Patrick McCarry Lifetime Mortgage Services

28/01/2026

Another great option for borrowing.

Mortgage enquiries now open! 🏠

As part of our continued commitment to supporting our members at every stage of life, we are now welcoming mortgage enquiries.

If you are considering buying your first home, moving house, or refinancing, we would be happy to have an initial conversation. Get in touch with the team to find out more. Call us now on our dedicated mortgage line to enquire 028 7127 5384, leave us a message and we will get back to you.

Mortgages are subject to eligibility, terms and conditions apply.

15/01/2026

Quite the journey with this client and a pleasure to deal with. For me, its all personal.

The unseen reality of equity release advice, 478 days of persistence, teamwork, and human impact. Every so often a case arrives that reminds us why this work matters. Not because it is straightforward, but because it is anything but. This Bower Home Finance case reveals the real depth of an Equity R...

09/06/2025

This is fantastic news and a welcome addition to the local market!! Well done to all involved in securing this authorisation.

BIG NEWS FROM DERRY CREDIT UNION FOR HOMEOWNERS AND FIRST-TIME BUYERS

Derry Credit Union are the first credit union in the north of Ireland to be approved by the PRA and FCA to offer mortgages. The official launch of our new product will be in September when the details of the rates, terms, eligibility and application process will be explained!🤗💙

06/11/2024

Big day tomorrow and lets see if the recent budget is going to make any impact on the Bank of England base rate. Announcement tomorrow, noon. Watch this space!

01/11/2024

https://www.facebook.com/share/19TjKKzJqE/?mibextid=WC7FNe

What To Expect Within Your Brochure At Bower Home Finance, we've created a helpful equity release brochure that provides all of the facts and information

25/10/2024

Interesting cases this week including a client with a maturing Interest Only mortgage and no suitable repayment vehicle to repay the loan as per the original terms of his agreement . With medical underwriting, I was able to apply for a lifetime mortgage to secure his right to live in the property for as long as he desires. If you know of anyone in the same position, please ring on 07712427183

Send a message to learn more

23/10/2024

If you or you know anyone with a maturing Interest Only mortgage and without a suitable repayment vehicle, please give me a call. There are options available and mean that you get to keep your home.
3 calls this week in Derry alone and its only Wednesday so this problem is bigger than we think

Send a message to learn more

08/10/2024

Helping to lower your anxiety levels. Of course, if you are worried about money and budgeting, there are various routes for help and advice, then there's this

Finance expert Laura Pomfret explains how an equity release mortgage could unlock cash!

24/09/2024

Lots of news so far this week with lenders continuing to sustain market share offering cuts to their fixed rates. Nationwide Building Society boosting borrowing amounts by offering up to 6x income multiples (as always, subject to particular criteria) And in later life lending news, for the first time ever, More2Life have launched a lifetime mortgage with zero, yes, NO early repayment charge. Unprecedented.
And its only Tuesday.
Tomorrow marks the start of Shared Ownership Week 2024 and I shall add a few notes on that then.

14/09/2024

You can now book a free initial appointment by telephone using the link below 👇👇

13/09/2024

Thank you to all my new followers this week. For all your financial, mortgage and protection needs drop a message or use the Whatsapp link 07712 427183 and I shall return the call as soon as I can. Sure who would'nt want to be advised by an award winning adviser?