Crowthorne Insurance Services

Crowthorne Insurance Services We are a traditional, independent insurance broker situated in Crowthorne, where we have been established since 1993.

17/06/2026

If you earn money from buying, selling, repairing, servicing, valeting, collecting or delivering vehicles, standard private car insurance is not designed for the way you work.

Motor trade insurance exists because motor traders often handle multiple vehicles, including customer vehicles, stock vehicles and vehicles being moved for trade purposes.

That means insurers need to understand what you do, who drives the vehicles, where they are kept and how they are used.

The right policy helps make sure your cover reflects your actual motor trade activity, rather than leaving you relying on insurance that may not be suitable for your business.

If you are starting out in the motor trade, renewing your policy or unsure whether your current cover matches the way you work, speak to our team for tailored advice.

01271 349790
[email protected]

When your home is harder to insure, choosing the cheapest quote can be risky.A lower premium may look appealing, but it ...
15/06/2026

When your home is harder to insure, choosing the cheapest quote can be risky.

A lower premium may look appealing, but it may not reflect the details that make your property different, such as previous subsidence, non-standard construction, renovation work, listed status, a flat or thatched roof or periods where the home is unoccupied.

If those details are not understood properly, you could end up with cover that does not match your home.

Non-standard home insurance is about finding suitable protection for the property you actually own, not forcing your circumstances into a standard policy.

Speak to one of our insurance specialists for tailored advice:
https://hubs.ly/Q04jblWY0

12/06/2026

Does specialist insurance mean higher premiums?

Not necessarily.

Specialist insurance is about asking the right questions, understanding your circumstances properly and presenting the key details to the right underwriters.

That matters because a standard quote may not always reflect the full picture. You could end up with gaps in cover, terms you do not fully understand, or a premium that does not accurately reflect your risk.

At Crowthorne Insurance, specialist advice means helping you find suitable cover, explaining important policy terms in plain English and working to secure a competitive price where possible.

If your insurance needs are not straightforward, speak to our team for tailored advice.

Visit: https://hubs.ly/Q04kfd0s0

10/06/2026

Do you use trade plates in your motor trade business?

Trade plates can be useful if you need to move untaxed or unregistered vehicles for motor trade purposes, such as test drives, vehicle demonstrations, repairs, inspections or moving stock.

But it’s important to understand how they work with your insurance.

Trade plate insurance is not a standalone product.

The use of trade plates needs to be covered correctly under a suitable motor trade insurance policy. That means your policy should reflect how you use vehicles, who drives them and what activities your business carries out.

If you’re unsure whether your current motor trade insurance covers your use of trade plates, it’s worth checking before you rely on it.

Speak to one of our motor trade insurance specialists for tailored advice:
01271 349790
[email protected]

08/06/2026

Do you know what your landlord insurance actually covers?

Many property owners check the buildings insurance first, but there are other areas that may need just as much attention, especially if you rent the property out or manage more than one property.

Property owners insurance can help protect more than the structure itself. Depending on your circumstances, it may also support you with risks linked to rental income, liability, landlord contents, legal expenses and certain tenant or leaseholder disputes.

Here’s where the detail matters. If a rental property becomes uninhabitable after an insured event, buildings insurance may help with the repair costs, but loss of rent cover can help protect the income you would otherwise miss.

The right cover depends on your property, your tenants and how the building is used. Before accepting your next renewal, it’s worth checking whether your policy still protects the areas that matter most.

Speak to one of our insurance specialists for tailored property owners' insurance advice:
https://hubs.ly/Q04jbm6W0

05/06/2026

Trying to insure a vehicle before it has a UK registration?

VIN or chassis insurance can help when you need cover before the vehicle is officially registered in the UK.

This type of short-term policy is often used when proof of insurance is needed as part of the DVLA registration process. It can also allow you to drive the vehicle for an MOT or essential modifications, such as headlight adjustments, before registration is complete.

It’s a niche type of cover and only a small number of providers offer it.

Need VIN or chassis insurance? We’re here to help. Call our friendly team today or visit https://hubs.ly/Q04jbbMf0 to get expert advice and find the right cover for you.

03/06/2026

Struggling to insure a non-standard home?

A property may be classed as non-standard because of how it is built, where it is located, whether it is used for business purposes, or because of factors such as previous subsidence.

The challenge is that many standard insurers, especially online providers, do not always ask the right questions or have access to the right specialist markets. That can make it harder to find suitable cover, or leave you unsure whether your home has been properly understood.

Crowthorne Insurance works with specialist insurers and experienced staff who understand more complex home insurance needs.

If your home does not fit a standard policy, speak to Crowthorne Insurance for tailored non-standard home insurance advice.

Taking on a bigger job can be a great step forward for your trade business.But if the work is different from what you us...
01/06/2026

Taking on a bigger job can be a great step forward for your trade business.

But if the work is different from what you usually do, your insurance may need a quick review before you get started.

The risk can change when a job involves more people, higher-value materials, different equipment or stricter insurance requirements from the client.

Before saying yes to the next project, check whether your tradesman insurance still reflects:

The type of work you’re carrying out
Your public liability requirements
Any tools, equipment or hired-in plant you’re using
Whether staff, subcontractors or labour-only workers are involved
Any cover levels requested by the client or main contractor

A quick review can help you avoid delays, gaps in cover or difficult conversations later.

Speak to one of our insurance specialists for practical advice on tradesman insurance:
https://hubs.ly/Q04jb8w_0

29/05/2026

Is your property going to be left unoccupied?

Whether it’s due to an extended holiday, renovation work, a property sale or the bereavement of a resident, leaving a property empty can affect your insurance.

Many standard insurers restrict cover, cancel policies or decline claims if they are not told the property is unoccupied. That can leave you exposed at a time when the property still needs protecting.

Specialist unoccupied property insurance can help you maintain suitable cover for the period you need, with flexible options available for individuals, trustees or executors.

If you need cover for an unoccupied property, speak with the Crowthorne Insurance team for tailored advice for your unique situation.

27/05/2026

Need insurance advice without the call centre experience?

At Crowthorne Insurance, you speak to a real person quickly, without long hold times or complicated phone menus.

Whether you need motor trade insurance, non-standard home insurance, commercial cover or private insurance, the aim is simple: to help you understand your options and find cover that suits your needs and budget.

Insurance can feel confusing, especially when policy wording, exclusions and claims processes are not explained clearly. That’s why speaking to someone who can break things down in plain English matters.

If something goes wrong, support does not stop once the policy is arranged. Our claims team are there to help explain the process and assist where possible, so you are not left trying to work through it alone.

Whether you are reviewing your current policy, struggling to find cover elsewhere or simply want honest advice before making a decision, speaking to a specialist broker can help you avoid costly gaps in cover and unnecessary extras.

Speak directly with the team for guidance and a no-obligation quotation:

For motor trade insurance, call: 01271 349790
For commercial and private line policies, call: 01344 771626

Address

99 High Street
Crowthorne
RG457AD

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm
Saturday 9am - 1pm

Telephone

0844 209 8315

Website

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