Karina Ciosek Mortgage Advisor

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United Kingdom
Dundee, Scotland
Karina Ciosek Mortgage Advisor

Fully qualified mortgage and protection adviser.

08/09/2026

🏡 Is your mortgage still right for you? 👀
Things change, and your mortgage might need to change too!
Maybe your current deal is coming to an end, you’ve spotted a better rate, you want to release some equity, or you’re thinking about doing some home improvements. 🏠✨
It could be a good time to have a look at your options.
Drop me a message and let’s have a chat 😊

31/08/2026

This lovely review popped up on my private profile yesterday. It’s from a client who collected the keys last Friday, so it was such a lovely surprise to read. 😊

Thank you so much for taking the time to leave such kind words, and enjoy your new home! 🏡❤️

27/08/2026

First Homes Fund application submitted for my client today!

Now we just need to wait up to 5 working days to find out if it’s been approved.

If successful, my client will receive £10,000 towards the cost of buying her first home.

Fingers crossed for some good news soon! 🤞🏡 😊

18/08/2026

Three different stories, three different reasons for moving, and three very happy clients! 🎉🥰
Congratulations to you all! ❤️

12/08/2026

Scottish LIFT Scheme has reopened, I look forward to being able to help.

I’m out of the office for the rest of this week, but I’ll still have access to my messages and emails. If you would like to find out more, please get in touch and I can arrange a call or face-to-face meeting for when I’m back.

You can find more information about the LIFT scheme here:

https://linkhousing.org.uk/lift/

* As a mortgage is secured against your home it could be repossessed if you do not keep up the mortgage repayments *

11/08/2026

Two mortgage offers approved last week! 🎉
One for a nurse buying her first home, and another for an a client who remortgaged and was able to borrow some additional funds to carry out home improvements.

Two very different situations, but both with the same result: getting the right mortgage in place to help make their plans happen. 😊

If you’re thinking about buying, remortgaging or borrowing extra for home improvements, feel free to get in touch. 📩

* As a mortgage is secured against your home it could be repossessed if you do not keep up the mortgage repayments *

07/08/2026

A great day at the Openwork Mortgage & Protection Advisers Roadshow 2026. 😊

It was great to hear the latest market updates, pick up useful insights from lenders and industry experts, and catch up with fellow advisers.

There's always something new to learn, and days like this help me stay up to date so I can continue giving my clients the best possible mortgage and protection advice.

01/08/2026

Another month has flown by, and July ended with three happy completions! 🏡

🔹️ First-time buyers from Dundee have picked up the keys to their new home in Perth.

🔹️ A client from Letham has completed on a property just a few doors away from the home he had been renting.

🔹️ A returning client has taken the next step on their property journey by purchasing their first investment property.

A huge congratulations to all of my clients, and thank you for putting your trust in me to help you along the way.

Wishing you all the very best in your new homes and your new investment! 😊

* As a mortgage is secured against your home it could be repossessed if you do not keep up the mortgage repayments *

Address

Dundee

Telephone

+447840491261

Website

http://milecrossfs.co.uk/

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