Heather Orr - Independent Mortgage Adviser

31/08/2026

A lovely review. Thank you 🤩

★★★★★

25/08/2026

★★★★★

29/05/2026

A lovely review and a pleasure helping first time buyers through the process of buying their first home

★★★★★

20/03/2026

Thank you Isabel. It’s been a pleasure to help you

★★★★★

16/03/2026

Say hello to my new work buddie Indie! She’s our little Romanian rescue who is settling in nicely and completely adored ❤️

11/03/2026

Should your mortgage be due for review within the next 3 months, I can secure a rate now! Please get in contact on 07792424171 😊

19/02/2026

For years, pensions have been one of the most effective tools for passing wealth to the next generation.

However, from April 2027, unused defined contribution pension funds are set to be included within your estate for Inheritance Tax purposes. This significant shift could reshape how families plan their legacy.

Our new Guide to Navigating the New Pension Inheritance Tax Rules explains what these changes could mean for you and your loved ones.

You can read it here:
https://www.templewealth.co.uk/resources/bitesized-guides/

The guide explores:

- What is changing in 2027 and why it matters

- How pensions may become subject to Inheritance Tax

- The differing impact on married couples and unmarried partners

- Why traditional “leave the pension last” strategies may need revisiting

- Practical steps to protect your estate and reduce future tax exposure

Estate planning is no longer just about writing a Will, it’s about adapting to evolving rules and making informed decisions early.

If you want to ensure your wealth is passed on in the most effective way possible, now is the time to review your plans.

Get in touch:
Fareham Office:
📞 Call: 01329 282 882
✉ Email: [email protected]
💻 Visit: https://www.templewealth.co.uk

Dorchester Office:
📞 Call: 01305 213150
✉ Email: [email protected]
💻 Visit: https://www.templemortgage.co.uk

Your home may be repossessed if you do not keep up with repayments on your mortgage.

Rates and eligibility vary. Always seek tailored advice.

Subject to status and lender criteria.

21/12/2025

18/12/2025

Good news from the Bank of England today! Let’s hope it continues into 2026. If your mortgage is due for review in the next 6 months please get in contact 07792424171 🤗