Heather Orr - Independent Mortgage Adviser

20/03/2026

Thank you Isabel. It’s been a pleasure to help you

★★★★★

16/03/2026

Say hello to my new work buddie Indie! She’s our little Romanian rescue who is settling in nicely and completely adored ❤️

11/03/2026

Should your mortgage be due for review within the next 3 months, I can secure a rate now! Please get in contact on 07792424171 😊

19/02/2026

For years, pensions have been one of the most effective tools for passing wealth to the next generation.

However, from April 2027, unused defined contribution pension funds are set to be included within your estate for Inheritance Tax purposes. This significant shift could reshape how families plan their legacy.

Our new Guide to Navigating the New Pension Inheritance Tax Rules explains what these changes could mean for you and your loved ones.

You can read it here:
https://www.templewealth.co.uk/resources/bitesized-guides/

The guide explores:

- What is changing in 2027 and why it matters

- How pensions may become subject to Inheritance Tax

- The differing impact on married couples and unmarried partners

- Why traditional “leave the pension last” strategies may need revisiting

- Practical steps to protect your estate and reduce future tax exposure

Estate planning is no longer just about writing a Will, it’s about adapting to evolving rules and making informed decisions early.

If you want to ensure your wealth is passed on in the most effective way possible, now is the time to review your plans.

Get in touch:
Fareham Office:
📞 Call: 01329 282 882
✉ Email: [email protected]
💻 Visit: https://www.templewealth.co.uk

Dorchester Office:
📞 Call: 01305 213150
✉ Email: [email protected]
💻 Visit: https://www.templemortgage.co.uk

Your home may be repossessed if you do not keep up with repayments on your mortgage.

Rates and eligibility vary. Always seek tailored advice.

Subject to status and lender criteria.

21/12/2025

18/12/2025

Good news from the Bank of England today! Let’s hope it continues into 2026. If your mortgage is due for review in the next 6 months please get in contact 07792424171 🤗

03/12/2025

Thank you James for the lovely review and your kind words. If you are looking to move home, review your rate or you are a first time buyer, please call for a friendly chat 07792424171

★★★★★

03/12/2025

With rates reducing, now is a good time to review. If your mortgage is due for renewal within the next 6 months, please contact me. Thank you Gavin for the lovely comments.

★★★★★

21/11/2025

Always lovely getting such a fab review. Please share, I’d very much appreciate it 🥰

★★★★★

11/11/2025

I gained 188 followers, created 5 posts and received 35 reactions in the past 90 days! Thank you all for your continued support. I could not have done it without you. 🙏🤗🎉

11/11/2025

Thank you for the lovely review. Very much appreciate you sharing with friends and family

★★★★★

20/10/2025

Out of office until the 1st November. I will still have access to emails and WhatsApp should anyone wish to contact me. [email protected] Tel 07792424171. 🥰