Fifty Nine Financial

Fifty Nine Financial Whole of market expert finance broker. Specialising in complex case mortgages and commercial finance. Check out our a Google, Trust Pilot and Facebook reviews.

Fifty Nine Financial are specialist mortgage brokers based in Derby. Friendly expert advice for mortgages, insurances, and also commercial finance. We base everything we do around building great relationships with our clients. Our clients are based all over the country, covering a wide financial spectrum. From ground workers to dentists, first time buyers to portfolio landlords, some employed and

a lot of self-employed clients. What ever the situation, we can help. We offer simple solutions to complex situations

Fifty Nine Financial Limited registered office: 59 Grange Road, Alvaston, Derby DE24 0JY Telephone: 01332 985528
Registered in England & Wales/Scotland/Northern Ireland - number: 824265 Authorised and Regulated by the Financial Conduct Authority. Fifty Nine Financial Limited is a credit broker, not a lender.

How an Experienced Associate Dentist Secured 100% Practice Funding - with No Deposit Needed!
19/05/2025

How an Experienced Associate Dentist Secured 100% Practice Funding - with No Deposit Needed!

Discover how we helped an experienced associate dentist secure 100% funding to buy a dental practice with no deposit using residential equity

It's been a busy time recently working on some exciting and complex cases. I'm seeing positive momentum across both the ...
16/08/2024

It's been a busy time recently working on some exciting and complex cases. I'm seeing positive momentum across both the commercial and residential marketsโ€”lenders and borrowers alike ๐Ÿ“ˆ

Here are a few recent highlights:

โ€ข ๐—™๐—œ๐—ก๐—”๐—ก๐—–๐—˜ ๐—™๐—ข๐—ฅ ๐——๐—˜๐—ก๐—ง๐—œ๐—ฆ๐—ง๐—ฆ ๐Ÿฆท New ยฃ1.4m loan package agreed for clients in London to refinance a dental practice and acquire another. Big thanks to Jason Farren at Lloyds Bank for all your help on this one so far.

โ€ข ๐—ฃ๐—˜๐—ฅ๐—ฆ๐—ข๐—ก๐—”๐—Ÿ ๐— ๐—ข๐—ฅ๐—ง๐—š๐—”๐—š๐—˜ ๐—œ๐—ก ๐——๐—˜๐—•๐—ง ๐— ๐—”๐—ก๐—”๐—š๐—˜๐— ๐—˜๐—ก๐—ง ๐—ฃ๐—Ÿ๐—”๐—ก ๐Ÿ  Completed a capital raising re-mortgage for a client that was in a Debt Management Plan. Special thanks to Raj Sahota at Kensington Mortgages for your help navigating this tricky case.

โ€ข ๐—ฃ๐—ข๐—ฅ๐—ง๐—™๐—ข๐—Ÿ๐—œ๐—ข ๐—Ÿ๐—”๐—ก๐——๐—Ÿ๐—ข๐—ฅ๐—— ๐—˜๐—ซ๐—ฃ๐—”๐—ก๐——๐—œ๐—ก๐—š ๐—ช๐—œ๐—ง๐—› ๐—ก๐—ข ๐—ฆ๐—”๐—ฉ๐—œ๐—ก๐—š๐—ฆ ๐Ÿš€ By securing additional borrowing against existing properties, the client raised the deposit needed to add yet another rental property to their growing collection.

โ€ข ๐—–๐—ข๐— ๐— ๐—˜๐—ฅ๐—–๐—œ๐—”๐—Ÿ ๐—ฃ๐—ฅ๐—ข๐—ฃ๐—˜๐—ฅ๐—ง๐—ฌ ๐— ๐—ข๐—ฅ๐—ง๐—š๐—”๐—š๐—˜ ๐—ฅ๐—˜๐—ฆ๐—–๐—จ๐—˜๐—— โ›ช Client stuck on a high interest bridging loan was told by another broker that no commercial lender would touch it ๐Ÿฅด Thanks to Andrew Styles at NatWest for an exceptional outcome.

โ€ข ๐—–๐—ข๐— ๐—ฃ๐—Ÿ๐—˜๐—ซ ๐—Ÿ๐—œ๐—™๐—˜ ๐—œ๐—ก๐—ฆ๐—จ๐—ฅ๐—”๐—ก๐—–๐—˜ ๐ŸฅHelped a dentist client secure life insurance despite health complexities as part of their dental practice finance loan security requirements.

โ€ข ๐—›๐—œ๐—š๐—› ๐—Ÿ๐—ง๐—ฉ ๐—Ÿ๐—œ๐— ๐—œ๐—ง๐—˜๐—— ๐—–๐—ข๐— ๐—ฃ๐—”๐—ก๐—ฌ ๐—•๐—จ๐—ฌ-๐—ง๐—ข-๐—Ÿ๐—˜๐—ง ๐Ÿ˜๏ธ Assisted a client looking to rapidly expand their portfolio with a BTL mortgage requiring just a 20% deposit.

โ€ข ๐—–๐—”๐—ฆ๐—› ๐—™๐—Ÿ๐—ข๐—ช ๐—™๐—ข๐—ฅ ๐—š๐—ฅ๐—ข๐—ช๐—ง๐—› ๐Ÿ’ท Currently working on securing a ยฃ1m Invoice Finance facility for a client in the North East to support business expansion in the commercial sector. More updates to come!

And just to help boost engagement, here's a picture of what matters most ๐Ÿถ

Have a fantastic weekend! ๐Ÿซก

Securing a mortgage while in a DMP ๐Ÿ™๐Ÿป๐ŸกChallenge accepted! ๐Ÿซก
23/07/2024

Securing a mortgage while in a DMP ๐Ÿ™๐Ÿป๐Ÿก

Challenge accepted! ๐Ÿซก

How we helped secure a mortgage while in a Debt Management Plan (DMP). Get in touch for specialized mortgage solutions 01332 985528

Looking for an Unsecured Business Loan? For businesses with 12 months trading history we may be able to help. Super fast...
15/03/2024

Looking for an Unsecured Business Loan?

For businesses with 12 months trading history we may be able to help.

Super fast turnaround times to draw down the funds for almost any legal reason:

Tax loans
VAT loans
Aged debt funding
Accountancy book purchase
Equipment finance
Business acquisition
Refurbishment costs
Business loan
Personal loans
Consolidation loans
Cash flow gaps

Find out more:

Unsecured business loans with a super fast turnaround time. Helping to inject cash into a business for almost any legal reason.

Rescuing a Complex Commercial Property Mortgage: How I Overcame Challenges to Secure an Optimal Solution for My Client ๐Ÿค“
28/06/2023

Rescuing a Complex Commercial Property Mortgage: How I Overcame Challenges to Secure an Optimal Solution for My Client ๐Ÿค“

Rescuing a Complex Commercial Property Mortgage: How I Overcame Challenges to Secure an Optimal Solution for My Client

Unlocking Opportunities: a Dental Practice Purchase with Zero Deposit ๐Ÿฆท
26/06/2023

Unlocking Opportunities: a Dental Practice Purchase with Zero Deposit ๐Ÿฆท

Complex dental practice purchase made easy with zero deposit down. Find out how we managed to achieve this.

How we helped some of our self-employed clients acheive their dream of a self-build home ๐Ÿคฉ๐Ÿซถ๐Ÿป๐Ÿก
23/06/2023

How we helped some of our self-employed clients acheive their dream of a self-build home ๐Ÿคฉ๐Ÿซถ๐Ÿป๐Ÿก

Breaking Ground: Financing Your Dream Home with a Self-Build Mortgage in the UK by the team at Fifty Nine Financial

๐—›๐—ผ๐˜„ ๐—บ๐˜‚๐—ฐ๐—ต ๐—ฐ๐—ฎ๐—ป ๐—œ ๐—ฏ๐—ผ๐—ฟ๐—ฟ๐—ผ๐˜„ ๐—ฎ๐˜€ ๐—ฎ ๐—ฆ๐—ฒ๐—น๐—ณ-๐—˜๐—บ๐—ฝ๐—น๐—ผ๐˜†๐—ฒ๐—ฑ ๐—ฝ๐—ฒ๐—ฟ๐˜€๐—ผ๐—ป ๐˜„๐—ถ๐˜๐—ต ๐—ผ๐—ป๐—น๐˜† ๐—ผ๐—ป๐—ฒ ๐˜†๐—ฒ๐—ฎ๐—ฟโ€™๐˜€ ๐—ฎ๐—ฐ๐—ฐ๐—ผ๐˜‚๐—ป๐˜๐˜€?๐Ÿ’ฐBeing self-employed shouldnโ€™t directly im...
16/11/2021

๐—›๐—ผ๐˜„ ๐—บ๐˜‚๐—ฐ๐—ต ๐—ฐ๐—ฎ๐—ป ๐—œ ๐—ฏ๐—ผ๐—ฟ๐—ฟ๐—ผ๐˜„ ๐—ฎ๐˜€ ๐—ฎ ๐—ฆ๐—ฒ๐—น๐—ณ-๐—˜๐—บ๐—ฝ๐—น๐—ผ๐˜†๐—ฒ๐—ฑ ๐—ฝ๐—ฒ๐—ฟ๐˜€๐—ผ๐—ป ๐˜„๐—ถ๐˜๐—ต ๐—ผ๐—ป๐—น๐˜† ๐—ผ๐—ป๐—ฒ ๐˜†๐—ฒ๐—ฎ๐—ฟโ€™๐˜€ ๐—ฎ๐—ฐ๐—ฐ๐—ผ๐˜‚๐—ป๐˜๐˜€?๐Ÿ’ฐ

Being self-employed shouldnโ€™t directly impact the size of the loan youโ€™re offered, as itโ€™s generally based on your affordability and creditworthiness.

Speak to our team for more information https://bit.ly/37gXr5U

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

๐—›๐—ผ๐˜„ ๐—ฑ๐—ผ ๐—•๐˜‚๐˜† ๐˜๐—ผ ๐—Ÿ๐—ฒ๐˜ ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ๐˜€ ๐˜„๐—ผ๐—ฟ๐—ธ ๐—ถ๐—ณ ๐˜†๐—ผ๐˜‚ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐—ป๐—ผ ๐˜๐—ฒ๐—ป๐—ฎ๐—ป๐˜๐˜€? Your mortgage repayments are due whether or not your property h...
09/11/2021

๐—›๐—ผ๐˜„ ๐—ฑ๐—ผ ๐—•๐˜‚๐˜† ๐˜๐—ผ ๐—Ÿ๐—ฒ๐˜ ๐—บ๐—ผ๐—ฟ๐˜๐—ด๐—ฎ๐—ด๐—ฒ๐˜€ ๐˜„๐—ผ๐—ฟ๐—ธ ๐—ถ๐—ณ ๐˜†๐—ผ๐˜‚ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐—ป๐—ผ ๐˜๐—ฒ๐—ป๐—ฎ๐—ป๐˜๐˜€?

Your mortgage repayments are due whether or not your property has tenants, so itโ€™s important to consider how you will cover the mortgage payment whilst the property is vacant.

๐Ÿ’๐ŸฝLandlord protection policies can protect your investment, speak to us for advice

https://bit.ly/37fsQp6

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. The Financial Conduct Authority does not regulate most Buy to Let Mortgages.

๐—œ๐˜€ ๐——๐—ฒ๐—ฟ๐—ฏ๐˜† ๐—ฎ ๐—ด๐—ผ๐—ผ๐—ฑ ๐—ฎ๐—ฟ๐—ฒ๐—ฎ ๐—ณ๐—ผ๐—ฟ ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐—ถ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—บ๐—ฒ๐—ป๐˜?๐Ÿ˜๏ธDerby is an attractive place to live and great for investors. It's much c...
02/11/2021

๐—œ๐˜€ ๐——๐—ฒ๐—ฟ๐—ฏ๐˜† ๐—ฎ ๐—ด๐—ผ๐—ผ๐—ฑ ๐—ฎ๐—ฟ๐—ฒ๐—ฎ ๐—ณ๐—ผ๐—ฟ ๐—ฝ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐—ถ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—บ๐—ฒ๐—ป๐˜?๐Ÿ˜๏ธ

Derby is an attractive place to live and great for investors. It's much cheaper to buy a property in Derby than the likes of London and the yield that you'd receive on your return can often be a lot better than the more expensive cities.๐ŸŒณ

Speak to us for further property investment advice https://bit.ly/3lmAXZe

๐—Ÿ๐—ผ๐—ผ๐—ธ๐—ถ๐—ป๐—ด ๐˜๐—ผ ๐—•๐˜‚๐˜† ๐˜๐—ผ ๐—Ÿ๐—ฒ๐˜?Itโ€™s easier than you think to Buy to Let. Scenarios we can help with:๐Ÿ‘‰Ideally you would have a 25%...
26/10/2021

๐—Ÿ๐—ผ๐—ผ๐—ธ๐—ถ๐—ป๐—ด ๐˜๐—ผ ๐—•๐˜‚๐˜† ๐˜๐—ผ ๐—Ÿ๐—ฒ๐˜?

Itโ€™s easier than you think to Buy to Let. Scenarios we can help with:

๐Ÿ‘‰Ideally you would have a 25% deposit, but we can access deal with as little as 15%
๐Ÿ‘‰ยฃ25,000 salary is preferred, but we have access to deals with no minimum income
๐Ÿ‘‰We work with lenders that will consider a less than perfect credit score
๐Ÿ‘‰No matter if youโ€™re a first-time landlord or portfolio landlord - we can help

Or, talk to Fifty Nine Financial - weโ€™ll help you find a suitable mortgage deal https://bit.ly/3xixQ75

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Address

59 Grange Road, Alvaston
Derby
DE240JY

Alerts

Be the first to know and let us send you an email when Fifty Nine Financial posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Fifty Nine Financial:

Share