09/09/2026
If you're thinking about buying a home, one of the first questions is usually: how much could I actually borrow?
The answer isn't based on salary alone.
Lenders can consider your income, regular commitments, credit history and individual circumstances when assessing affordability.
That's where talking things through with a mortgage specialist can help.
Speak to MattenProuse and we'll help you understand your options and what your next steps could look like.
Your home may be repossessed if you do not keep up repayments on your mortgage. There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.