Lifecare Planning Solutions

05/07/2024

We are 'over the moon' to announce our new partnership with Aura Flights - ashes into space. By offering this new service, it provides a unique way of saying goodbye to loved one and finally getting that closure.

Why choose this method for scattering your loved ones ashes you ask?

Perhaps they loved to travel? Perhaps they wanted to travel the world but never got the chance? Or maybe your undecided on a singular destination?

Aura Flights scatters each passenger's ashes over 100,000 feet above the Earth in the inky black of space.

Here, they spread out to travel around the entire planet for 3–6 months, before finally settling across the globe as rainfall and snowflakes to become one with nature again.

It's the ultimate final adventure for a life well-lived, all for less than the price of a traditional funeral service.

19/02/2024

▶️ Watch this video https://www.facebook.com/share/ASrxe2y7Pb49D7xi/?mibextid=WC7FNe

06/05/2023

Our Sincere congratulations to His Majesty King Charles III and the Queen Consort on their ascent to the Throne of the United Kingdom
Long Live the King

27/03/2023

DO YOU KNOW WHO WILL RECEIVE YOUR ASSETS IF YOU DIE WITHOUT HAVING A VALID WILL IN PLACE?

It is a misconception that Wills are just for the rich, the elderly or those with young children. No matter how much or little you have, if you die without a valid Will in place, your estate will pass in accordance with the Rules of Intestacy… and the chances are, it’s probably not exactly what you would want to happen!!

The Rules of Intestacy set out who is entitled to inherit from your estate if you do not leave a valid Will. The rules differ slightly based on different UK jurisdiction, but here’s an insight into the laws in England & Wales….…

If you die without a Will and have a surviving spouse or civil partner:

• If you have surviving children, grandchildren or great
grandchildren and your estate is valued at more than
£270,000: your spouse or civil partner receives the chattels
(possessions), a legacy of £270,000 and half of what is left.
Your children will be entitled to the other half.

• If you have no surviving children, grandchildren or great
grandchildren: everything passes to your spouse or civil
partner.

If you have no surviving spouse or civil partner and have no children, grandchildren or great grandchildren, other surviving relatives may be entitled to inherit, but there is a specified order in which your relatives will be considered.

If there are no surviving relatives, your estate could pass to the Crown.

The rules are set in stone and those little gifts or legacies you might have wanted to make, such as your jewellery to your sister, your sports trophies to your younger brother, or sum of money to your grandchildren, or perhaps a charity, WON’T happen.

Furthermore, many people still wrongly believe that as a “common-law partner” they will benefit from the same legal rights as those in legal unions.

Whilst a Bill to protect the rights of all couples who have lived together for more than 3 years was presented to the House of Lords in March 2019, they are still less than for those in a legal relationship. The Bill is currently awaiting its second reading in the Lords following the proroguing of Parliament in October.

In the meantime, you need to be aware that unless you have a Will in place, you could end up with no rights over the family home or your partner’s estate.

If YOU want to decide WHO gets WHAT rather than the State deciding for you, make a Will TODAY!

It’s never too early, but often too late.

Call Free on 0800 0789 522 to arrange a no-obligation appointment

08/11/2021

Lest we Forget

Dedicate a photo and special memory of your loved one while supporting The Royal British Legion, who provide financial, social and emotional support to the British Armed Forces community.Donations are encouraged but not required

14/05/2021

Join us here tomorrow at 08:55am as we mark the moment of our formation, 100 years ago.

Tune in as we join with the Royal Navy, British Army, Royal Air Force, Merchant Navy and a military widow live from the Cenotaph to celebrate our heritage and look to creating better futures for the Armed Forces community. ➡️ fb.me/e/ZUOX28p7

18/06/2020

DIVORCE OF BENEFICIARIES

Is your Will ‘Divorce- Proof’?

The harsh reality of modern life means that marriage isn’t always forever. Sadly, in the UK 42% of marriages end in divorce.

Did you know?

• You can write a Will in anticipation of your marriage
• Marriage automatically revokes any previous Will you may have
made
• When you divorce, your Will remains

You may have already planned who your beneficiaries will be, thinking your children or grandchildren will eventually inherit your assets, but unfortunately this might not always go to plan…

Have you ever thought what will happen to your children or grand-children’s inheritance if they were to divorce?

Picture this scenario, as a result of a divorce your child or grandchild has to split half of your money with their ex-partner, so the money you intended for your children and grandchildren will just go to someone else!! Clearly NOT what you had in mind.

As much as you try, you can’t spare your children or grand-children from the pain of a divorce, but with the correct planning in place, you CAN spare them the bitterness of losing part of their inheritance to an ex-spouse or partner.

If you want to control where your money goes, even after you have gone, get in touch with us TODAY to make your Will ‘Divorce-Proof’

Contact us Free on 0800 0789 522

17/06/2020

There are many myths spoken and misconceptions about Powers of Attorney and who actually needs to have one in place. It’s time we dispelled them and set the story straight.

So WHO actually needs a Power of Attorney?

The simple answer is quite literally EVERYONE!

MYTH – “Powers of Attorney are only for the elderly, infirm or those suffering from dementia!!”

TRUTH - Anyone of any age can suffer from a stroke, be involved in a serious accident or have an illness that could mean they are unable to manage their affairs for themselves.
__________

MYTH – “My next of kin would be able to sort out my affairs if anything happened to me”.

TRUTH – Next of kin is a title that can be given by you to anyone, from your partner to blood relatives or even a friend. However, this doesn’t mean that you have given them any legal rights as a result of this title. This can create difficulties if you haven’t put additional measures in place to give your chosen next of kin the legal right to manage your affairs. Very simply, if you don’t give your chosen next of kin the legal right, they cannot make decisions on your behalf.
__________

MYTH – “I have a joint bank account with my spouse/ civil partner so it wouldn’t affect us.”

TRUTH – Even if you have a joint bank account, it is common practice for high street banks to freeze withdrawals from a joint account if one of the account holders becomes mentally incapable.
__________

MYTH – “A Power of Attorney is only to allow people to deal with your money.”

TRUTH – There are actually TWO types of Power of Attorney to consider: one for Finance and Property, and another for Health and Welfare.
__________

MYTH – “If I was seriously ill in hospital then my next of kin would make all medical decisions on my behalf automatically, they would know what I would want.”

TRUTH – Unfortunately this is not the case. Without a Health and Welfare Power of Attorney in place they would be unable to make decisions over your day-to-day healthcare and medical treatment, as well as be unable to deal with any health and social care staff.
__________

It’s important to note that you can only set up a Power of Attorney while you have mental capacity. Once you have lost capacity, it's unfortunately too late!!. Without the relevant Powers of Attorney in place, should anything happen to you, then loved ones would need to apply through the Court of Protection to become a deputy, which can be a long and costly process.

Act now by calling us Free on 0800 0789 522