Manny Nijjar HRFS

Manny Nijjar HRFS Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Manny Nijjar HRFS, Mortgage brokers, Coventry.

Balancing family time with helping clients move forward ☀️💻One of the things I love about what I do is being able to sup...
14/05/2026

Balancing family time with helping clients move forward ☀️💻

One of the things I love about what I do is being able to support people through big financial decisions — whether I’m at my desk or away with my family.

UKMortgageAdvisor

Balancing family time with helping clients move forward ☀️💻One of the things I love about what I do is being able to sup...
14/05/2026

Balancing family time with helping clients move forward ☀️💻

One of the things I love about what I do is being able to support people through big financial decisions — whether I’m at my desk or away with my family.

Most people insure their phone, car, and home…But what about the thing that pays for all of it? 💭Your income is one of y...
11/05/2026

Most people insure their phone, car, and home…
But what about the thing that pays for all of it? 💭

Your income is one of your biggest assets.

Income Protection can help provide a regular monthly income if you’re unable to work due to illness or injury — helping you keep up with bills, mortgage payments, and everyday living.

Because life doesn’t stop when your income does.

Whether you’re employed or self-employed, having the right protection in place can give you real peace of mind. 🛡️

Most buyers don’t miss out because they can’t buy…They miss out because they keep waiting for the “perfect” time. ⏳🏡Wait...
08/05/2026

Most buyers don’t miss out because they can’t buy…
They miss out because they keep waiting for the “perfect” time. ⏳🏡

Waiting for rates to drop.
Waiting to save a little more.
Waiting for the market to change.

But the right advice and a solid plan can often get you moving sooner than you think.

The best time to start?
Before you feel 100% ready.

If you’re thinking about buying, remortgaging, or protecting your home and family — let’s have a conversation. 👇

📩 DM me:

Most people think life insurance is enough…But what happens if you get seriously ill and can’t work?👉 Life Insurance = p...
06/05/2026

Most people think life insurance is enough…
But what happens if you get seriously ill and can’t work?

👉 Life Insurance = protects your family if you pass away
👉 Critical Illness = protects you while you’re still here

Both matter. Just at different times.

If you’re not sure what you actually need, let’s have a chat.

Most people focus on getting the mortgage approved… but forget what happens after 🏡Your mortgage secures the home.Protec...
04/05/2026

Most people focus on getting the mortgage approved… but forget what happens after 🏡

Your mortgage secures the home.
Protection secures everything else.

If life throws the unexpected your way — illness, loss of income, worse — your plan shouldn’t fall apart.

That’s why protection isn’t an add-on.
It’s part of the plan from day one.

✔️ Income protection
✔️ Life cover
✔️ Critical illness cover

Because the goal isn’t just getting the keys…
It’s keeping your home and protecting your family long-term.

If you’ve got a mortgage (or you’re planning one), let’s make sure you’re properly covered.

🏡 OFFER ACCEPTED… now what?This is where things start to feel real — but there are still a few key steps before you get ...
01/05/2026

🏡 OFFER ACCEPTED… now what?

This is where things start to feel real — but there are still a few key steps before you get the keys 🔑

I’ve broken down the full process so you know exactly what to expect, from instructing a solicitor right through to completion day.

No jargon. No confusion. Just a clear path 👇

If you’re unsure about any part of the process — or want someone to guide you through it from start to finish…

📩 Drop me a DM
📞 Or give me a call: +44 7947 732835

I’m here to help every step of the way.

🏡 First-time buyer? Read this before you do anything…Most people don’t realise how easy it is to make costly mistakes wh...
29/04/2026

🏡 First-time buyer? Read this before you do anything…

Most people don’t realise how easy it is to make costly mistakes when buying your first home ❌

And the worst part?
They usually don’t find out until it’s too late.

From credit score issues to missing hidden costs… these are the things that can:
• Delay your purchase
• Reduce how much you can borrow
• Or cost you thousands 💸

The good news?
All of this is avoidable when you know what to look out for.

👉 Swipe through to avoid the most common first-time buyer mistakes

If you’re thinking of buying soon and want clarity on:
✔️ How much you can borrow
✔️ What your monthly payments would look like
✔️ What steps to take next

🚫 Why Google Isn’t Mortgage Advice 🚫Thinking of Googling your way to a mortgage? Here’s the truth… 👇Google can give you ...
27/04/2026

🚫 Why Google Isn’t Mortgage Advice 🚫

Thinking of Googling your way to a mortgage? Here’s the truth… 👇

Google can give you information — but it can’t give you advice.

🔍 It doesn’t know your income
🔍 It doesn’t understand your credit history
🔍 It can’t factor in your future plans
🔍 And it definitely won’t tell you what lenders won’t advertise

What works for someone else online might not work for you — and in mortgages, the wrong move can cost you thousands 💸

That’s where a mortgage advisor comes in.

✔️ Tailored advice based on YOUR situation
✔️ Access to deals you won’t find online
✔️ Guidance through the whole process
✔️ Someone in your corner when things get complicated

Don’t leave one of the biggest financial decisions of your life to a search engine.

💬 Want real advice? Let’s talk.

🏡 Mortgage in Principle — Explained Simply Thinking about buying a home? Your first step should be getting a Mortgage i...
22/04/2026

🏡 Mortgage in Principle — Explained Simply

Thinking about buying a home? Your first step should be getting a Mortgage in Principle (MIP).

✔️ It gives you a clear idea of how much you could borrow
✔️ Shows estate agents and sellers you’re a serious buyer
✔️ Helps you move quickly when you find the right property

⏳ Typically valid for 60–90 days, but it’s not a guarantee—your full application still needs approval.

If you’re unsure where to start or want to get yours sorted, drop me a message and I’ll guide you through it.

MortgageBroker

Address

Coventry
CV1

Telephone

+447947732835

Website

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