30/04/2026
🚨 Base Rate Update – What It Means for Your Mortgage
The Bank of England has held the base rate at 3.75% today.
👉 So, what does this mean for you?
🏡 Homeowners on tracker or variable rates
No immediate change to your monthly payments—but future increases are still being hinted at.
📉 Fixed-rate mortgage holders
You’re protected for now, but with inflation still above target, lenders may remain cautious with pricing.
🔮 Looking ahead
Markets are already pricing in potential rate rises later this year as inflation pressures build.
💡 What should you do?
Now is a great time to review your mortgage—especially if your deal is ending in the next 6–12 months. Planning early could save you money.
📩 Contact Northbank to review your options and stay ahead of any changes.
📱 07870 501710
📧 [email protected]
Northbankms.co.uk
Your home may be repossessed if you do not keep up repayments on your mortgage.