Crowthorne Insurance Services

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Crowthorne Insurance Services We are a traditional, independent insurance broker situated in Crowthorne, where we have been established since 1993.

14/10/2026

Is your business growing? Make sure your insurance is keeping up with it.

As your business expands, the values on your policy may need reviewing too.

That could include stock, tools, machinery, vehicles on site, equipment or anything else that has increased as the business has grown.

If those values are out of date, you could fall into the underinsurance trap. This means your policy may not reflect what your business actually owns or relies on, which can become a serious issue if you need to make a claim.

Renewal is a good time to check whether the figures still look accurate.

Your business may have changed gradually, but your insurance still needs to reflect where it is today.

If you are unsure whether your policy values are still accurate, our team can help you understand what may need reviewing.

[email protected]

12/10/2026

Policy wording may not be the most exciting read, but it is one of the most important parts of your insurance.

In part 2 of this policy wording series, we explain why it can be useful to start towards the back of the document, with the general exclusions.

This section sets out what is definitely not covered by the policy. That might include things like maintenance, wear and tear, war, terrorism or radioactive events.

The key point is simple: before you rely on your insurance, understand where the main exclusions sit and what they mean for you.

If something is clearly excluded in the wording, it is better to know before a claim happens, not after.

If you are unsure what your policy wording means, Crowthorne can help you make sense of the details.

If your van was off the road tomorrow, what would happen to your work?For many tradespeople, the van is what keeps the w...
07/10/2026

If your van was off the road tomorrow, what would happen to your work?

For many tradespeople, the van is what keeps the working day moving. It gets you to jobs, carries the tools and equipment you rely on, and helps you earn.

But if something happened to it, would your cover reflect what you actually use it for?

It is worth checking whether your insurance covers the vehicle, the tools inside, how the van is used for work and whether any limits or conditions apply.

A standard policy may not always reflect the way a trade business operates day to day.

Before you rely on your cover, check the details.

If you are unsure whether your van, tools or equipment are protected properly, our team can help you review what matters.

https://hubs.ly/Q04zvHnn0

30/09/2026

A small leak can become a very expensive problem if it is not caught quickly.

Escape of water is one of the most common home insurance claims, and it can happen because of something as simple as a leaking pipe, split hose or hidden drip.

Simple habits can help reduce the impact. Know where your main stopcock is so you can turn the water off in an emergency. If you are going away in colder months, consider leaving the heating on low to reduce the risk of frozen or burst pipes.

A few small checks can help protect your home and avoid unnecessary stress.

If you are unsure whether your home insurance gives you the protection you need, our team can help you review the details.

01344 771626

25/09/2026

Policy wording might not sound exciting, but it can make a big difference when you need to understand your cover.

In this new series, we are breaking down how to read your policy wording properly, including what is covered, what is not covered and what responsibilities sit with you as the policyholder.

The aim is to make the document feel less overwhelming and help you understand where to look for the key details.

Because when something goes wrong, the wording is what explains how the policy should respond.

Follow the series for clear, practical guidance on how to make sense of your insurance policy wording.

23/09/2026

A cheaper motor trade quote is only useful if it still covers the way your business actually works.

Two quotes can look similar on price, but the details behind them may be very different.

One policy may include the activities you carry out every day, while another may have restrictions around drivers, vehicle types, stock values, excesses or exclusions.

That is why it is important to compare more than the premium.

Before choosing a motor trade policy, check whether the quote reflects what you do, who drives, where vehicles are kept and what types of vehicles you handle.

If the cheaper option leaves important gaps, it may cost more in the long run.

If you are unsure whether a motor trade quote is genuinely like for like, our team can help you check the details.

01271 349790
[email protected]

Address

99 High Street
Crowthorne
RG457AD

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm
Saturday 9am - 1pm

Telephone

0844 209 8315

Website

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