Crowthorne Insurance Services

Crowthorne Insurance Services We are a traditional, independent insurance broker situated in Crowthorne, where we have been established since 1993.

Just bought new stock at auction? Make sure you know the difference between being insured and being visible on the MID....
03/09/2026

Just bought new stock at auction? Make sure you know the difference between being insured and being visible on the MID. Check out our latest guide on managing the Grey Period and keeping your business compliant.

https://hubs.ly/Q04lwVrv0

02/09/2026

What does a motor trade policy actually give you?

It is not just road risk cover.

A motor trade policy is designed around the way traders operate. Depending on the policy, it can include cover for driving vehicles you are working with, customer vehicles in your care, demonstration use and vehicles kept at your home.

That flexibility matters because trading vehicles is very different from using one named car for personal journeys.

A private car insurance policy is built around personal use of one vehicle. Once you are buying, selling, repairing or handling vehicles for trade, that policy may no longer fit what you are doing.

If you are in the motor trade and are not using a trade policy, there may be gaps you have not spotted yet.

Our motor trade team can help you understand what a suitable policy may need to include for the way your business operates.

01271 349790
[email protected]

28/08/2026

When you buy insurance through a comparison site, you are often working it out on your own.

You answer the questions, choose the policy and deal directly with the insurer if something goes wrong.

That can feel simple at the start, but it can become stressful if you later need to make a claim or understand complicated policy wording.

A broker works for you, not the insurer.

They can help check the cover before you buy, make sure important details are not missed and explain the wording in plain English.

If a claim happens, a broker can also help you understand the process, communicate with the insurer and question anything that does not look right.

Insurance is not just about buying the policy. It is also about having the right support when you need to use it.

If you want clear advice before arranging or reviewing your cover, our team can help you check the details.

https://hubs.ly/Q04vJ6nr0

Buying another property can be a positive step for your portfolio, but it can also change your insurance needs.A new pro...
24/08/2026

Buying another property can be a positive step for your portfolio, but it can also change your insurance needs.

A new property may come with different risks, especially if the building type, location, tenant type or use is different from your existing properties.

For example, a residential let, commercial unit, mixed-use property or vacant building may each need different details checking before cover is arranged.

It is also worth reviewing whether your rebuild values, liability cover, loss of rent cover and policy limits still reflect your wider portfolio.

Your property insurance should keep pace with the way your investment changes.

If you have added another property, or are planning to, our team can help you understand what details insurers may need to know.

https://hubs.ly/Q04t_DCm0

21/08/2026

Working from home is now common, but it can affect your home insurance.

Whether you are doing clerical work from a desk or running a business from the property, insurers may need to understand how your home is being used.

Some types of work may be acceptable under a standard policy, but others may need extra checks or specialist cover.

The risk is that if your insurer does not know about the business use, it could create problems if you need to make a claim.

That is why it is important to be clear about how the property is used, what work takes place there and whether customers, stock, tools or equipment are involved.

If your home is also used for business, our team can help you understand what details insurers may need to know.

01344 771626

Is It Time To Go Full-Time?Turning your passion for cars into a career is a huge milestone, but moving from the driveway...
20/08/2026

Is It Time To Go Full-Time?

Turning your passion for cars into a career is a huge milestone, but moving from the driveway to a commercial unit means your insurance needs to evolve, too.

Our latest article explores the signs that you’re ready to scale and why moving from part-time road risks to a combined motor trade policy is the smartest move for your new business.

Read the full article here: https://hubs.ly/Q04rCsPr0

19/08/2026

Buying and selling a few cars on the side?

Your personal car insurance may not cover that.

The moment you are trading vehicles, even part-time and even from home, insurers may view that as business activity.

That matters because if you drive a vehicle you bought to sell and have an accident, your personal policy may not respond in the way you expect.

A part-time motor trade policy is designed for people who trade vehicles on a smaller scale. Depending on the policy, it can help cover vehicles you have bought to sell, vehicles in your possession and customer test drives.

What can become expensive is finding out too late that your personal car insurance was not built for the way you are using the vehicle.

If you buy and sell vehicles part-time, our motor trade team can help you understand whether a motor trade policy may be suitable.

01271 349790
[email protected]

Address

99 High Street
Crowthorne
RG457AD

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm
Saturday 9am - 1pm

Telephone

0844 209 8315

Website

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