View Finance Ltd

View Finance Ltd View Finance provides whole of market advice on Mortgages and Insurances

🚨 Birthday Alert! 🚨Our calculations show that age may be increasing, but so is experience… and fortunately that’s far mo...
17/06/2026

🚨 Birthday Alert! 🚨

Our calculations show that age may be increasing, but so is experience… and fortunately that’s far more valuable! 📈

Please join us in wishing a very Happy Birthday to Kev!

We hope your day is filled with celebrations, cake, and zero emails 🫣

Have a great one! 🎉

🚩 Red Flags When Viewing a House 🚩When you’re viewing a property, it’s easy to put on your rose tinted glasses 👓But it’s...
17/06/2026

🚩 Red Flags When Viewing a House 🚩

When you’re viewing a property, it’s easy to put on your rose tinted glasses 👓

But it’s just as important to keep an eye out for potential issues that could lead to unexpected costs further down the line.

Things like signs of damp, cracks, condensation, poor ventilation, or low water pressure might not be deal-breakers, but they’re definitely worth investigating 🫆🕵🏼

Why does this matter from a mortgage perspective? Because some property issues can affect a lender’s valuation, influence what you’re able to borrow, or result in recommendations for further surveys before you proceed.

Which red flag would make you think twice about a property? 👇🏡

*This post is for information only.
*As a mortgage is secured against your home, your home may be repossessed if you do not keep up with your mortgage payments.
*View Finance is FCA registered.

Starter home vs dream home 🏡For many people, the housing journey isn’t about choosing one forever option!It’s about deci...
13/06/2026

Starter home vs dream home 🏡

For many people, the housing journey isn’t about choosing one forever option!

It’s about deciding what feels right for the stage you’re at right now.

Some prioritise getting on the ladder sooner, others prefer to wait until they can secure something closer to their long-term ideal. 🪜❤️

Both are valid paths depending on individual circumstances, plans, and timing. ⏱️

This or that, what would you lean towards today? 📩

*As a mortgage is secured against your home, your home may be repossessed if you do not keep up with your mortgage payments.
*This post is for information only.
*View Finance is FCA registered.

🏡 UK Mortgage Market Update – 8th June 2026. Here’s where things currently stand:🏦 Bank of EnglandBase rate is holding s...
08/06/2026

🏡 UK Mortgage Market Update – 8th June 2026.

Here’s where things currently stand:

🏦 Bank of England
Base rate is holding steady at 3.75%, with no change expected until the next decision later this month.

📉 Mortgage rates
Fixed rates have seen small, gradual reductions in recent weeks, but nothing dramatic.

🏡 Housing market
The market is showing signs of cooling slightly, with more properties coming to market and prices softening in some areas.

📊 Lending activity
Mortgage approvals remain steady!

🔮 What this means
We’re in a “steady but sensitive” market:

* No rapid rate drops yet
* Small improvements in fixed rates
* More opportunity for buyers who are ready and well-prepared

💬 If you’re thinking about buying or remortgaging soon, it’s a good time to review your options, let’s talk.

*As a mortgage is secured against your home, your home may be repossessed if you do not keep up with your mortgage payments.
*This post is for information only.
*This information has been gathered from the Official BOE website & BBC.
*View Finance is FCA registered.

FUN FACT FRIDAY ✨Did you know that the same property can be valued differently by different lenders?That means the amoun...
05/06/2026

FUN FACT FRIDAY ✨

Did you know that the same property can be valued differently by different lenders?

That means the amount you’re able to borrow could vary depending on who carries out the valuation.

It’s one of the reasons why mortgages aren’t always a one-size-fits-all process, different lenders can have different views on the very same property.

Who knew one house could have multiple opinions? 👀

*As a mortgage is secured against your property, your home may be repossessed if you do not keep up with your mortgage payments.
*This post is for information only.
*View Finance is FCA registered.

A lot of people assume certain situations automatically mean they won’t be able to get a mortgage… but that isn’t always...
01/06/2026

A lot of people assume certain situations automatically mean they won’t be able to get a mortgage… but that isn’t always the case 🏡

Being self-employed, having previous credit issues, relying on overtime, changing jobs, or being on maternity leave doesn’t necessarily mean home ownership is off the table.

Every lender assesses applications differently, which is why understanding your options properly can make such a difference, aaaand this is where we come in and make the process easier 📑

Things are rarely as black and white as they seem 👀

*As a mortgage is secured against your home, your home may be repossessed if you do not keep up with your payments.
*This post is for information only.
*View Finance is FCA registered.

Back by popular demand, drum roll please 🥁FUN FACT FRIDAY✨Stamp Duty used to literally involve wax seals 🕯️Yes, actual h...
29/05/2026

Back by popular demand, drum roll please 🥁

FUN FACT FRIDAY✨

Stamp Duty used to literally involve wax seals 🕯️

Yes, actual hot wax stamped onto documents as proof of payment.

No emails, no online forms just physical paperwork and seals📋📑

The name “Stamp Duty” actually comes straight from that process, over time it’s evolved into the digital system we have now, but the history behind it is a reminder of how different the home buying process used to be!

*As a mortgage is secured against your home, your home may be repossessed if you do not keep up with your mortgage payments.
*This post is for information only.
*View Finance is FCA registered.

First time buyer tips you’ll wish you knew sooner 🏡💚A few things worth knowing before you start your home buying journey...
28/05/2026

First time buyer tips you’ll wish you knew sooner 🏡💚

A few things worth knowing before you start your home buying journey!

Have any questions? Give us a call 📱

*As a mortgage is secured against your home, your home may be repossessed if you do not keep up with your mortgage payments.
*This post is for information only.
*View Finance is FCA registered.

What they say?! 💚Nothing means more than feedback like this, thank you for trusting us with your journey.Ready to start ...
27/05/2026

What they say?! 💚

Nothing means more than feedback like this, thank you for trusting us with your journey.

Ready to start your home journey? Give us a call 📱

*As a mortgage is secured against your home, your home may be repossessed if you do not keep up with your mortgage payments.
*View Finance is FCA registered.

Address

View Finance Ltd
Derby
DE11DA

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 9am - 5pm
Sunday 9am - 1pm

Telephone

+443333208658

Website

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