Ideal Financial Management Ltd

15/09/2026

So from next year -
The Government pays your State Pension.
It then passes the details to HMRC.
HMRC calculates the tax.
You may receive a bill—or have the tax taken from another pension.
You then send some of the money back to the Government.

All this could be required to collect a tax bill of around £90.

It’s the State Pension tax merry-go-round: one department gives with one hand while another takes back with the other.

One of our Directors, Brian Butcher, has written about why this bureaucratic circle is developing, who could be affected and why he fears the Government’s eventual “simplification” may simply mean pensioners receiving less.

Today’s earnings figures suggest that the new State Pension could increase from around £12,548 a year to approximately £13,037 next April - a rise of approximately 3.9% . That sounds like good news but it does raise some interesting issues. The Personal Allowance (the amount you are allowed to e...

04/09/2026

Really pleased to have been involved in this project and to see the finished result. ⚽️
We were delighted to support the club with the changing room project, and it’s been great to see it all come together.
A lot of hard work has gone into making this happen, it’s great to see Clarking Properties Ltd work come to life. Steve has done a fantastic job with the joinery and the finished changing room looks brilliant.
Great work by everyone involved! 👏⚽️

24/08/2026

Thank you once again for a fantastic event. We will be back again next year!! 🏇🏽🍾🏇🏽🍾🏇🏽🍾

23/08/2026

23/08/2026

Well done U7’s doing a great job 👏🏻 ⚽️ 🧡🖤

🦂🧡 OUR NEW U7s ARE GOING FROM STRENGTH TO STRENGTH! 🧡🦂

Our newly formed U7s were back in action this morning in a round robin hosted by Tickhill, and what a shift from the lads! 👏⚽️

They’re starting to really come together as a team, playing some fantastic football and showing just how much the hard work in training is paying off.

Every game they’re learning, improving and growing in confidence. The future is looking very bright for this group! 🧡🖤

A massive well done to all the players for representing the Scorps badge with pride. 🦂

Keep going lads, plenty more to come! 💪🧡🖤

LET'S GO SCORPS 🟠⚫⚽🦂

22/08/2026

Always proud to be involved with such a fantastic event. Another great day. Thank you Liane Clarking - Ideal Financial Management Ltd for organising and thank you Frickley Park Horse Trials for wonderful hospitality. See you next year!

10/08/2026

⭐ Another wonderful 5-star review ⭐

Financial planning isn’t just about investments and pensions. It’s about helping people turn their money into the life they want.

Sandra and her husband have trusted us with their financial planning since 2012, so it was incredibly rewarding to receive these kind words:

That is exactly what we want for every client: clarity, confidence and the freedom to look forward to retirement without worrying about money.

A huge thank you to Sandra for taking the time to leave this review—and to the fantastic team at Ideal Financial Management who help make it all possible.

If you’d like to feel more confident about your own retirement, please get in touch.

29/07/2026

Could you afford to retire—but still not be ready for retirement?

You may have built a healthy pension and investment portfolio, but retirement involves much more than money.

What will replace the purpose, routine, identity and relationships that work currently provides?

The complimentary Retirement Readiness Scorecard will assess your readiness across four important areas:

• Identity & Purpose
• Structure & Time
• Relationships & Emotional Wellbeing
• Financial Resources

In approximately 12 minutes, you’ll receive a personalised assessment highlighting your strengths, possible blind spots and areas that may need more attention.

It forms part of The Retirement Readiness Method™—a structured retirement-planning process created by Brian Butcher, a qualified financial adviser, Specialist in the Psychology of Financial Planning and holds the Advanced Certification in Retirement Coaching

Your pension may be ready. Are you?

Take the complimentary Scorecard here: https://retire-ready.scoreapp.com