What are the opening hours?

Monday 8am - 8pm Tuesday 8am - 8pm Wednesday 8am - 8pm Thursday 8am - 8pm Friday 8am - 7pm Saturday 10am - 3pm

National Debt Relief

We advise on all options available for addressing unaffordable debts. We are a private company providing debt advice and solutions in the UK.

In the UK, there are several ways to deal with debts, but it can be confusing to know where to start and which debt solution is right for you. We talk to many households every month who want to take action regarding their debt. Our friendly advisors lend a listening ear and offer unbiased advice on all available solutions, both formal and informal. When you reach out to us, we will help you identi

fy the options suitable for addressing your debts. The initial advice is free, and fees are only charged if you decide to use a solution managed by us. If we are unable to provide you with a solution of your choosing, we may refer you to an appropriate provider or charity.

01/07/2026

When debts you owe are more than you can afford to repay, it might be time to seek options.

An Individual Voluntary Arrangement (IVA) is one of several solutions worth exploring.

It's a formal, legally binding agreement between you and your creditors to repay what you can afford over a set period, usually five or six years. Any remaining unsecured debt may be written off on completion. It's set up by a licensed Insolvency Practitioner.

An IVA isn't right for everyone. The solution that suits you depends on your full circumstances, your income, your debts, and what you feel is best. Our advisers can talk through all of the available options with you, including IVA, DMP, Debt Consolidation, DRO, and Bankruptcy.

📞 0800 888 6660
🌐 www.nationaldebtrelief.co.uk/iva/iva-application-j26wf.html

28/06/2026

Earlier in the week, we shared an overview of the main UK debt solutions, what they are, how they work, and who they tend to suit.

Today, a real story from Alec, who reached out to us when he didn't know where to turn. His Trustpilot review:

"At that time didn't know what way to go but they took Their time explaining my options and set the plan up and got in touch with my debtors and helped me a lot along the process. Would highly recommend."

If you're struggling with debt repayments, and Alec's words resonate, our advisers are here to talk it through, based on your specific situation and what you feel is best.

📞 0800 888 6660
🌐 nationaldebtrelief.co.uk

24/06/2026

Worried about debt but not sure where to start?

There's more than one option available, and choosing the right one depends entirely on your situation and what you feel is best.

We've put together a simple breakdown of the main UK debt solutions: IVA, DMP, Debt Consolidation, DRO, and Bankruptcy. Swipe through to see how each one works and who it tends to suit.

If something sounds like it could apply to you, our advisers are here to talk it through properly, and will advise you based on your actual circumstances.

📞 0800 888 6660
🌐 nationaldebtrelief.co.uk

21/06/2026

An IVA is one of those debt solutions a lot of people have heard of but couldn't really explain.

So here's a walkthrough of how it actually works. From what an IVA is and how monthly payments are set, to the protection you get from creditors and what happens to any remaining debt at the end.

An IVA isn't the right solution for everyone, but for the right situation, it can make a real difference.

If you'd like to know more or talk through whether it could fit your situation, get in touch. We'll always give you honest advice on all your options.

An IVA is a formal debt solution. Fees apply, your credit rating will be affected, and failing to keep up payments could lead to bankruptcy. Subject to creditor approval.

15/06/2026

An example to show what an IVA can actually do.

Sarah, 38, had £24,000 of debt spread across 5 different creditors. Every month she was struggling to pay out £510 in minimum payments and watching the balance barely move.

Through an IVA, that became one fixed payment of £210 a month for 60 months. By the end, £11,400 of her original debt was written off. The fees were built into her affordable repayments agreed by creditors.

That's the bit a lot of people don't know about IVAs, that any remaining debt could be legally written-off on successful completion.

*Illustrative example, individual circumstances vary. An IVA is a formal debt solution. Fees apply, your credit rating will be affected, and failing to keep up payments could lead to bankruptcy. Subject to creditor approval.

01/04/2026

Easter office closure 🐣

Our offices will be closed on Friday 3rd and Monday 6th April.

If you contact us during this time, we will get back to you as soon as we reopen.

Wishing you a relaxing and enjoyable Easter.

02/01/2026

As we begin the New Year, we know many people start thinking about tackling money worries and taking steps towards a fresh start. Our team at National Debt Relief is here to support you.

We are currently receiving a high number of enquiries, so if you have reached out to us, please bear with us and we will respond as soon as we can.

Thank you for your patience and understanding. Wishing you a calm, steady and hopeful start to the year ahead.

https://www.nationaldebtrelief.co.uk/contact.html

22/12/2025

Our National Debt Relief offices will be closed for the festive season from 24 December to 2 January 2026. You can still send us an enquiry at any time and our advisors will respond as soon as we reopen.

We know the festive period can be stressful if you are struggling with debt. Please reach out if you need help and we will get back to you as quickly as we can.

https://www.nationaldebtrelief.co.uk/contact.html

Wishing you a peaceful and safe festive season.

11/03/2024

WHAT IS AN IVA?

*An Individual Voluntary Arrangement or IVA is a formal debt solution that could help you deal with your unaffordable debts.

In an IVA you could:
✅ Reduce your debts to an affordable amount
✅ Freeze interest & charges on your debts
✅ Have affordable monthly repayments
✅ Have protection from lenders
✅ Write off unaffordable debt

Click the link to find out more:
www.nationaldebtrelief.co.uk/fb-lp/iva-hf.html?ofp

At National Debt Relief we offer confidential, no obligation debt advice on all options available, which means you can make an informed decision on what approach you think is best, for dealing with your debts.

*All options should be considered before applying for an IVA. IVA payments are based on your affordability. In order for an IVA to be accepted, at least three-quarters of all your lenders, based on the amount you owe them, must agree. An IVA may not be suitable in all circumstances. Fees may apply. Your credit rating may be affected.

06/10/2023

Debt Advice – Find out all options available!

With the rising cost of living, it’s no surprise that many households are struggling to keep up with payments on bills and debts. If you're experiencing financial difficulty and need advice, it can be difficult to know what approach is best for your situation.

At National Debt Relief, we carry out a full evaluation of your financial circumstances, so that we can provide full and impartial advice on your available options.

Click the link to get started: www.nationaldebtrelief.co.uk/fb-lp/debt-advice-hf.html

National Debt Relief is authorised and regulated by the FCA. When you contact us, we will:
✅ provide a full assessment of your situation and advise on all options available.
✅ discuss any questions or queries you may have.
✅ never force you into a debt solution. It will be up to you to choose what you think is the best approach.
✅ signpost you to an appropriate provider or charity depending on how you want to address your debts.
✅ gather information about your debts if you’re not sure of all outstanding balances.

Address

Templemore Business Park
Derry
BT480LD

Opening Hours

Monday	8am - 8pm
Tuesday	8am - 8pm
Wednesday	8am - 8pm
Thursday	8am - 8pm
Friday	8am - 7pm
Saturday	10am - 3pm

Telephone

+448008886660

Website

https://www.nationaldebtrelief.co.uk/

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