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Anthony Jones Insurance Brokers

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ANTHONY JONES
FOR THE PERSONAL TOUCH ANTHONY JONES - For the personal touch.

23/06/2026

Do you have a legal duty to keep your staff cool?

There is no law defining the maximum working temperature. There is no point at which it is legally too hot to work.

However, you do have a duty of care to your staff, and HSE highlights that this extends to ensuring their “thermal comfort”.

In this post we explore what your legal responsibilities are when it comes to extreme workplace temperatures: https://anthonyjones.com/legal-extreme-workplace-temperatures/

With a number of heatwaves hitting the UK this summer, we’re looking at the legal responsibilities business have when it comes to extreme temperatures in the workplace.

22/06/2026

It’s illegal to drive while distracted in the UK, and your HGV fleet policy should reflect this. You should make it clear to all drivers in your fleet what is and isn’t allowed behind the wheel. And this should extend to smart watch use.

In this post we explore the rules around using smart watches while driving, and discuss how your HGV fleet policy should reflect the driving distraction laws: https://ow.ly/4rjT50ZexlT

It’s illegal to drive while distracted in the UK, but how do these rules and the rules on using phones apply to smart watches and what should HGV fleet policies say?

19/06/2026

Truck and lorry breakdown insurance can cover your HGV if your journey is disrupted as a result of a flat tyre, a dead battery, engine failure, or other specified scenarios. Most truck breakdown policies will cover your vehicle if you break down on the road. Some will also cover you if your truck fails to start on your own premises.

In this post we outline exactly what truck breakdown insurance covers, along with some of the limits to the cover: https://anthonyjones.com/what-does-truck-breakdown-cover-include/

Truck breakdown cover is there to help should your HGV breakdown. Find out exactly what it covers and what the limits or exceptions you’ll often face.

18/06/2026

Looking to get HGV insurance? Then you might be wondering if you need to get your operator’s licence first – or if you can get HGV insurance without an operator’s licence.

In most cases, you will need to get your operator’s licence before you get your HGV insurance. Insurers will ask for your operator’s licence number before they give you cover. So, no operator’s licence, no HGV insurance.

In this post we take a closer look at the link between operator’s licences and HGV insurance, and explain why they matter: https://anthonyjones.com/hgv-insurance-without-operators-licence/

In most cases you’ll need your operator’s licence before you get your HGV insurance. Find out what you can drive and what actions you can take without one.

17/06/2026

Most fleet drivers and managers will agree that Britain’s roads are in a terrible state. In all likelihood every fleet has been forced to contend with significant pothole damage in recent years.

In this post we take a quick look at the current state of Britain’s pothole problem, before exploring some ways you can manage, avoid, and insure against pothole damage for your fleet: https://ow.ly/IwMV50Z8wbL

With potholes increasing and claims for damage increasing, find out what fleets can do to help manage, avoid and insure themselves for pothole damage.

16/06/2026

In March 2026, a major fire broke out at a v**e shop near Glasgow Central Station. This fire affected a number of the surrounding businesses, many of which were temporarily unable to trade following the blaze.

If you were unable to trade after an unexpected event, would your business interruption insurance cover you?

In this post we explain the three different types of business interruption insurance, and discuss how you can ensure you have all the cover you’d need to help you stay afloat should you ever need to make a claim: https://anthonyjones.com/types-business-interruption-insurance/

There are three main types of business interruption insurance. Find out what they are and what each type means for your policy and how your business is covered.

15/06/2026

Do you feel like headlights are getting too bright? You’re not alone.

A 2025 government study found that bright headlights are a “genuine issue” for drivers. So if you feel that headlights are getting brighter, it’s because in some cases, they are. But are bright headlights illegal? Or is this just the way things are now?

In this post we discuss the legal brightness of headlights, and let you know how you can ensure vehicles in your fleet stay safe and compliant: https://anthonyjones.com/legal-brightness-headlights/

Headlights are getting brighter, so we look at the legal brightness for headlights in the UK and how you can ensure your fleet’s headlights are safe and compliant.

12/06/2026

When it comes to IT security, zero trust security means that you take nothing for granted. Every user, device, and application will be authorised for every access request, no matter who, what, or where they are.

In this post we outline how a zero trust security framework operates in practice, and explore whether zero trust security is the best system for SMEs: https://anthonyjones.com/what-zero-trust-security/

Zero trust security means taking nothing for granted when it comes to IT security. Find out more about the benefits and how to implement a zero trust policy.

11/06/2026

The majority of the next generation of drivers might only be qualified to drive automatic vehicles. This raises some interesting questions for fleet drivers.

Should you future proof your fleet through switching all of your vehicles to automatic? Or will it always be best practice to have a certain proportion of manual licence drivers to hand, just in case?

And if so, what percentage of your fleet drivers should have a manual licence?

In this post we explore why automatic is becoming the default for younger drivers, and discuss how this might affect your fleet: https://anthonyjones.com/percentage-fleet-drivers-manual-licence/

While the majority of HGVs are automatic, and more drivers hold automatic licencex, we ask whether you need to ensure you still have some manual licence holders.

10/06/2026

So you’ve suddenly found yourself with an empty commercial building. What now?

In this post, we explore the key risks for empty commercial properties, and how you can prevent them. We then give you some ideas for what you can do with your commercial property in the long-term: https://ow.ly/f6EK50Z8wbv

Find out more about empty commercial property risks and you can prevent them in both the short term and what to do with empty commercial buildings long term.

Address

Corinthian House, Galleon Boulevard
Dartford
DA26QE

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Website

http://www.anthonyjones.com/

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