Pennyburn Credit Union

15/10/2026

𝗛𝗮𝗽𝗽𝘆 𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗖𝗿𝗲𝗱𝗶𝘁 𝗨𝗻𝗶𝗼𝗻 𝗗𝗮𝘆 🌍✨

Today has been a really special day as we celebrate International Credit Union Day and our 60th Anniversary giveaway 🥰🎉

We're delighted to say that all 120 winners in our £15,000 giveaway have now been contacted!
💷 60 Adult Members won £200 each
⭐ 60 Junior Members won £50 each

A huge congratulations to all our winners and a heartfelt thank you to every member who has supported Pennyburn Credit Union over the last 60 years. We simply wouldn't be here without you❤️‍

Didn't get a winning call today? Don't worry, we'd still love to celebrate with you!
Join us this Saturday from 9.30AM - 2PM for tea, buns and a wee catch-up as we mark International Credit Union Day ☕

Whether you've been a member for 6 months or 60 years, you're part of the Pennyburn family 💙

Here's to 60 years of people helping people and the next 60 to come 🥳✨

13/10/2026

𝗔𝗹𝗹 𝘄𝗶𝗻𝗻𝗲𝗿𝘀 𝗵𝗮𝘃𝗲 𝗯𝗲𝗲𝗻 𝗰𝗼𝗻𝘁𝗮𝗰𝘁𝗲𝗱 - 𝘁𝗵𝗮𝗻𝗸𝘀 𝘀𝗼 𝗺𝘂𝗰𝗵 𝗳𝗼𝗹𝗸𝘀 🥰

---------------------------------------------------------------------

𝗧𝗛𝗜𝗦 𝗜𝗦 𝗡𝗢𝗧 𝗔 𝗗𝗥𝗜𝗟𝗟, 𝗜 𝗥𝗘𝗣𝗘𝗔𝗧!! 🚨✨

Something BIG is coming this International Credit Union Day (𝗧𝗵𝗶𝘀 𝗧𝗵𝘂𝗿𝘀𝗱𝗮𝘆 𝗯𝗲𝘁𝘄𝗲𝗲𝗻 𝟭𝟬𝗔𝗠 & 𝟭𝟭𝗔𝗠 𝘁𝗼 𝗯𝗲 𝘀𝗽𝗲𝗰𝗶𝗳𝗶𝗰) 👀...

It's our 60th birthday this year and we wanted to do something special for the people who made it all possible....our members (𝘵𝘩𝘦 𝘣𝘦𝘴𝘵 𝘪𝘯 𝘋𝘦𝘳𝘳𝘺 𝘮𝘪𝘨𝘩𝘵 𝘸𝘦 𝘢𝘥𝘥)💙

For six decades, you've saved with us, borrowed from us, supported us and helped us grow into the Credit Union we are today. So to say thank you, we're giving away an incredible £15,000 this International Credit Union Day! 🎉

✨60 Adult Members will each receive £200
✨60 Junior Members will each receive £50
That's a whopping 𝟭𝟮𝟬 𝘄𝗶𝗻𝗻𝗲𝗿𝘀 selected completely at random using an independent online random generator.

The best part?
✅ No forms to fill in ✅ No need to enter ✅ No catches

📞 𝗪𝗲'𝗹𝗹 𝗯𝗲 𝗰𝗼𝗻𝘁𝗮𝗰𝘁𝗶𝗻𝗴 𝗮𝗹𝗹 𝘄𝗶𝗻𝗻𝗲𝗿𝘀 𝗯𝗲𝘁𝘄𝗲𝗲𝗻 𝟭𝟬𝗔𝗠 𝗮𝗻𝗱 𝟭𝟭𝗔𝗠 𝘁𝗵𝗶𝘀 𝗧𝗵𝘂𝗿𝘀𝗱𝗮𝘆. 𝗞𝗲𝗲𝗽 𝗮𝗻 𝗲𝘆𝗲 𝗼𝗻 𝘆𝗼𝘂𝗿 𝗽𝗵𝗼𝗻𝗲 𝗮𝗻𝗱 𝗺𝗮𝗸𝗲 𝘀𝘂𝗿𝗲 𝘆𝗼𝘂𝗿 𝗰𝗼𝗻𝘁𝗮𝗰𝘁 𝗱𝗲𝘁𝗮𝗶𝗹𝘀 𝗮𝗿𝗲 𝘂𝗽 𝘁𝗼 𝗱𝗮𝘁𝗲!

We'd love your help spreading the word. Please like, share and tag a fellow Pennyburn member so nobody misses out on our biggest member giveaway yet💙

From everyone at Pennyburn Credit Union, thank you for being part of our story over the last 60 years. Here's to the next 60!!! 🥳🎂

09/10/2026

𝗝𝘂𝗻𝗶𝗼𝗿 𝗦𝗮𝘃𝗲𝗿𝘀 𝗧𝗶𝗽 𝟰: 𝗠𝗶𝗻𝗶 𝗦𝗮𝘃𝗶𝗻𝗴 𝗖𝗵𝗮𝗹𝗹𝗲𝗻𝗴𝗲 ✨

We’re at Tip 4, so it’s time to put those saving skills into action 💪🏻

Give your Junior Saver their choice of challenge:
🙌🏼𝗧𝗵𝗲 𝗖𝗼𝗶𝗻 𝗖𝗵𝗮𝗹𝗹𝗲𝗻𝗴𝗲: Save your 50ps, £1s or £2s
🚫 𝗧𝗵𝗲 𝗡𝗼-𝗦𝗽𝗲𝗻𝗱 𝗗𝗮𝘆: Keep your pocket money in your pocket for the day
🐷 𝗧𝗵𝗲 𝗦𝗽𝗮𝗿𝗲 𝗖𝗵𝗮𝗻𝗴𝗲 𝗖𝗵𝗮𝗹𝗹𝗲𝗻𝗴𝗲: Fill a jar for a month and count it up

𝗔𝗻𝗱 𝗶𝗳 𝘆𝗼𝘂𝗿 𝗹𝗶𝘁𝘁𝗹𝗲 𝘀𝗮𝘃𝗲𝗿 𝗱𝗼𝗲𝘀𝗻’𝘁 𝗵𝗮𝘃𝗲 𝘁𝗵𝗲𝗶𝗿 𝗼𝘄𝗻 𝗮𝗰𝗰𝗼𝘂𝗻𝘁 𝘆𝗲𝘁, 𝗝𝘂𝗻𝗶𝗼𝗿 𝗦𝗮𝘃𝗲𝗿𝘀 𝗪𝗲𝗲𝗸 𝗶𝘀 𝗮 𝗴𝗿𝗲𝗮𝘁 𝘁𝗶𝗺𝗲 𝘁𝗼 𝗴𝗲𝘁 𝘁𝗵𝗲𝗺 𝘀𝘁𝗮𝗿𝘁𝗲𝗱 💰

To open a Junior Account, bring along:
✅ Child’s long birth certificate
✅ Valid photo ID for the parent/guardian
✅ Address verification for the parent/guardian, dated within last 3 months

👶If your child is aged 7+ they must be present to sign the paperwork

Pop in and we’ll take it from there 🥰💙

08/10/2026

𝗝𝘂𝗻𝗶𝗼𝗿 𝗦𝗮𝘃𝗲𝗿𝘀 𝗧𝗶𝗽 𝟯: 𝗣𝗼𝗰𝗸𝗲𝘁 𝗠𝗼𝗻𝗲𝘆: 𝗦𝗼𝗿𝘁 𝗜𝘁 𝗢𝘂𝘁 ✨

If your Junior Saver gets pocket money, try helping them split it up instead of putting it all in one place.

You could use three jars, envelopes or pots ☺️:
𝗦𝗣𝗘𝗡𝗗: A little money to spend now
𝗦𝗔𝗩𝗘: Money kept for something bigger later
𝗦𝗛𝗔𝗥𝗘: Optional, but they might like to save something for a gift, charity or helping someone else

The important part? Let them make the decisions 🙌🏼

Got £5 pocket money? Ask them:
“𝘏𝘰𝘸 𝘮𝘶𝘤𝘩 𝘥𝘰 𝘺𝘰𝘶 𝘸𝘢𝘯𝘵 𝘵𝘰 𝘴𝘱𝘦𝘯𝘥 𝘯𝘰𝘸, 𝘢𝘯𝘥 𝘩𝘰𝘸 𝘮𝘶𝘤𝘩 𝘥𝘰 𝘺𝘰𝘶 𝘸𝘢𝘯𝘵 𝘵𝘰 𝘬𝘦𝘦𝘱 𝘧𝘰𝘳 𝘭𝘢𝘵𝘦𝘳?” It’s not about telling them what they 𝙝𝙖𝙫𝙚 to do with their money. It’s about getting them to stop, think and make a choice before they spend it 💭

07/10/2026

𝗝𝘂𝗻𝗶𝗼𝗿 𝗦𝗮𝘃𝗲𝗿𝘀 𝗧𝗶𝗽 𝟮: 𝗧𝗵𝗲 𝗕𝗶𝗴 𝗦𝗵𝗼𝗽 𝗕𝘂𝗱𝗴𝗲𝘁 🛒

Turn the weekly shop into a little money lesson for your little ones. Next time you're doing the big shop, give your Junior Saver a small challenge:

📝Pick an item from the shopping list
💷Give them a budget
🔎Let them compare the different prices & options
🧮See if they can stay within budget

For example, give them £5 to choose the fruit for the week or £3 for the weekend treats. Let them work out what they can get for their money. It’s a simple way to get them thinking about prices, choices and making their money stretch further... while getting a bit of help with the shopping too 😜

Put their knowledge to the test with the Junior Savers Week Quiz and you could be in with 𝗮 𝗰𝗵𝗮𝗻𝗰𝗲 𝗼𝗳 𝘄𝗶𝗻𝗻𝗶𝗻𝗴 𝗮 £𝟭𝟬𝟬 𝗢𝗻𝗲𝟰𝗔𝗹𝗹 𝘃𝗼𝘂𝗰𝗵𝗲𝗿 👇🏼✨
https://app.quizwizards.com/quiz/junior-savers-week-2026

06/10/2026

𝗜𝘁'𝘀 𝗝𝘂𝗻𝗶𝗼𝗿 𝗦𝗮𝘃𝗲𝗿𝘀 𝗪𝗲𝗲𝗸 🙌🏻

Junior Savers Tip 1: ✨ Start Small. Save Big ✨

Got a little saver at home? Start with a goal 🎯
Help your junior saver choose something they’d like to save for, help them work out how much they need and encourage them to save a little towards it each week.

£1 or £2 might not seem like much but it lets them see it all add up and it's a great way for children to see how saving works 🧐

The amount isn’t the important bit. Getting into the habit of saving is 🥰

05/10/2026

𝗝𝘂𝘀𝘁 𝟭 𝘄𝗲𝗲𝗸 𝗹𝗲𝗳𝘁 𝘁𝗼 𝘀𝘂𝗯𝗺𝗶𝘁 𝘆𝗼𝘂𝗿 𝗺𝗮𝘀𝘁𝗲𝗿𝗽𝗶𝗲𝗰𝗲𝘀 😝🎨

There are lots of different age categories as well as an 𝗮𝗱𝘂𝗹𝘁𝘀 category! So get drawing, get painting, get colouring - get involved with the chance to win 𝗰𝗮𝘀𝗵 𝗽𝗿𝗶𝘇𝗲𝘀!

Please share this with anyone who fits the bill & any groups that would love to get involved 🥰

⛔️ ⛔️ 𝗙.𝗬.𝗜 𝘆𝗼𝘂 𝗱𝗼𝗻𝘁 𝗵𝗮𝘃𝗲 𝘁𝗼 𝗯𝗲 𝗮 𝗺𝗲𝗺𝗯𝗲𝗿 𝘁𝗼 𝗲𝗻𝘁𝗲𝗿 ⛔️ ⛔️

You could be recognised regionally and potentially nationally at a Prize-giving ceremony for one of Ireland’s longest-running art initiatives attracting more than 30,000 each year!! 😉

𝗖𝗮𝗹𝗹𝗶𝗻𝗴 𝗮𝗹𝗹 𝗔𝗿𝘁𝗶𝘀𝘁𝘀 (𝙞𝙣𝙘𝙡𝙪𝙙𝙞𝙣𝙜 𝙩𝙝𝙚 𝙮𝙤𝙪𝙣𝙜 & 𝙮𝙤𝙪𝙣𝙜 𝙖𝙩 𝙝𝙚𝙖𝙧𝙩) 🎨

❗𝗪𝗔𝗥𝗡𝗜𝗡𝗚 ❗ Enter at your own risk. This competition isn't just for the wee ones! Previous participants of all ages and abilities have reported increased imagination, colourful messes and cash prizes 😲!

𝗧𝗵𝗶𝘀 𝘆𝗲𝗮𝗿𝘀 𝘁𝗵𝗲𝗺𝗲 🌈: “World of Colour”
𝗔𝗴𝗲 𝗖𝗮𝘁𝗲𝗴𝗼𝗿𝗶𝗲𝘀 🧐: Aged 7 & under | 8–10 | 11–13 | 14–17 | 18+
𝗜𝘀 𝘁𝗵𝗲𝗿𝗲 𝗽𝗿𝗶𝘇𝗲𝘀👀: Too right there is! Cash prizes for 1st, 2nd & 3rd place in each age group

𝗛𝗼𝘄 𝘁𝗼 𝗲𝗻𝘁𝗲𝗿: Entry forms available at either of our offices Greenhaw Road or Aileach Road (and you can grab some A3 paper here also) 𝗼𝗿 snag them from our website under the 'News' Section 😜👇🏽

https://pennyburncreditunion.com/news/credit-union-art-competition-2026-is-here/

** 𝗖𝗹𝗼𝘀𝗶𝗻𝗴 𝗗𝗮𝘁𝗲⏰: 𝗠𝗼𝗻𝗱𝗮𝘆 𝟭𝟮𝘁𝗵 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 @𝟯𝗣𝗠 **

01/10/2026

𝗛𝗮𝗽𝗽𝘆 𝟭𝘀𝘁 𝗼𝗳 𝗢𝗰𝘁𝗼𝗯𝗲𝗿 🎃🍁

October, is that you??? Because the sunshine is definitely giving more summer than autumn today 🤣
Not complaining though! I’ll happily take a little extra sun before the darker nights creep in 👀

Here’s to a fresh month, new beginnings, plenty of wee moments to enjoy and plenty of reasons to smile coming your way 💛

Happy October folks🍁✨

27/09/2026

𝗜𝗳 𝘄𝗲 𝗰𝗮𝗻 𝘀𝗮𝘃𝗲 𝗼𝗻𝗲 𝗽𝗲𝗿𝘀𝗼𝗻 𝗮 𝗳𝗲𝘄 𝗾𝘂𝗶𝗱, 𝘄𝗲’𝗿𝗲 𝗰𝗮𝗹𝗹𝗶𝗻𝗴 𝘁𝗵𝗮𝘁 𝗮 𝘄𝗶𝗻 🙌🏼

On Friday, we shared two handy links to compare fuel & heating oil prices. Here's a couple more changes that might help 👇🏽

𝗠𝗮𝗸𝗲 𝘆𝗼𝘂𝗿 𝗳𝘂𝗲𝗹 𝗴𝗼 𝗳𝘂𝗿𝘁𝗵𝗲𝗿 🚗
Easy on the accelerator, avoid harsh braking, keep your tyres at the right pressure and clear out the junk in your boot. Aircon= Do you really need it? It can increase your fuel consumption by up to 10%!

𝗦𝗵𝗼𝗽 𝘆𝗼𝘂𝗿 𝗸𝗶𝘁𝗰𝗵𝗲𝗻 𝗯𝗲𝗳𝗼𝗿𝗲 𝘁𝗵𝗲 𝘀𝘂𝗽𝗲𝗿𝗺𝗮𝗿𝗸𝗲𝘁 🛒
Have a look through the cupboards and plan a few meals around what you already have. Less waste and less ending up in the trolley!

𝗗𝗼 𝗮 𝘀𝘂𝗯𝘀𝗰𝗿𝗶𝗽𝘁𝗶𝗼𝗻 𝗠𝗢𝗧 📱
Netflix, Prime, apps, memberships and the rest. Have a look through your bank transactions and see if you're still paying for anything you barely use.

𝗦𝗮𝘃𝗲 𝗶𝘁 𝗯𝗲𝗳𝗼𝗿𝗲 𝘆𝗼𝘂 𝘀𝗽𝗲𝗻𝗱 𝗶𝘁 💷
Treat your savings like a bill, even if the amount is small. Consistency matters and it soon starts to add up.

𝗕𝘂𝘆𝗶𝗻𝗴 𝘀𝗼𝗺𝗲𝘁𝗵𝗶𝗻𝗴 𝗼𝗻𝗹𝗶𝗻𝗲? 𝗚𝗼𝗼𝗴𝗹𝗲 𝗶𝘁 𝗳𝗶𝗿𝘀𝘁 👚
Have a quick jook for discount codes or cheaper prices elsewhere before hitting Pay. It might save nothing but it also might save you a tenner for 30 seconds of snooping 😂

Nothing groundbreaking and no "stop buying a coffee and you'll be a millionaire" talk 😂Just a few realistic wee things that might leave a bit more money in your pocket 💙

Have you a money-saving trick that genuinely works? Stick it in the comments, it might help someone else👇🏼

25/09/2026

𝗙𝘂𝗲𝗹 & 𝗼𝗶𝗹 𝗽𝗿𝗶𝗰𝗲𝘀 ... 𝘄𝗲 𝗸𝗻𝗼𝘄, 𝗶𝘁’𝘀 𝘀𝗰𝗮𝗻𝗱𝗮𝗹𝗼𝘂𝘀 😩

We can’t do much about the prices but it's definitely worth taking 60 seconds to shop around before handing over the money.

⛽ 𝗣𝗲𝘁𝗿𝗼𝗹 𝗼𝗿 𝗱𝗶𝗲𝘀𝗲𝗹?
Two stations 5 minutes apart could differ by 20p/30p a litre. Use the link below & enter your post code to find the cheapest spot near you. You can tweak the search to show Petrol/Diesel prices 👇🏽
https://www.petrolprices.com/app/map

🔥 𝗛𝗲𝗮𝘁𝗶𝗻𝗴 𝗼𝗶𝗹?
This link below shows you the cheapest oil prices in your area, along with when the price was last updated 👇🏽
https://www.cheapestoil.co.uk/Heating-Oil-NI?prices=derry

It takes all but a minute to check and sure a few quid saved is a few quid better in your pocket as far as we're concerned 💙

On Sunday we'll share some more simple ways to make the pennies stretch ☺️