Loan, the money you save unlocks the money you can borrow.

✅ First-time borrowers can apply for up to 2x their savings balance (up to £1,250).

✅ Repeat borrowers can apply for up to 3x their savings!

The more you save, the lower your interest rate becomes (with rates dropping to as low as 9.4% APR!).

Keep your savings intact, get the funds you need, and enjoy free loan protection insurance as standard. That's the ethical way to borrow.

https://www.discoverycu.co.uk/loans/standard-loan

Did you know that in Scotland alone, £1.3 billion worth of food is thrown away from our homes every single year? That’s ...
29/09/2026

Did you know that in Scotland alone, £1.3 billion worth of food is thrown away from our homes every single year? That’s not just food in the bin. It’s hard-earned cash!

Recent research from Zero Waste Scotland highlights just how much our daily habits affect both our wallets and the environment:
🍽️ 40% of all household food waste comes from our evening meals alone.
🌍 Out of all the things we throw away at home, food waste actually has the highest impact on biodiversity loss and land use.

Anyone can start saving money today with a few small tweaks to their evening routine:

✅ Cooking only what you need is the easiest way to tackle meal waste.
✅ Dedicate one night a week to getting creative with whatever needs eating in the fridge before it goes off.
✅ Made too much? Pop those leftovers in the freezer for a quick, "free" meal on a busy night!

Cutting down on food waste keeps more money in your account and does wonders for the environment. What's your favourite hack for using up leftover dinners? Let us know below! 👇🥗💸

International Day of Awareness of Food Loss and Waste

https://vimeo.com/1121481926/fe1a229184?fl=pl&fe=vl

25/09/2026

Want some extra breathing room in your budget?

A side hustle could be a practical way to bring in a little extra each month. Whether it’s selling things you no longer need, freelancing, picking up extra shifts or turning a hobby into a small income, every bit can help.

Getting approved for a loan doesn't have to be a guessing game.Set yourself up for success before you even apply by focu...
23/09/2026

Getting approved for a loan doesn't have to be a guessing game.

Set yourself up for success before you even apply by focusing on a few key financial habits:

Address

Central Library, Wellgate Centre
Dundee
DD11DB

Opening Hours

Monday 10am - 3pm
Tuesday 10am - 3pm
Wednesday 10am - 3pm
Thursday 10am - 3pm
Friday 10am - 3pm

Telephone

+441382431572

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