Simon Hanson - Trulife Financial

Simon Hanson - Trulife Financial Qualified Protection Adviser specialising in helping horse riders & owners protect what matters most โ€” their income, lifestyle and loved ones.

Part of Trulife Financial, I offer advice on insurance supported by my understanding of the horse world.

30/08/2026

THE PERSONAL ACCIDENT POLICY THATโ€™S PROVING POPULAR WITH RIDERS

๐“๐‡๐„ ๐๐„๐‘๐’๐Ž๐๐€๐‹ ๐€๐‚๐‚๐ˆ๐ƒ๐„๐๐“ ๐๐Ž๐‹๐ˆ๐‚๐˜ ๐“๐‡๐€๐“โ€™๐’ ๐๐‘๐Ž๐•๐ˆ๐๐† ๐๐Ž๐๐”๐‹๐€๐‘ ๐–๐ˆ๐“๐‡ ๐‘๐ˆ๐ƒ๐„๐‘๐’Whether you ride competitively or simply for pleasure, ac...
30/08/2026

๐“๐‡๐„ ๐๐„๐‘๐’๐Ž๐๐€๐‹ ๐€๐‚๐‚๐ˆ๐ƒ๐„๐๐“ ๐๐Ž๐‹๐ˆ๐‚๐˜ ๐“๐‡๐€๐“โ€™๐’ ๐๐‘๐Ž๐•๐ˆ๐๐† ๐๐Ž๐๐”๐‹๐€๐‘ ๐–๐ˆ๐“๐‡ ๐‘๐ˆ๐ƒ๐„๐‘๐’

Whether you ride competitively or simply for pleasure, accidents can and do happen, in the saddle or around the yard.

BHS Membership and other schemes are fantastic for liability protection, but their Personal Accident element is limited and usually only provides catastrophe cover.

That means it doesnโ€™t cover the injuries riders face most often like fractures, dislocations, or ligament damage and payouts for severe injuries are much lower.

๐ŸŸข ๐“๐‡๐ˆ๐’ ๐๐Ž๐‹๐ˆ๐‚๐˜ ๐ˆ๐’ ๐ƒ๐ˆ๐…๐…๐„๐‘๐„๐๐“:

โœ… ๐”๐ฉ ๐ญ๐จ ยฃ๐Ÿ“,๐ŸŽ๐ŸŽ๐ŸŽ ๐Ÿ๐จ๐ซ ๐Ÿ๐ซ๐š๐œ๐ญ๐ฎ๐ซ๐ž๐ฌ, ๐๐ข๐ฌ๐ฅ๐จ๐œ๐š๐ญ๐ข๐จ๐ง๐ฌ & ๐ฅ๐ข๐ ๐š๐ฆ๐ž๐ง๐ญ ๐ข๐ง๐ฃ๐ฎ๐ซ๐ข๐ž๐ฌ

โœ… ๐‡๐จ๐ฌ๐ฉ๐ข๐ญ๐š๐ฅ๐ข๐ฌ๐š๐ญ๐ข๐จ๐ง ๐›๐ž๐ง๐ž๐Ÿ๐ข๐ญ โ€“ ๐ฎ๐ฉ ๐ญ๐จ ยฃ๐Ÿ๐Ÿ“๐ŸŽ ๐ฉ๐ž๐ซ ๐๐š๐ฒ if admitted after an accident

โœ… ๐‚๐จ๐ฆ๐ฉ๐ž๐ญ๐ข๐ญ๐ข๐ฏ๐ž ๐ซ๐ข๐๐ข๐ง๐  (Team Chasing, Eventing, Show Jumping, Hunting), leisure riding & yard work covered*

โœ… ๐…๐ซ๐ž๐ž๐ฅ๐š๐ง๐œ๐ž๐ซ๐ฌ ๐œ๐จ๐ฏ๐ž๐ซ๐ž๐ while working & riding with your own and other peopleโ€™s horses

โœ… ๐Ÿ๐Ÿ’/๐Ÿ• ๐ฉ๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง โ€“ riding, working, at home, driving or leisure

โœ… Lump-sum payouts for permanent injuries (up to ยฃ125k), total disablement (up to ยฃ250k) or accidental death (up to ยฃ200k)

With this cover, tax free lump sums are paid directly to you, so you can pay for help with care, exercise, or day-to-day needs while you recover.

๐ŸŸข ๐๐”๐ˆ๐‚๐Š & ๐„๐€๐’๐˜ ๐“๐Ž ๐๐”๐“ ๐ˆ๐ ๐๐‹๐€๐‚๐„:

โœ… ๐๐จ ๐ฆ๐ž๐๐ข๐œ๐š๐ฅ ๐ช๐ฎ๐ž๐ฌ๐ญ๐ข๐จ๐ง๐ฌ & ๐ฉ๐ซ๐ž๐ฏ๐ข๐จ๐ฎ๐ฌ ๐ข๐ง๐ฃ๐ฎ๐ซ๐ข๐ž๐ฌ ๐ง๐จ๐ญ ๐ž๐ฑ๐œ๐ฅ๐ฎ๐๐ž๐

โœ… ๐…๐ฅ๐ž๐ฑ๐ข๐›๐ฅ๐ž ๐œ๐จ๐ฏ๐ž๐ซ ๐Ÿ๐ซ๐จ๐ฆ ยฃ๐Ÿ๐Ÿ‘ โ€“ ยฃ65 per month

โœ… Add all your children from just ยฃ2 a month โ€“ no matter how many

โœ… Iโ€™ll handle all the paperwork for you

๐ŸŸข ๐‚๐จ๐ง๐ญ๐š๐œ๐ญ ๐ฆ๐ž ๐จ๐ง ๐ŸŽ๐Ÿ•๐Ÿ–๐Ÿ—๐ŸŽ ๐Ÿ”๐ŸŽ๐Ÿ‘๐Ÿ‘๐ŸŽ๐Ÿ ๐ญ๐จ ๐Ÿ๐ข๐ง๐ ๐จ๐ฎ๐ญ ๐ฆ๐จ๐ซ๐ž

*Only professional race riding and point-to-pointing is excluded.

Trulife Financial Limited is an appointed representative of The Openwork Partnership, which is a trading style of Openwork Ltd, authorised and regulated by the Financial Conduct Authority. Register number 408285. Approved by Openwork Partnership 25/09/2025.

๐๐‹๐„๐€๐’๐„๐ƒ ๐“๐Ž ๐๐„ ๐’๐๐Ž๐๐’๐Ž๐‘๐ˆ๐๐† ๐€๐“ ๐ƒ๐„๐๐๐„ ๐‡๐ˆ๐‹๐‹๐ŸŽ ๐„๐๐“๐„๐‘ ๐Ž๐”๐‘ ๐…๐‘๐„๐„ ๐๐‘๐ˆ๐™๐„ ๐ƒ๐‘๐€๐– ๐๐Ž๐– ๐ŸŽI'm delighted to be supporting riders and sponsor...
27/08/2026

๐๐‹๐„๐€๐’๐„๐ƒ ๐“๐Ž ๐๐„ ๐’๐๐Ž๐๐’๐Ž๐‘๐ˆ๐๐† ๐€๐“ ๐ƒ๐„๐๐๐„ ๐‡๐ˆ๐‹๐‹
๐ŸŽ ๐„๐๐“๐„๐‘ ๐Ž๐”๐‘ ๐…๐‘๐„๐„ ๐๐‘๐ˆ๐™๐„ ๐ƒ๐‘๐€๐– ๐๐Ž๐– ๐ŸŽ

I'm delighted to be supporting riders and sponsoring the ๐๐š๐ข๐ซ๐ฌ ๐‡๐ฎ๐ง๐ญ๐ž๐ซ ๐“๐ซ๐ข๐š๐ฅ and the ๐Ÿ”๐ŸŽ๐œ๐ฆ ๐’๐ก๐จ๐ฐ ๐‰๐ฎ๐ฆ๐ฉ๐ข๐ง๐  at Colette Walker Denne Hill Show on 04 October.

I'll also be running a ๐…๐‘๐„๐„ ๐๐‘๐ˆ๐™๐„ ๐ƒ๐‘๐€๐– for the event with prizes:

๐ŸŽ Horse Treat Hamper
๐ŸŽ Jar of sweets from The Short & Sweet Company

You can enter the ๐๐ซ๐ข๐ณ๐ž ๐ƒ๐ซ๐š๐ฐ ๐๐Ž๐– by clicking below or at the show:

https://forms.gle/5oNjTdBZHGukH6xA6

I work with riders and horsey people in Kent and across the country to put insurance in place, to help protect themselves financially if they have an accident or injury that stops them riding or working.

If you'd like to know more about the options available to protect yourself, message or call me on 07890 603301.

Prize Draw Terms & Conditions are in the comments below.

Trulife Financial Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Approved by The Openwork Partnership 27/08/2026

๐Ÿ“ ๐ซ๐ข๐๐ž๐ซ๐ฌ. ๐Ÿ“ ๐ฌ๐ญ๐จ๐ซ๐ข๐ž๐ฌ. ๐Ÿ ๐ญ๐ก๐ข๐ง๐  ๐ญ๐ก๐ž๐ฒ ๐š๐ฅ๐ฅ ๐ก๐š๐ ๐ข๐ง ๐ฆ๐ข๐ง๐โ€ฆAll very different people, different setups, different lives with hors...
13/08/2026

๐Ÿ“ ๐ซ๐ข๐๐ž๐ซ๐ฌ. ๐Ÿ“ ๐ฌ๐ญ๐จ๐ซ๐ข๐ž๐ฌ. ๐Ÿ ๐ญ๐ก๐ข๐ง๐  ๐ญ๐ก๐ž๐ฒ ๐š๐ฅ๐ฅ ๐ก๐š๐ ๐ข๐ง ๐ฆ๐ข๐ง๐โ€ฆ
All very different people, different setups, different lives with horsesโ€ฆ

But one thing they all had in common
Theyโ€™d all thought about โ€œwhat happens if I canโ€™t ride?โ€

Hereโ€™s a quick look back at their reasonsโ€ฆ

๐๐ž๐ญ๐ก๐š๐ง ๐“๐š๐ฒ
โ€œ๐ˆ๐Ÿ ๐ˆ ๐œ๐š๐งโ€™๐ญ ๐ซ๐ข๐๐ž, ๐ˆ ๐œ๐š๐งโ€™๐ญ ๐ฐ๐จ๐ซ๐คโ€ฆโ€
For Bethan, horses are work. Riding, producing, helping othersโ€ฆ if sheโ€™s injured, everything stops.
Her reason for taking cover was simpleโ€ฆ protect her livelihood.

๐๐ž๐œ๐ค๐ฒ ๐ƒ๐š๐ ๐ ๐ž
โ€œ๐ˆ ๐๐ข๐๐งโ€™๐ญ ๐ฐ๐š๐ง๐ญ ๐ญ๐จ ๐ฌ๐ญ๐จ๐ฉ ๐๐จ๐ข๐ง๐  ๐ญ๐ก๐ž ๐ญ๐ก๐ข๐ง๐ ๐ฌ ๐ˆ ๐ฅ๐จ๐ฏ๐žโ€ฆโ€
Riding racehorses, playing rugby, living life flat outโ€ฆ
For Becky her reason for taking cover wasnโ€™t about stopping riskโ€ฆ it was about being able to carry on anyway.

๐‹๐จ๐ฎ๐ข๐ฌ๐ž ๐’๐ญ๐ž๐ฐ๐š๐ซ๐ญ
โ€œ๐ˆ๐Ÿ ๐ˆ ๐ฐ๐š๐ฌ ๐ข๐ง๐ฃ๐ฎ๐ซ๐ž๐โ€ฆ ๐ฐ๐ก๐จ ๐ฐ๐จ๐ฎ๐ฅ๐ ๐ฅ๐จ๐จ๐ค ๐š๐Ÿ๐ญ๐ž๐ซ ๐ฆ๐ฒ ๐ก๐จ๐ซ๐ฌ๐ž?โ€
When Lou was injured, it wasnโ€™t just herโ€ฆ it was the extra costs, the pressure, the worry about her horse.
Louโ€™s reason for taking cover was making sure everything is looked after if she canโ€™t be there.

๐๐ข๐œ๐ค๐ฒ ๐–๐š๐ฅ๐ฅ๐ข๐ฌ
โ€œ๐ˆ ๐ค๐ง๐จ๐ฐ ๐ข๐Ÿ ๐ˆโ€™๐ฆ ๐ข๐ง๐ฃ๐ฎ๐ซ๐ž๐ ๐ˆ ๐œ๐š๐ง ๐ซ๐ž๐ฌ๐ญ, ๐ฆ๐ž๐ง๐ ๐š๐ง๐ ๐ฌ๐ญ๐ข๐ฅ๐ฅ ๐ ๐ž๐ญ ๐ฉ๐š๐ข๐.โ€
After putting it off for years, one accident was enough to change that.
Nicky took out cover to protect her income and stop saying โ€œIโ€™ll sort it later.โ€

๐Š๐š๐ซ๐ž๐ง ๐‘๐ข๐œ๐ก๐š๐ซ๐๐ฌ๐จ๐ง
โ€œ๐ˆ ๐ ๐ž๐ง๐ฎ๐ข๐ง๐ž๐ฅ๐ฒ ๐ญ๐ก๐จ๐ฎ๐ ๐ก๐ญ ๐ˆ ๐ฐ๐š๐ฌ ๐œ๐จ๐ฏ๐ž๐ซ๐ž๐โ€ฆโ€
Karenโ€™s story is one a lot of riders relate to.
Thinking membership Personal Accident had it coveredโ€ฆ until it didnโ€™t.

๐Ÿ“ ๐๐ข๐Ÿ๐Ÿ๐ž๐ซ๐ž๐ง๐ญ ๐ซ๐ž๐š๐ฌ๐จ๐ง๐ฌ ๐Ÿ๐จ๐ซ ๐ก๐š๐ฏ๐ข๐ง๐  ๐œ๐จ๐ฏ๐ž๐ซ
Work, income, horses, lifestyle, peace of mindโ€ฆ
There isnโ€™t one reason people take Personal Accident coverโ€ฆ itโ€™s personal to you and your setup.

If Personal Accident Cover is something that youโ€™d like to know more about just drop me a message and Iโ€™ll happily send you through some information and talk it through.

Trulife Financial Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Approved by The Openwork Partnership 23/04/2026

๐—ง๐—›๐—ฅ๐—˜๐—˜ ๐—™๐—ฅ๐—”๐—–๐—ง๐—จ๐—ฅ๐—˜๐—ฆ. ๐—ง๐—›๐—ฅ๐—˜๐—˜ ๐—›๐—ข๐—ฆ๐—ฃ๐—œ๐—ง๐—”๐—Ÿ ๐—ฉ๐—œ๐—ฆ๐—œ๐—ง๐—ฆ. ๐—ฆ๐—œ๐—ซ ๐—ช๐—˜๐—˜๐—ž๐—ฆ.๐—”๐—ณ๐˜๐—ฒ๐—ฟ ๐˜๐˜„๐—ผ ๐—ณ๐—ฟ๐—ฎ๐—ฐ๐˜๐˜‚๐—ฟ๐—ฒ๐˜€, ๐—š๐—ฟ๐—ฎ๐—ฐ๐—ฒ ๐—ณ๐—ถ๐—ป๐—ฎ๐—น๐—น๐˜† ๐—ฎ๐—ฟ๐—ฟ๐—ฎ๐—ป๐—ด๐—ฒ๐—ฑ ๐—ฎ๐—ฐ๐—ฐ๐—ถ๐—ฑ๐—ฒ๐—ป๐˜ ๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ... ๐—ท๐˜‚๐˜€๐˜ ๐Ÿต ๐—ฑ...
12/08/2026

๐—ง๐—›๐—ฅ๐—˜๐—˜ ๐—™๐—ฅ๐—”๐—–๐—ง๐—จ๐—ฅ๐—˜๐—ฆ. ๐—ง๐—›๐—ฅ๐—˜๐—˜ ๐—›๐—ข๐—ฆ๐—ฃ๐—œ๐—ง๐—”๐—Ÿ ๐—ฉ๐—œ๐—ฆ๐—œ๐—ง๐—ฆ. ๐—ฆ๐—œ๐—ซ ๐—ช๐—˜๐—˜๐—ž๐—ฆ.
๐—”๐—ณ๐˜๐—ฒ๐—ฟ ๐˜๐˜„๐—ผ ๐—ณ๐—ฟ๐—ฎ๐—ฐ๐˜๐˜‚๐—ฟ๐—ฒ๐˜€, ๐—š๐—ฟ๐—ฎ๐—ฐ๐—ฒ ๐—ณ๐—ถ๐—ป๐—ฎ๐—น๐—น๐˜† ๐—ฎ๐—ฟ๐—ฟ๐—ฎ๐—ป๐—ด๐—ฒ๐—ฑ ๐—ฎ๐—ฐ๐—ฐ๐—ถ๐—ฑ๐—ฒ๐—ป๐˜ ๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ... ๐—ท๐˜‚๐˜€๐˜ ๐Ÿต ๐—ฑ๐—ฎ๐˜†๐˜€ ๐—น๐—ฎ๐˜๐—ฒ๐—ฟ, ๐˜€๐—ต๐—ฒ ๐—บ๐—ฎ๐—ฑ๐—ฒ ๐—ฎ ๐—ฐ๐—น๐—ฎ๐—ถ๐—บ.

Grace Edwards of In Sync Osteopathy is a self-employed human and equine osteopath who relies on her hands every single day.

Back in April, she'd fractured a finger after Benji accidentally stood on her hand while cleaning his stud holes, then just two days later broke her other hand in a team chase fall.

Grace took two weeks off work, but admitted afterwards:
๐—œ ๐˜„๐—ฎ๐—ป๐˜๐—ฒ๐—ฑ ๐—ฎ๐—ป๐—ฑ ๐—ป๐—ฒ๐—ฒ๐—ฑ๐—ฒ๐—ฑ ๐˜๐—ผ ๐˜๐—ฎ๐—ธ๐—ฒ ๐—บ๐—ผ๐—ฟ๐—ฒ ๐˜๐—ถ๐—บ๐—ฒ ๐—ผ๐—ณ๐—ณ, ๐—ฏ๐˜‚๐˜ ๐˜๐—ต๐—ฒ ๐˜๐—ต๐—ผ๐˜‚๐—ด๐—ต๐˜ ๐—ฎ๐—ป๐—ฑ ๐˜„๐—ผ๐—ฟ๐—ฟ๐˜† ๐—ผ๐—ณ ๐—ป๐—ผ ๐—ถ๐—ป๐—ฐ๐—ผ๐—บ๐—ฒ ๐—ณ๐—ผ๐—ฟ ๐—ฎ ๐—ณ๐˜‚๐—ฟ๐˜๐—ต๐—ฒ๐—ฟ ๐—ณ๐—ฒ๐˜„ ๐˜„๐—ฒ๐—ฒ๐—ธ๐˜€ ๐˜„๐—ฎ๐˜€ ๐˜๐—ผ๐—ผ ๐—บ๐˜‚๐—ฐ๐—ต. ๐—ฆ๐—ผ ๐—œ ๐—ฝ๐˜‚๐˜€๐—ต๐—ฒ๐—ฑ ๐—บ๐˜†๐˜€๐—ฒ๐—น๐—ณ ๐—ฏ๐—ฎ๐—ฐ๐—ธ ๐˜๐—ผ ๐˜„๐—ผ๐—ฟ๐—ธ.

Grace already knew about the cover through a friend I'd helped. She'd been meaning to sort it for a while, but it took that second fracture to finally make it happen.

At the end of May, Grace put the cover in place...

๐—๐˜‚๐˜€๐˜ ๐Ÿต ๐—ฑ๐—ฎ๐˜†๐˜€ ๐—น๐—ฎ๐˜๐—ฒ๐—ฟ, she was at what was supposed to be a fun cross-country schooling session when Benji stumbled approaching a fence and hit the jump. Although he managed to stay on his feet, Grace instinctively braced herself to stop going over his head. The force broke her left hand.

๐—ง๐—ต๐—ฟ๐—ฒ๐—ฒ ๐—ณ๐—ฟ๐—ฎ๐—ฐ๐˜๐˜‚๐—ฟ๐—ฒ๐˜€.
๐—ง๐—ต๐—ฟ๐—ฒ๐—ฒ ๐—ต๐—ผ๐˜€๐—ฝ๐—ถ๐˜๐—ฎ๐—น ๐˜ƒ๐—ถ๐˜€๐—ถ๐˜๐˜€.
๐—ฆ๐—ถ๐˜… ๐˜„๐—ฒ๐—ฒ๐—ธ๐˜€. ๐Ÿซฃ

And the third came just ๐Ÿต ๐—ฑ๐—ฎ๐˜†๐˜€ after putting the cover in place.

Despite having only arranged the policy 9 days earlier, the claim process was straightforward and the payout arrived quickly.

Grace was hoping to start eventing Benji this season and was worried that four weeks off would set them both back.
๐—ง๐—ต๐—ฒ ๐—บ๐—ผ๐—ป๐—ฒ๐˜† ๐—ด๐—ฎ๐˜ƒ๐—ฒ ๐—บ๐—ฒ ๐˜๐—ต๐—ฒ ๐—ฐ๐—ต๐—ฎ๐—ป๐—ฐ๐—ฒ ๐˜๐—ผ ๐˜€๐—ฒ๐—ป๐—ฑ ๐—•๐—ฒ๐—ป๐—ท๐—ถ ๐—ฎ๐˜„๐—ฎ๐˜† ๐—ณ๐—ผ๐—ฟ ๐—ฝ๐—ฟ๐—ผ๐—ณ๐—ฒ๐˜€๐˜€๐—ถ๐—ผ๐—ป๐—ฎ๐—น ๐˜€๐—ฐ๐—ต๐—ผ๐—ผ๐—น๐—ถ๐—ป๐—ด ๐—ฎ๐—ป๐—ฑ ๐—ฐ๐—ฎ๐—ฟ๐—ฒ. ๐—œ๐˜ ๐˜„๐—ฎ๐˜€ ๐˜€๐˜‚๐—ฐ๐—ต ๐—ฎ ๐—ฟ๐—ฒ๐—น๐—ถ๐—ฒ๐—ณ ๐—ธ๐—ป๐—ผ๐˜„๐—ถ๐—ป๐—ด ๐—ต๐—ฒ ๐˜„๐—ผ๐˜‚๐—น๐—ฑ ๐—ฏ๐—ฒ ๐—ณ๐˜‚๐—น๐—น๐˜† ๐—ฐ๐—ฎ๐—ฟ๐—ฒ๐—ฑ ๐—ณ๐—ผ๐—ฟ ๐—ฎ๐—ป๐—ฑ ๐—ฒ๐˜…๐—ฒ๐—ฟ๐—ฐ๐—ถ๐˜€๐—ฒ๐—ฑ ๐˜„๐—ต๐—ถ๐—น๐˜€๐˜ ๐—œ ๐˜„๐—ฎ๐˜€ ๐—ผ๐˜‚๐˜ ๐—ผ๐—ณ ๐—ฎ๐—ฐ๐˜๐—ถ๐—ผ๐—ป. ๐—œ๐˜ ๐—ฎ๐—น๐˜€๐—ผ ๐—ด๐—ฎ๐˜ƒ๐—ฒ ๐—บ๐—ฒ ๐˜๐—ต๐—ฒ ๐˜๐—ถ๐—บ๐—ฒ ๐˜๐—ผ ๐—ฟ๐—ฒ๐—น๐—ฎ๐˜… ๐—ฎ๐—ป๐—ฑ ๐—ต๐—ฒ๐—ฎ๐—น.

Grace summed it up perfectly:
๐—ง๐—ต๐—ฒ ๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ ๐—ถ๐˜€ ๐˜€๐—ถ๐—บ๐—ฝ๐—น๐˜† ๐˜€๐—ผ ๐—ถ๐—บ๐—ฝ๐—ผ๐—ฟ๐˜๐—ฎ๐—ป๐˜ ๐˜„๐—ต๐—ฒ๐—ป ๐—ต๐—ผ๐—ฟ๐˜€๐—ฒ๐˜€ ๐—ฎ๐—ฟ๐—ฒ ๐—ถ๐—ป๐˜ƒ๐—ผ๐—น๐˜ƒ๐—ฒ๐—ฑ ๐—ถ๐—ป ๐˜†๐—ผ๐˜‚๐—ฟ ๐—น๐—ถ๐—ณ๐—ฒ... ๐—ฌ๐—ผ๐˜‚ ๐—ต๐—ผ๐—ฝ๐—ฒ ๐˜†๐—ผ๐˜‚'๐—น๐—น ๐—ป๐—ฒ๐˜ƒ๐—ฒ๐—ฟ ๐—ป๐—ฒ๐—ฒ๐—ฑ ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ, ๐—ฏ๐˜‚๐˜ ๐—œ ๐—ฐ๐—ฒ๐—ฟ๐˜๐—ฎ๐—ถ๐—ป๐—น๐˜† ๐—ฑ๐—ถ๐—ฑ๐—ป'๐˜ ๐—ฒ๐˜…๐—ฝ๐—ฒ๐—ฐ๐˜ ๐˜๐—ผ ๐—ป๐—ฒ๐—ฒ๐—ฑ ๐—ถ๐˜ ๐—ท๐˜‚๐˜€๐˜ ๐—ป๐—ถ๐—ป๐—ฒ ๐—ฑ๐—ฎ๐˜†๐˜€ ๐—น๐—ฎ๐˜๐—ฒ๐—ฟ.

Grace's story is a reminder that you can't choose when the next accident happens... only whether you've put something in place before it does.
๐—•๐—ฒ๐—ฐ๐—ฎ๐˜‚๐˜€๐—ฒ ๐˜€๐—ผ๐—บ๐—ฒ๐˜๐—ถ๐—บ๐—ฒ๐˜€ "๐—ผ๐—ป๐—ฒ ๐—ฑ๐—ฎ๐˜†" ๐˜๐˜‚๐—ฟ๐—ป๐˜€ ๐—ผ๐˜‚๐˜ ๐˜๐—ผ ๐—ฏ๐—ฒ ๐—ท๐˜‚๐˜€๐˜ ๐Ÿต ๐—ฑ๐—ฎ๐˜†๐˜€ ๐—น๐—ฎ๐˜๐—ฒ๐—ฟ.

If you'd like to know how the cover works, or simply whether it's something worth considering, feel free to message me or give me a call on ๐Ÿฌ๐Ÿณ๐Ÿด๐Ÿต๐Ÿฌ ๐Ÿฒ๐Ÿฌ๐Ÿฏ๐Ÿฏ๐Ÿฌ๐Ÿญ.

Trulife Financial Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Approved by The Openwork Partnership 21/07/2026

07/08/2026

๐—”๐—ณ๐˜๐—ฒ๐—ฟ ๐˜€๐˜‚๐—ณ๐—ณ๐—ฒ๐—ฟ๐—ถ๐—ป๐—ด ๐˜๐˜„๐—ผ ๐—ณ๐—ฟ๐—ฎ๐—ฐ๐˜๐˜‚๐—ฟ๐—ฒ๐˜€ ๐—ถ๐—ป ๐˜๐—ต๐—ฟ๐—ฒ๐—ฒ ๐—ฑ๐—ฎ๐˜†๐˜€, ๐—š๐—ฟ๐—ฎ๐—ฐ๐—ฒ ๐—˜๐—ฑ๐˜„๐—ฎ๐—ฟ๐—ฑ๐˜€ ๐—ณ๐—ถ๐—ป๐—ฎ๐—น๐—น๐˜† ๐—ฎ๐—ฟ๐—ฟ๐—ฎ๐—ป๐—ด๐—ฒ๐—ฑ ๐—”๐—ฐ๐—ฐ๐—ถ๐—ฑ๐—ฒ๐—ป๐˜ ๐—–๐—ผ๐˜ƒ๐—ฒ๐—ฟ.

As a human and equine osteopath, Grace relies on her hands for her work.

๐—๐˜‚๐˜€๐˜ ๐Ÿต ๐—ฑ๐—ฎ๐˜†๐˜€ ๐—ฎ๐—ณ๐˜๐—ฒ๐—ฟ ๐˜๐—ฎ๐—ธ๐—ถ๐—ป๐—ด ๐—ผ๐˜‚๐˜ ๐˜๐—ต๐—ฒ ๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ, ๐˜€๐—ต๐—ฒ ๐—ฏ๐—ฟ๐—ผ๐—ธ๐—ฒ ๐—ต๐—ฒ๐—ฟ ๐—ต๐—ฎ๐—ป๐—ฑ, ๐—บ๐—ฎ๐—ฑ๐—ฒ ๐—ฎ ๐—ฐ๐—น๐—ฎ๐—ถ๐—บ ๐—ฎ๐—ป๐—ฑ ๐—ฟ๐—ฒ๐—ฐ๐—ฒ๐—ถ๐˜ƒ๐—ฒ๐—ฑ ๐—ฎ ๐˜๐—ฎ๐˜…-๐—ณ๐—ฟ๐—ฒ๐—ฒ ๐—น๐˜‚๐—บ๐—ฝ ๐˜€๐˜‚๐—บ.

A huge thank you to Grace of In Sync Osteopathy for allowing me to share her story.

As riders, we all know accidents are part of riding, but ๐—ต๐—ฎ๐˜ƒ๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ ๐—ฟ๐—ถ๐—ด๐—ต๐˜ ๐—ฐ๐—ผ๐˜ƒ๐—ฒ๐—ฟ ๐—ถ๐—ป ๐—ฝ๐—น๐—ฎ๐—ฐ๐—ฒ ๐—ฏ๐—ฒ๐—ณ๐—ผ๐—ฟ๐—ฒ๐—ต๐—ฎ๐—ป๐—ฑ ๐—ฐ๐—ฎ๐—ป ๐—บ๐—ฎ๐—ธ๐—ฒ ๐—ฎ ๐—ฏ๐—ถ๐—ด ๐—ฑ๐—ถ๐—ณ๐—ณ๐—ฒ๐—ฟ๐—ฒ๐—ป๐—ฐ๐—ฒ.

โฌ‡๏ธ ๐—ช๐—ฎ๐˜๐—ฐ๐—ต ๐—š๐—ฟ๐—ฎ๐—ฐ๐—ฒโ€™๐˜€ ๐˜€๐˜๐—ผ๐—ฟ๐˜† ๐—ฏ๐—ฒ๐—น๐—ผ๐˜„.

To find out more about ๐—”๐—ฐ๐—ฐ๐—ถ๐—ฑ๐—ฒ๐—ป๐˜ ๐—–๐—ผ๐˜ƒ๐—ฒ๐—ฟ ๐—ณ๐—ผ๐—ฟ ๐—ฟ๐—ถ๐—ฑ๐—ฒ๐—ฟ๐˜€, message me or call ๐—ข๐Ÿณ๐Ÿด๐Ÿต๐Ÿฌ ๐Ÿฒ๐Ÿฌ๐Ÿฏ๐Ÿฏ๐Ÿฌ๐Ÿญ.

Trulife Financial Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Approved by The Openwork Partnership 06/08/2026.

๐Ÿ‡ ๐Ž๐ง๐ฅ๐ฒ ๐ก๐จ๐ซ๐ฌ๐ž ๐ซ๐ข๐๐ž๐ซ๐ฌ ๐œ๐จ๐ฎ๐ฅ๐ ๐ญ๐ก๐ข๐ง๐ค ๐ญ๐ก๐ข๐ฌ ๐ข๐ฌ ๐ง๐จ๐ซ๐ฆ๐š๐ฅ... ๐Ÿค•When Iโ€™m at shows or doing rider talks and chatting about riding acci...
04/08/2026

๐Ÿ‡ ๐Ž๐ง๐ฅ๐ฒ ๐ก๐จ๐ซ๐ฌ๐ž ๐ซ๐ข๐๐ž๐ซ๐ฌ ๐œ๐จ๐ฎ๐ฅ๐ ๐ญ๐ก๐ข๐ง๐ค ๐ญ๐ก๐ข๐ฌ ๐ข๐ฌ ๐ง๐จ๐ซ๐ฆ๐š๐ฅ... ๐Ÿค•
When Iโ€™m at shows or doing rider talks and chatting about riding accidents, the number of riders who say something like...
"It'll take more than that to stop me riding!"
"I'll just see how it feels after I've mucked out."
"I was only in hospital overnight!"
For riders, accidents are normal... and the statistics from horse-related accidents back it up.
๐Ÿฅ 80% of riders have been to hospital.
๐Ÿฆด 47% have broken a bone.
๐Ÿ’ผ 29% have needed time off work.
With stats like these, it's no surprise that accident cover is becoming increasingly popular with riders. It pays cash lump sums if you're injured, helping to ease the financial pressure while you recover.
If you'd like to find out more about accident cover, just drop me a message. I'm always happy to help.
Have you had any of the above โ€“ tell us about your riding accidents๐Ÿด ๐Ÿค•

Statistics taken from the Kent Riders Survey carried out by Risky Business Surveys (October 2025).
Trulife Financial Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Approved by The Openwork Partnership 21/07/2026

๐Ÿ‡ ๐€ ๐†๐‘๐„๐€๐“ ๐ƒ๐€๐˜ ๐€๐“ ๐“๐‡๐„ ๐๐Ž๐๐…๐‹๐„๐”๐‘ ๐‡๐”๐๐“๐„๐‘ ๐“๐‘๐ˆ๐€๐‹ ๐Ÿ‡What a fantastic day at the Bonfleur Equestrian Hunter Trial. I was delighte...
16/07/2026

๐Ÿ‡ ๐€ ๐†๐‘๐„๐€๐“ ๐ƒ๐€๐˜ ๐€๐“ ๐“๐‡๐„ ๐๐Ž๐๐…๐‹๐„๐”๐‘ ๐‡๐”๐๐“๐„๐‘ ๐“๐‘๐ˆ๐€๐‹ ๐Ÿ‡

What a fantastic day at the Bonfleur Equestrian Hunter Trial. I was delighted to sponsor the LB Equestrian Events ๐Ÿ“๐ŸŽ/๐Ÿ”๐ŸŽ๐œ๐ฆ ๐๐š๐ข๐ซ๐ฌ, and congratulations to the winners ๐๐š๐ฎ๐ฅ๐š ๐’๐ฆ๐ข๐ญ๐ก and ๐‚๐จ๐ง๐ง๐ข๐ž ๐๐จ๐ฏ๐ข๐ง๐ ๐ญ๐จ๐ง.

It was great to meet so many riders and supporters throughout the day, and a big thank you to everyone who came over for a chat and entered the prize draw.

๐ŸŽ‰ ๐‚๐จ๐ง๐ ๐ซ๐š๐ญ๐ฎ๐ฅ๐š๐ญ๐ข๐จ๐ง๐ฌ ๐ญ๐จ ๐จ๐ฎ๐ซ ๐ฉ๐ซ๐ข๐ณ๐ž ๐๐ซ๐š๐ฐ ๐ฐ๐ข๐ง๐ง๐ž๐ซ๐ฌ:

๐ŸŽ ๐‡๐จ๐ซ๐ฌ๐ž ๐“๐ซ๐ž๐š๐ญ ๐‡๐š๐ฆ๐ฉ๐ž๐ซ โ€“ Phillipa Ballerio

๐Ÿญ ๐‰๐š๐ซ ๐จ๐Ÿ ๐ฌ๐ฐ๐ž๐ž๐ญ๐ฌ ๐Ÿ๐ซ๐จ๐ฆ The Short & Sweet Company โ€“ Annie Johnson

It was interesting to find out that many people didn't know this type of ๐€๐œ๐œ๐ข๐๐ž๐ง๐ญ ๐‚๐จ๐ฏ๐ž๐ซ existed for riders, so it was good to explain the options available and how it can help if an accident or injury kept you from riding or working.

If we didn't get chance to speak, or you'd like to find out more about the ๐ฉ๐ซ๐จ๐ญ๐ž๐œ๐ญ๐ข๐จ๐ง ๐จ๐ฉ๐ญ๐ข๐จ๐ง๐ฌ available, feel free to send me a message or call ๐จ๐ซ ๐œ๐š๐ฅ๐ฅ ๐ŸŽ๐Ÿ•๐Ÿ–๐Ÿ—๐ŸŽ ๐Ÿ”๐ŸŽ๐Ÿ‘๐Ÿ‘๐ŸŽ๐Ÿ. I'm always happy to help.

Thanks again to LB Equestrian Events for a great day, and well done to everyone who competed in the heat.

Trulife Financial Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Approved by The Openwork Partnership 09/07/2026.

12/07/2026
๐Ÿ† ๐—–๐—ผ๐˜‚๐—น๐—ฑ ๐—ฌ๐—ผ๐˜‚ ๐—•๐—ฒ ๐˜๐—ต๐—ฒ ๐—ข๐˜‚๐—ฐ๐—ต ๐—œ๐—ป๐—ฑ๐—ฒ๐˜… ๐—–๐—ต๐—ฎ๐—บ๐—ฝ๐—ถ๐—ผ๐—ป? ๐Ÿด๐Ÿค•At my rider talks, for a bit of fun, I kick things off with a quick "๐—ข๐˜‚๐—ฐ๐—ต ๐—œ๐—ป๐—ฑ๐—ฒ...
10/07/2026

๐Ÿ† ๐—–๐—ผ๐˜‚๐—น๐—ฑ ๐—ฌ๐—ผ๐˜‚ ๐—•๐—ฒ ๐˜๐—ต๐—ฒ ๐—ข๐˜‚๐—ฐ๐—ต ๐—œ๐—ป๐—ฑ๐—ฒ๐˜… ๐—–๐—ต๐—ฎ๐—บ๐—ฝ๐—ถ๐—ผ๐—ป? ๐Ÿด๐Ÿค•

At my rider talks, for a bit of fun, I kick things off with a quick "๐—ข๐˜‚๐—ฐ๐—ต ๐—œ๐—ป๐—ฑ๐—ฒ๐˜…" quiz.

The answers surprise people. Even though you're around horses every day, you tend to underestimate just how risky riding can be.

So, for a bit of fun, let's see how you get on... ๐Ÿ‘‡

๐—ช๐—ต๐—ฎ๐˜ ๐—ฝ๐—ฒ๐—ฟ๐—ฐ๐—ฒ๐—ป๐˜๐—ฎ๐—ด๐—ฒ ๐—ผ๐—ณ ๐—ž๐—ฒ๐—ป๐˜ ๐—ฟ๐—ถ๐—ฑ๐—ฒ๐—ฟ๐˜€ ๐—ฑ๐—ผ ๐˜†๐—ผ๐˜‚ ๐˜๐—ต๐—ถ๐—ป๐—ธ ๐—ต๐—ฎ๐˜ƒ๐—ฒ...

๐Ÿฅ ๐—•๐—ฒ๐—ฒ๐—ป ๐˜๐—ผ ๐—ต๐—ผ๐˜€๐—ฝ๐—ถ๐˜๐—ฎ๐—น following a horsey accident?

๐Ÿ’ผ ๐—ก๐—ฒ๐—ฒ๐—ฑ๐—ฒ๐—ฑ ๐˜๐—ถ๐—บ๐—ฒ ๐—ผ๐—ณ๐—ณ ๐˜„๐—ผ๐—ฟ๐—ธ after a horse related accident?

๐Ÿฆด ๐—•๐—ฟ๐—ผ๐—ธ๐—ฒ๐—ป ๐—ฎ ๐—ฏ๐—ผ๐—ป๐—ฒ falling from a horse?

๐Ÿ’ฌ ๐—ฃ๐—ผ๐—ฝ ๐˜†๐—ผ๐˜‚๐—ฟ ๐˜๐—ต๐—ฟ๐—ฒ๐—ฒ ๐—ด๐˜‚๐—ฒ๐˜€๐˜€๐—ฒ๐˜€ ๐—ถ๐—ป ๐˜๐—ต๐—ฒ ๐—ฐ๐—ผ๐—บ๐—บ๐—ฒ๐—ป๐˜๐˜€...
..And I'll reveal the answers in a couple of days... and we'll see who can claim the title of ๐Ÿ† ๐—ข๐˜‚๐—ฐ๐—ต ๐—œ๐—ป๐—ฑ๐—ฒ๐˜… ๐—–๐—ต๐—ฎ๐—บ๐—ฝ๐—ถ๐—ผ๐—ป! ๐Ÿ˜„

Trulife Financial Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority. Approved by The Openwork Partnership 08/07/2026.

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