29/04/2026
If you're 55+, a lifetime mortgage (equity release) could give you access to tax-free cash - without having to move.
You could use it for:
โข Boosting retirement income
โข Home improvements
โข Helping children or grandchildren financially
โข Clearing an existing mortgage
โข Purchase your next property
โ You stay in your home
โ You still own your property
โ No required monthly repayments (optional plans available)
That said - itโs not right for everyone. It can reduce the value of your estate and may affect benefits, so getting the right advice is key.
Iโll walk you through:
โข How it works (in plain English)
โข The pros, cons, and alternatives
โข Whether it actually suits your situation
๐ฃ๏ธ Message me โEQUITYโ for a confidential, no-obligation chat.
Clear advice, no pressure - just helping you make the right decision.
IMPORTANT NOTICE:
Equity release is a long-term financial decision and may not be suitable for everyone. Seek independent financial advice to ensure it meets your needs. The amount you can release depends on your age, health and property value. Interest can accumulate over time, reducing the equity in your home and potentially affecting inheritance.
(Regulated by the Financial Conduct Authority. Your home may be repossessed if you do not keep up with your mortgage payments. Trading under Prosper Financial Solutions Ltd - FCA 587653.)