30/08/2026
๐๐๐ ๐๐๐๐๐๐๐๐ ๐๐๐๐๐๐๐๐ ๐๐๐๐๐๐ ๐๐๐๐โ๐ ๐๐๐๐๐๐๐ ๐๐๐๐๐๐๐ ๐๐๐๐ ๐๐๐๐๐๐
Whether you ride competitively or simply for pleasure, accidents can and do happen, in the saddle or around the yard.
BHS Membership and other schemes are fantastic for liability protection, but their Personal Accident element is limited and usually only provides catastrophe cover.
That means it doesnโt cover the injuries riders face most often like fractures, dislocations, or ligament damage and payouts for severe injuries are much lower.
๐ข ๐๐๐๐ ๐๐๐๐๐๐ ๐๐ ๐๐๐
๐
๐๐๐๐๐:
โ
๐๐ฉ ๐ญ๐จ ยฃ๐,๐๐๐ ๐๐จ๐ซ ๐๐ซ๐๐๐ญ๐ฎ๐ซ๐๐ฌ, ๐๐ข๐ฌ๐ฅ๐จ๐๐๐ญ๐ข๐จ๐ง๐ฌ & ๐ฅ๐ข๐ ๐๐ฆ๐๐ง๐ญ ๐ข๐ง๐ฃ๐ฎ๐ซ๐ข๐๐ฌ
โ
๐๐จ๐ฌ๐ฉ๐ข๐ญ๐๐ฅ๐ข๐ฌ๐๐ญ๐ข๐จ๐ง ๐๐๐ง๐๐๐ข๐ญ โ ๐ฎ๐ฉ ๐ญ๐จ ยฃ๐๐๐ ๐ฉ๐๐ซ ๐๐๐ฒ if admitted after an accident
โ
๐๐จ๐ฆ๐ฉ๐๐ญ๐ข๐ญ๐ข๐ฏ๐ ๐ซ๐ข๐๐ข๐ง๐ (Team Chasing, Eventing, Show Jumping, Hunting), leisure riding & yard work covered*
โ
๐
๐ซ๐๐๐ฅ๐๐ง๐๐๐ซ๐ฌ ๐๐จ๐ฏ๐๐ซ๐๐ while working & riding with your own and other peopleโs horses
โ
๐๐/๐ ๐ฉ๐ซ๐จ๐ญ๐๐๐ญ๐ข๐จ๐ง โ riding, working, at home, driving or leisure
โ
Lump-sum payouts for permanent injuries (up to ยฃ125k), total disablement (up to ยฃ250k) or accidental death (up to ยฃ200k)
With this cover, tax free lump sums are paid directly to you, so you can pay for help with care, exercise, or day-to-day needs while you recover.
๐ข ๐๐๐๐๐ & ๐๐๐๐ ๐๐ ๐๐๐ ๐๐ ๐๐๐๐๐:
โ
๐๐จ ๐ฆ๐๐๐ข๐๐๐ฅ ๐ช๐ฎ๐๐ฌ๐ญ๐ข๐จ๐ง๐ฌ & ๐ฉ๐ซ๐๐ฏ๐ข๐จ๐ฎ๐ฌ ๐ข๐ง๐ฃ๐ฎ๐ซ๐ข๐๐ฌ ๐ง๐จ๐ญ ๐๐ฑ๐๐ฅ๐ฎ๐๐๐
โ
๐
๐ฅ๐๐ฑ๐ข๐๐ฅ๐ ๐๐จ๐ฏ๐๐ซ ๐๐ซ๐จ๐ฆ ยฃ๐๐ โ ยฃ65 per month
โ
Add all your children from just ยฃ2 a month โ no matter how many
โ
Iโll handle all the paperwork for you
๐ข ๐๐จ๐ง๐ญ๐๐๐ญ ๐ฆ๐ ๐จ๐ง ๐๐๐๐๐ ๐๐๐๐๐๐ ๐ญ๐จ ๐๐ข๐ง๐ ๐จ๐ฎ๐ญ ๐ฆ๐จ๐ซ๐
*Only professional race riding and point-to-pointing is excluded.
Trulife Financial Limited is an appointed representative of The Openwork Partnership, which is a trading style of Openwork Ltd, authorised and regulated by the Financial Conduct Authority. Register number 408285. Approved by Openwork Partnership 25/09/2025.