Surv Mortgages

17/10/2026

🏡 Know Your Finances Before You Buy! 💷

Buying a home is exciting, but understanding your finances before taking the next step is essential.

Before you start viewing properties, make sure you have considered:

💰 Your mortgage terms – Understand your interest rate, monthly repayments and the terms of your loan.

📊 Your budget – Make sure your repayments are manageable alongside your other monthly expenses.

🔑 The additional costs – Remember to factor in legal fees, surveys, moving costs and other expenses associated with buying a home.

🏠 Your long-term commitments – Think about how your mortgage will fit into your finances now and in the future.

A little preparation now can help you approach your home-buying journey with greater confidence!

Need help understanding your mortgage options? Get in touch with SURV Mortgages.

📞 07973 429191

⸻

Important Information

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT.

THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE SOME FORMS OF BUY TO LETS.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME/PROPERTY.

THERE MAY BE A FEE FOR MORTGAGE ADVICE. THE PRECISE AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

THE GUIDANCE AND/OR INFORMATION CONTAINED WITHIN THIS PROFILE IS SUBJECT TO THE UK REGULATORY REGIME AND IS THEREFORE TARGETED AT CONSUMERS BASED IN THE UK.

SURV MORTGAGES IS A TRADING NAME OF SURV MORTGAGES LTD WHO ARE AN APPOINTED REPRESENTATIVE OF HL PARTNERSHIP LIMITED WHICH IS REGULATED AND AUTHORISED BY THE FINANCIAL CONDUCT AUTHORITY.

SURV MORTGAGES LTD ARE REGISTERED IN ENGLAND AND WALES WITH COMPANY NUMBER: 15927449. REGISTERED OFFICE: 2 MOOR CROFT, CROWLE, SCUNTHORPE, ENGLAND, DN17 4FD.

15/10/2026

🏡 Buying a home doesn’t have to feel overwhelming!

Taking that first step onto the property ladder can feel like a big journey, but breaking it down into manageable stages makes the process much easier. 🔑

From planning your budget and exploring mortgage options to finding your dream home, making an offer and finally getting the keys, SURV Mortgages is here to help you understand the journey.

✨ Plan ahead
🏡 Find the right home
💷 Explore your mortgage options
🔑 Move towards your new beginning

Thinking about buying your first home or moving to your next one? Let’s talk!

📞 Call us on 07973 429191

⸻

Important Information

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT.

THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE SOME FORMS OF BUY TO LETS.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME/PROPERTY.

THERE MAY BE A FEE FOR MORTGAGE ADVICE. THE PRECISE AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

THE GUIDANCE AND/OR INFORMATION CONTAINED WITHIN THIS PROFILE IS SUBJECT TO THE UK REGULATORY REGIME AND IS THEREFORE TARGETED AT CONSUMERS BASED IN THE UK.

SURV MORTGAGES IS A TRADING NAME OF SURV MORTGAGES LTD WHO ARE AN APPOINTED REPRESENTATIVE OF HL PARTNERSHIP LIMITED WHICH IS REGULATED AND AUTHORISED BY THE FINANCIAL CONDUCT AUTHORITY.

SURV MORTGAGES LTD ARE REGISTERED IN ENGLAND AND WALES WITH COMPANY NUMBER: 15927449. REGISTERED OFFICE: 2 MOOR CROFT, CROWLE, SCUNTHORPE, ENGLAND, DN17 4FD.

13/10/2026

🏡 MYTH VS FACT: YOU NEED A PERFECT CREDIT SCORE

Worried that your credit history could stop you from getting a mortgage? You may have more options than you think. 👀

Different lenders have different lending criteria, and some may consider applicants who have had previous credit issues.

Your individual circumstances matter, so getting the right advice could help you understand what options may be available to you. 🔑

📞 07973 429191

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT.

THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE SOME FORMS OF BUY TO LETS.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME/PROPERTY.

THERE MAY BE A FEE FOR MORTGAGE ADVICE. THE PRECISE AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

THE GUIDANCE AND/OR INFORMATION CONTAINED WITHIN THIS PROFILE IS SUBJECT TO THE UK REGULATORY REGIME AND IS THEREFORE TARGETED AT CONSUMERS BASED IN THE UK.

SURV MORTGAGES IS A TRADING NAME OF SURV MORTGAGES LTD WHO ARE AN APPOINTED REPRESENTATIVE OF HL PARTNERSHIP LIMITED WHICH IS REGULATED AND AUTHORISED BY THE FINANCIAL CONDUCT AUTHORITY.

SURV MORTGAGES LTD ARE REGISTERED IN ENGLAND AND WALES WITH COMPANY NUMBER: 15927449. REGISTERED OFFICE: 2 MOOR CROFT, CROWLE, SCUNTHORPE, ENGLAND, DN17 4FD.

11/10/2026

🏡 MORTGAGE FAQs — YOU ASK, I’LL ANSWER!

Thinking about getting a mortgage but not sure where to start? You’re definitely not alone!

Some of the questions I’m asked include:

💰 How much can I borrow?
🏡 Do I need a 10% deposit?
💼 Can I get a mortgage if I’m self-employed?
🔄 Can I port my existing mortgage?
📉 What if I’ve had bad credit?

Every situation is different, which is why getting advice based on your individual circumstances is so important.

Have a mortgage question you’ve been too afraid to ask? Drop it below or get in touch! 👇

📞 07973 429191

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT.

THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE SOME FORMS OF BUY TO LETS.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME/PROPERTY.

THERE MAY BE A FEE FOR MORTGAGE ADVICE. THE PRECISE AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

THE GUIDANCE AND/OR INFORMATION CONTAINED WITHIN THIS PROFILE IS SUBJECT TO THE UK REGULATORY REGIME AND IS THEREFORE TARGETED AT CONSUMERS BASED IN THE UK.

SURV MORTGAGES IS A TRADING NAME OF SURV MORTGAGES LTD WHO ARE AN APPOINTED REPRESENTATIVE OF HL PARTNERSHIP LIMITED WHICH IS REGULATED AND AUTHORISED BY THE FINANCIAL CONDUCT AUTHORITY.

SURV MORTGAGES LTD ARE REGISTERED IN ENGLAND AND WALES WITH COMPANY NUMBER: 15927449. REGISTERED OFFICE: 2 MOOR CROFT, CROWLE, SCUNTHORPE, ENGLAND, DN17 4FD.

09/10/2026

🏡 SELF-EMPLOYED AND THINKING ABOUT MOVING?

Being self-employed doesn’t automatically mean getting a mortgage is off the table. There are options available, but lenders can assess self-employed income differently.

A few things to keep in mind:

✔️ Keep your accounts up to date
✔️ Keep your financial records organised
✔️ Save your bank statements
✔️ Speak to a mortgage adviser early
✔️ Remember, every lender has different criteria when assessing self-employed income

Planning a move? The earlier you understand your options, the more prepared you can be.

📞 07973 429191

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT.

THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE SOME FORMS OF BUY TO LETS.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME/PROPERTY.

THERE MAY BE A FEE FOR MORTGAGE ADVICE. THE PRECISE AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

THE GUIDANCE AND/OR INFORMATION CONTAINED WITHIN THIS PROFILE IS SUBJECT TO THE UK REGULATORY REGIME AND IS THEREFORE TARGETED AT CONSUMERS BASED IN THE UK.

SURV MORTGAGES IS A TRADING NAME OF SURV MORTGAGES LTD WHO ARE AN APPOINTED REPRESENTATIVE OF HL PARTNERSHIP LIMITED WHICH IS REGULATED AND AUTHORISED BY THE FINANCIAL CONDUCT AUTHORITY.

SURV MORTGAGES LTD ARE REGISTERED IN ENGLAND AND WALES WITH COMPANY NUMBER: 15927449. REGISTERED OFFICE: 2 MOOR CROFT, CROWLE, SCUNTHORPE, ENGLAND, DN17 4FD.

07/10/2026

🏡 8 MORTGAGE TERMS EVERYONE SHOULD KNOW!

Buying a home can feel like learning a whole new language — AIP, affordability, freehold, stamp duty, mortgage terms… it can be a lot!

That’s why this carousel breaks down 8 common mortgage terms in simple language, including:

1️⃣ Agreement in Principle
2️⃣ Affordability Check
3️⃣ Freehold vs Leasehold
4️⃣ Stamp Duty
5️⃣ Mortgage Term
6️⃣ Early Repayment Charges
7️⃣ Remortgaging
8️⃣ Overpayments

Save this post for when you need it and give it a swipe! 👉

If you’re thinking about buying, remortgaging or simply want to understand your options, get in touch.

📞 07973 429191

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT.

THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE SOME FORMS OF BUY TO LETS.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME/PROPERTY.

THERE MAY BE A FEE FOR MORTGAGE ADVICE. THE PRECISE AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

THE GUIDANCE AND/OR INFORMATION CONTAINED WITHIN THIS PROFILE IS SUBJECT TO THE UK REGULATORY REGIME AND IS THEREFORE TARGETED AT CONSUMERS BASED IN THE UK.

SURV MORTGAGES IS A TRADING NAME OF SURV MORTGAGES LTD WHO ARE AN APPOINTED REPRESENTATIVE OF HL PARTNERSHIP LIMITED WHICH IS REGULATED AND AUTHORISED BY THE FINANCIAL CONDUCT AUTHORITY.

SURV MORTGAGES LTD ARE REGISTERED IN ENGLAND AND WALES WITH COMPANY NUMBER: 15927449. REGISTERED OFFICE: 2 MOOR CROFT, CROWLE, SCUNTHORPE, ENGLAND, DN17 4FD.

05/10/2026

05/10/2026

🏡 5 THINGS I DON’T CARE ABOUT AS YOUR MORTGAGE ADVISOR

Buying a home can come with A LOT of questions, uncertainty and opinions from everyone around you.

But what matters most is you and your circumstances.

I don’t care if you think your questions are “dumb” — ask away.
I don’t care how long you take to make a decision.
I don’t care if you change your mind.
I don’t care what your friends, family or TikTok gurus say.
And I definitely don’t care if it’s late at night and something suddenly pops into your head! 😂

My role is to guide you, answer your questions and help you understand your options — not rush you into a decision.

Whether you’re thinking about buying tomorrow or planning for 2027, your timeline is your own.

📞 07973 429191

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT.

THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE SOME FORMS OF BUY TO LETS.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME/PROPERTY.

THERE MAY BE A FEE FOR MORTGAGE ADVICE. THE PRECISE AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES.

THE GUIDANCE AND/OR INFORMATION CONTAINED WITHIN THIS PROFILE IS SUBJECT TO THE UK REGULATORY REGIME AND IS THEREFORE TARGETED AT CONSUMERS BASED IN THE UK.

SURV MORTGAGES IS A TRADING NAME OF SURV MORTGAGES LTD WHO ARE AN APPOINTED REPRESENTATIVE OF HL PARTNERSHIP LIMITED WHICH IS REGULATED AND AUTHORISED BY THE FINANCIAL CONDUCT AUTHORITY.

SURV MORTGAGES LTD ARE REGISTERED IN ENGLAND AND WALES WITH COMPANY NUMBER: 15927449. REGISTERED OFFICE: 2 MOOR CROFT, CROWLE, SCUNTHORPE, ENGLAND, DN17 4FD.

03/10/2026

🏡 GETTING MORTGAGE-READY?

Thinking about applying for a mortgage? Getting your paperwork together early can help make the process smoother. 📑

You may need:

🪪 Identification
🏦 Bank statements
💷 Proof of income
📄 Payslips
🏡 Details of your deposit
💳 Details of existing commitments
📋 Additional documents depending on your circumstances

Not sure what you’ll need? Give SURV Mortgages a call and start the conversation today.

📞 07973 429191

There may be a fee for mortgage advice. The precise amount will depend on your circumstances.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT.

THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE SOME FORMS OF BUY TO LETS.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME/PROPERTY.

THE GUIDANCE AND/OR INFORMATION CONTAINED WITHIN THIS PROFILE IS SUBJECT TO THE UK REGULATORY REGIME AND IS THEREFORE TARGETED AT CONSUMERS BASED IN THE UK.

SURV MORTGAGES IS A TRADING NAME OF SURV MORTGAGES LTD WHO ARE AN APPOINTED REPRESENTATIVE OF HL PARTNERSHIP LIMITED WHICH IS REGULATED AND AUTHORISED BY THE FINANCIAL CONDUCT AUTHORITY.

SURV MORTGAGES LTD ARE REGISTERED IN ENGLAND AND WALES WITH COMPANY NUMBER: 15927449. REGISTERED OFFICE: 2 MOOR CROFT, CROWLE, SCUNTHORPE, ENGLAND, DN17 4FD.