View Finance Ltd

View Finance Ltd View Finance provides whole of market advice on Mortgages and Insurances

🏡FUN FACT FRIDAY🏡Did you know being declared bankrupt doesn’t automatically mean you can NEVER get a mortgage?It can mak...
28/08/2026

🏡FUN FACT FRIDAY🏡

Did you know being declared bankrupt doesn’t automatically mean you can NEVER get a mortgage?

It can make things more difficult and your options may be limited, especially soon after bankruptcy - but there are lenders who may consider applicants with a previous bankruptcy. *

Your credit history is only one piece of the puzzle 🧩 

So if you’ve been told “you’ll never get a mortgage”, don’t assume that’s the end of the story. 😊

*As a mortgage is secured against your home, your home may be repossessed if you do not keep up with your mortgage payments.
*This post is for information only.
*Every application is different and lender criteria apply.

THINK YOU NEED A HUGE DEPOSIT TO BUY A HOME? 🏠👀You might not.There are now mortgage options available with deposits as l...
26/08/2026

THINK YOU NEED A HUGE DEPOSIT TO BUY A HOME? 🏠👀

You might not.

There are now mortgage options available with deposits as low as 2%, and in some circumstances even 0%.

But lower deposit doesn’t always mean better… eligibility, affordability and lender criteria all matter.

Could a low-deposit mortgage be an option for you?

Get in touch to explore your options. 👋

*Your home may be repossessed if you do not keep up repayments on your mortgage.
*View Finance is FCA registered.
*This post is for information only.

Your mortgage might be protected… but are you? 🏡🛡️Life can change unexpectedly, which is why it’s worth understanding th...
19/08/2026

Your mortgage might be protected… but are you? 🏡🛡️

Life can change unexpectedly, which is why it’s worth understanding the different types of protection available:

❤️ Life Cover - helping financially protect those you leave behind.

🏥 Critical Illness Cover - providing a potential lump sum if you’re diagnosed with a specified critical illness.

💷 Income Protection - helping replace part of your income if illness or injury prevents you from working.

Protection isn’t about expecting something bad to happen. It’s about making sure you and your family have a financial safety net if it does.

Everyone’s circumstances are different, so the right cover will be different too.

📩 Want to understand what options could be available to you? Get in touch for a chat.

*Protection policies are subject to eligibility, terms and conditions, and exclusions.
*As your mortgage is secured against your home, your home may be repossessed if you do not keep up with your mortgage payments.
*View Finance is FCA registered

🏡 Mortgage Market Update - Week Commencing 17 August 2026There’s been plenty happening in the mortgage market this week ...
17/08/2026

🏡 Mortgage Market Update - Week Commencing 17 August 2026

There’s been plenty happening in the mortgage market this week 👀

📉 Bank Rate remains at 3.75%, following the Bank of England’s latest decision. The next review is due on 17 September. (Bank of England - source)

🏦 Mortgage rates remain competitive, but pricing is moving around. Several lenders have recently reduced selected fixed-rate products, showing that there is still strong competition between lenders. (Mortgage One - source)

🏠 The housing market is showing some signs of cooling. Rightmove reported a 2% fall in average asking prices for newly listed properties in August, the largest August drop since 2018. (The Guardian - sourxe)

💡 So what does this mean for you?

If you’re:
➡️ Thinking about buying your first home
➡️ Moving home
➡️ Coming to the end of your current fixed rate
➡️ Considering whether to fix now or wait
➡️ Looking to review your current mortgage

…it could be worth looking at your options now rather than simply waiting for the next Bank Rate announcement.

Remember, mortgage rates don’t always move directly in line with Bank Rate, so waiting for a rate cut doesn’t necessarily mean you’ll automatically get a cheaper mortgage.

Every client’s circumstances are different, and the right option will depend on your income, deposit/equity, credit profile, mortgage term and plans for the future.

📩 If you’d like to know what your options could look like, get in touch for a chat.

*Your home/property may be repossessed if you do not keep up repayments on your mortgage.
*This post is for information only.
*View Finance is FCA registered.

🚨 THINKING ABOUT APPLYING FOR A MORTGAGE? DON’T DO THESE 4 THINGS! 🏡A few financial decisions can potentially affect you...
09/08/2026

🚨 THINKING ABOUT APPLYING FOR A MORTGAGE? DON’T DO THESE 4 THINGS! 🏡

A few financial decisions can potentially affect your mortgage plans, so it’s worth thinking ahead before making any big moves.

Swipe through 👉 to see 4 things we’d recommend avoiding when you’re preparing for a mortgage.

And remember, if you’re unsure, ask before you act! 💬

📲 Thinking about buying or remortgaging? Get in touch.

🧾 Fun Fact Friday! A mortgage agreement in principle isn’t a guarantee that you’ll get the mortgage. The lender still ne...
07/08/2026

🧾 Fun Fact Friday!

A mortgage agreement in principle isn’t a guarantee that you’ll get the mortgage.

The lender still needs to complete its full assessment and valuation. 🏠

*This post is for information only.
*As a mortgage is secured against your home, your home may be repossessed if you do not keep up with your mortgage payments.
*View Finance is FCA registered.

Fun Fact Friday! 🏡✨Did you know some mortgages are portable? 🤔A portable mortgage could allow you to take your existing ...
31/07/2026

Fun Fact Friday! 🏡✨

Did you know some mortgages are portable? 🤔

A portable mortgage could allow you to take your existing mortgage deal with you when you move home, rather than switching to a brand-new one. This can be especially useful if you’re on a competitive interest rate.

Keep in mind that you’ll still need to meet your lender’s criteria, and portability isn’t guaranteed.

Thinking of moving? Get in touch and let’s explore your options! 📩



*As a mortgage is secured against your home, your home may be repossessed if you do not keep up with your mortgage payments.
*This post is for information only
*View Finance is FCA registered.

Are you thinking about getting a mortgage? Buying a home can feel overwhelming, especially when you’re faced with rates,...
28/07/2026

Are you thinking about getting a mortgage?

Buying a home can feel overwhelming, especially when you’re faced with rates, deposits, affordability and a whole lot of mortgage jargon 🥱

We’ve broken down a few of the things worth knowing before you get started on your home-buying journey 🏡

Save this post for later, and if you’re thinking about moving, remortgaging or even buying your first home, send us a message! We’d be happy to help 💚

*As your mortgage is secured against your home, your home may be repossessed if you do not keep up with your mortgage payments.
*This post is for information only.
*View Finance is FCA registered.
*All mortgage applications are subject to status.

💡 Fun Fact Friday!An energy-efficient home could do more than lower your bills… it may even help you secure a better mor...
24/07/2026

💡 Fun Fact Friday!

An energy-efficient home could do more than lower your bills… it may even help you secure a better mortgage deal! 🏡

Thinking of buying or remortgaging? Get in touch today.

*This post is for information only.
*As a mortgage is secured against your home, your home may be repossessed if you do not keep up with your mortgage payments.
*View Finance is FCA registered.

Not to brag… but we have some great mortgage advisors at View Finance 👏🏽💚With almost 550 ⭐️⭐️⭐️⭐️⭐️ reviews on Google (a...
21/07/2026

Not to brag… but we have some great mortgage advisors at View Finance 👏🏽💚

With almost 550 ⭐️⭐️⭐️⭐️⭐️ reviews on Google (and counting), you can rest assured that you’re in safe hands!

Want to explore your mortgage options? Give us a call 📱

*As a mortgage is secured against your home, your home may be repossessed if you do not keep up with your mortgage payments.
*This post is for information only.
*View Finance is FCA registered.

Address

View Finance Ltd
Derby
DE11DA

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 9am - 5pm
Sunday 9am - 1pm

Telephone

+443333208658

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