Alison Hughes Financial Solutions

Alison Hughes Financial Solutions Financial services based in Lurgan, Co Armagh. 5***** reviews
I specialise in making sure our clien Financial services based in Lurgan.

At Alison Hughes Financial Solutions we specialise in making sure our clients get a NO 1 service and make the home buying process as easy as possible.

Mortgage offer received and already planning the new sofa, TV and furniture? 🛋️🏡It’s exciting when everything starts to ...
03/09/2026

Mortgage offer received and already planning the new sofa, TV and furniture? 🛋️🏡

It’s exciting when everything starts to feel real, but one thing I always remind clients is to be careful about taking out any new credit before you’ve actually completed.

Things like a new car on finance, a loan, credit card spending or even Buy Now Pay Later can change your monthly commitments and potentially affect your affordability.

Some lenders may also carry out further checks before releasing the mortgage funds, so where possible, try to avoid making any big financial changes until you have the keys in your hand 🔑

And if you’re ever unsure whether something you’re planning before completion could affect your mortgage, I’m always happy to have a quick chat 😊

Sometimes it’s just nice to double-check and have that extra bit of reassurance before making any big financial changes.

☎️ 07712877587
📧 [email protected]
🌐 www.alisonhughes.co.uk

Check out our website in our bio 💫

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Don’t wait until you’ve found the perfect house to start thinking about your mortgage 🏡One of the best things you can do...
02/09/2026

Don’t wait until you’ve found the perfect house to start thinking about your mortgage 🏡

One of the best things you can do early on is speak to someone who can look at your circumstances, explain what you may be able to borrow and help you understand what your next steps should be.

That’s exactly where I can help 😊

I can look at your income, deposit, credit history and affordability, explain everything in plain English and help you get mortgage-ready before you start making offers.

Then, when the right house does come along, you’ll already have a much clearer idea of where you stand and be in a better position to move forward 🙌

If you’re thinking about buying, get in touch and we can have a chat about where to start 😊

☎️ 07712877587
📧 [email protected]
🌐 www.alisonhughes.co.uk

Check out our website in our bio 💫

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Bank Holiday Monday 🏡❤️A day off is always a good chance to slow down, spend some time with family and think about the t...
31/08/2026

Bank Holiday Monday 🏡❤️

A day off is always a good chance to slow down, spend some time with family and think about the things that matter most.

Protection is one of those things that can easily be put off, but having the right cover in place can make a huge difference if something unexpected happens.

Whether it’s life insurance, critical illness cover or income protection, the right policy can help protect your family, your home and your income when you need it most.

If you’re not sure what cover you already have, or whether it’s still right for your circumstances, I would be more than happy to have a chat and talk you through your options 😊

☎️ 07712877587
📧 [email protected]
🌐 www.alisonhughes.co.uk

Check out our website in our bio 💫

Buying your first home is exciting, but it can also feel a little overwhelming when there’s so much to think about 🏡So I...
29/08/2026

Buying your first home is exciting, but it can also feel a little overwhelming when there’s so much to think about 🏡

So I’ve put together 6 simple tips to help you get mortgage ready before you start viewing houses 🙌

And remember, you don’t need to have everything figured out before getting in touch 😊

I can help from the very start, from understanding what you may be able to borrow right through to getting the keys in your hand 🔑🏡 I’ll keep you updated throughout and explain everything in plain English along the way.

If you’re thinking about buying your first home and aren’t sure where to start, feel free to get in touch:

☎️ 07712877587
📧 [email protected]
🌐 www.alisonhughes.co.uk

Check out our website in our bio 💫

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Buying a home and keep hearing the term “cash buyer”? 🏡 💷Despite the name, it doesn’t mean someone is turning up with a ...
27/08/2026

Buying a home and keep hearing the term “cash buyer”? 🏡 💷

Despite the name, it doesn’t mean someone is turning up with a bag full of cash 😅

A cash buyer is simply someone who can buy a property without needing a mortgage to fund the purchase.

Because there’s no mortgage application involved, the process can sometimes be a little quicker and there’s less risk of the purchase falling through because of mortgage finance.

That doesn’t mean you can’t compete if you do need a mortgage though 😌

Having your Agreement in Principle ready, your deposit sorted and being in a position to move forward quickly can all help show a seller that you’re serious about buying.

If you’re thinking about buying a home and want to make sure you’re in the best position before making an offer, I would be happy to have a chat and talk you through it 😊

☎️ 07712877587
📧 [email protected]
🌐 www.alisonhughes.co.uk

Check out our website in our bio 💫

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Do I actually need life insurance? 🤔It’s a question I get asked quite a lot, and the answer really depends on your circu...
26/08/2026

Do I actually need life insurance? 🤔

It’s a question I get asked quite a lot, and the answer really depends on your circumstances.

If you have a mortgage, children, a partner who relies on your income, or anyone who could be left financially worse off if something happened to you, life insurance is definitely worth considering.

It can provide a lump sum if you pass away during the term of the policy, helping your family with things like:

🏡 Paying off or reducing the mortgage
💸 Everyday household bills
👨‍👩‍👧‍👦 Supporting your family financially
📚 Future costs for your children

You might already have cover through work, but remember this could be lost if you change jobs, so it’s worth considering your own cover to protect your mortgage or family.

There isn’t one policy that suits everyone, so I can help you look at what cover you already have, what you might actually need and what fits comfortably within your budget 😊

☎️ 07712877587
📧 [email protected]
🌐 www.alisonhughes.co.uk

Check out our website in our bio 💫

You’ve saved your deposit 🎉… so what now? 🏡💰Once your deposit is in place, the next step is really about getting a clear...
24/08/2026

You’ve saved your deposit 🎉… so what now? 🏡💰

Once your deposit is in place, the next step is really about getting a clear picture of where you stand before you start viewing homes.

That usually means looking at how much you could potentially borrow, what your monthly repayments might be, what price range feels comfortable, and getting an Agreement in Principle in place.

Having that sorted early can make the whole house-hunting process feel a lot less overwhelming, because you know what you’re working with before you start making offers.

If you’re at that stage and aren’t sure what comes next, I’d be happy to talk you through it and help you get everything in place 😊

☎️ 07712877587
📧 [email protected]
🌐 www.alisonhughes.co.uk

Check out our website in our bio 💫

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Buying a home with a partner but putting in different amounts for the deposit? 🏡💰It’s actually really common for one per...
23/08/2026

Buying a home with a partner but putting in different amounts for the deposit? 🏡💰

It’s actually really common for one person to have saved more, received help from family, or be contributing a bigger share towards the deposit.

The important thing is making sure you both understand how that money will be treated before you buy.

Your solicitor can talk you through the different ways of owning the property and whether something like a Declaration of Trust could be suitable. This can record how much each person has put in and how the money should be split if the property is sold in the future.

It might not be the most exciting part of buying a home, but having everything agreed clearly from the start can save a lot of confusion later on.

If you’re buying with a partner and aren’t sure how the mortgage side of things works, I would be more than happy to have a chat and talk you through it 😊

☎️ 07712877587
📧 [email protected]
🌐 www.alisonhughes.co.uk

Check out our website in our bio 💫

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Buying a house can feel overwhelming, especially when you’re not sure what happens next 🏡The process will usually look s...
21/08/2026

Buying a house can feel overwhelming, especially when you’re not sure what happens next 🏡

The process will usually look something like this:

✅ Agreement in Principle
🏠 Viewings
🤝 Offer accepted
📝 Mortgage application
🔍 Survey and valuation
⚖️ Solicitor and legal work
🔑 Completion

Every purchase is different, so there isn’t one set timeframe and sometimes things can take a little longer than expected.

That’s where having someone there to guide you through it can really help 😌

I’ll keep you updated throughout the mortgage process, explain what’s happening in simple terms and help make everything as straightforward and stress-free as possible.

If you’re thinking about buying a home and don’t know where to start, get in touch for a chat 😊

☎️ 07712877587
📧 [email protected]
🌐 www.alisonhughes.co.uk

Check out our website in our bio 💫

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Buying a home and keep hearing people talk about “the chain”? 🏡A property chain is simply a group of house purchases tha...
19/08/2026

Buying a home and keep hearing people talk about “the chain”? 🏡

A property chain is simply a group of house purchases that are all linked together.

For example, you might be buying a house from someone who also needs to buy their next home, and the person they’re buying from could be doing the same.

Because each sale depends on the others going through, if one part gets delayed, it can sometimes hold up everyone else in the chain.

That’s why you might hear terms like “chain-free” or “no onward chain” when looking at properties - it usually means there are fewer linked sales involved.

If you’re thinking about buying and aren’t sure how the process works, I’d be happy to have a chat and talk you through it 😊

☎️ 07712877587
📧 [email protected]
🌐 www.alisonhughes.co.uk

Check out our website in our bio 💫

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Address

5 Ashgrove Close
Craigavon
BT679BT

Opening Hours

Monday 9am - 9pm
Tuesday 9am - 9pm
Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 9am - 9pm

Telephone

+447712877587

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