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Midlands & beyond
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Mortgage deals don't hang around for long, especially in 2026. 📉On average, products stay on the shelves for less than a...
02/11/2026

Mortgage deals don't hang around for long, especially in 2026. 📉

On average, products stay on the shelves for less than a month, sometimes even a week! That's not much time to think things over when your fixed rate is ending.

If yours is ending in the next few months, you could actually lock in a new deal three to six months ahead, depending on the lender.

Worth knowing too, the lowest rate you see advertised isn't always the cheapest once fees and terms are added up. 🤔

We'll compare what's out there, look past the headline rate, and help you get sorted early so you're not caught out if things shift.

Get in touch and let's see what you could secure now. 🏡

(Think carefully before securing debt against your home. Your property maybe repossessed if you do not keep up repayments on your mortgage.)

Often, a full medical isn't necessary. Many policies can be approved based on a health questionnaire. 📝For some, a docto...
01/11/2026

Often, a full medical isn't necessary. Many policies can be approved based on a health questionnaire. 📝

For some, a doctor's report or a brief medical exam might be requested. This helps insurers assess your needs accurately. 🩺

Our aim is to find the cover that suits you, making the process straightforward.

Get in touch today to discuss your life insurance.

No trick 🧙 but all treats 🎃 yesterday at the cbsarena  🏟️ The Sky Bet Championship trophy 🏆 on display 📸Unlike the troph...
01/11/2026

No trick 🧙 but all treats 🎃 yesterday at the cbsarena 🏟️

The Sky Bet Championship trophy 🏆 on display 📸

Unlike the trophy, we’ll be around all week for your mortgage needs 😉

No deposit saved up? That doesn't have to mean putting your plans on hold. 🏡100% mortgages are making a comeback, meanin...
29/10/2026

No deposit saved up? That doesn't have to mean putting your plans on hold. 🏡

100% mortgages are making a comeback, meaning some buyers could get the keys without needing a cash deposit at all.

It's not for everyone, though.

Lenders will still look closely at your income, credit history, and overall affordability before saying yes.

And even without a deposit, there are other costs to plan for. Think legal fees, surveys and moving costs. 💷

If you can comfortably manage monthly repayments but saving a deposit feels like the sticking point, this could be worth exploring. 🤔

Want to know if it's an option for you? Speak to us and we'll talk you through it. 💬

(Think carefully before securing debt against your home. Your property maybe repossessed if you do not keep up repayments on your mortgage.)

Source: https://theintermediary.co.uk/2026/09/gable-mortgages-launches-100-ltv-mortgage-range/

The big announcement from the Autumn Budget is that the Your First Home Scheme has officially been confirmed! ✅We mentio...
28/10/2026

The big announcement from the Autumn Budget is that the Your First Home Scheme has officially been confirmed! ✅

We mentioned this a few weeks ago, but it's now official!

The scheme is designed to help more people get onto the property ladder.

Eligible first-time buyers could purchase a new-build home with just a 2.5% deposit, alongside a 20% government equity loan that's interest-free for the first 5 years! 🏡

Applications aren't open yet, but pre-registration will open before the end of 2026, with applications expected to open in February 2027 📆

Pre-registering won't commit you to purchasing, but will help you understand your eligibility and local property price limits.

You can read more here:
https://www.gov.uk/government/publications/your-first-home/your-first-home

There's also news about a new First Time Buyer ISA!

The Government is planning to introduce a new, simpler savings account to help first-time buyers save towards their first home.

It's intended to replace the Lifetime ISA for new savers, although existing Lifetime ISA holders will still be able to continue saving under the current arrangements.

There's no confirmed launch date for the new ISA yet, but we'll keep you updated!

It's great to see some positive announcements for first-time buyers! 🤩

If you're planning to buy your first home, we can help you understand these changes, explore your mortgage options and prepare for your purchase 🏡

Get in touch today!

(Think carefully before securing debt against your home. Your property maybe repossessed if you do not keep up repayments on your mortgage.)

The clocks went back this weekend, extra hour in bed for most of us. ⏰  But if you spotted a mortgage rate you liked a f...
26/10/2026

The clocks went back this weekend, extra hour in bed for most of us. ⏰

But if you spotted a mortgage rate you liked a few weeks back and now wish you'd grabbed it, we get why you're wondering about turning back time too.

We can't quite do that one, sadly.

What we can do is show you exactly what's available now and how it compares to what you had your eye on.

Rates move around often, sometimes weekly, so it's always worth checking rather than guessing.

If your current deal ends in the next 6 months, now's the time to speak to us.

That way you're not rushing when your lender's offer runs out, and you'll know your options well in advance. 📲

(Think carefully before securing debt against your home. Your property maybe repossessed if you do not keep up repayments on your mortgage.)

Your income does so much for you. It keeps the roof over your head, pays the bills, and puts food on the table. 🏠But wha...
25/10/2026

Your income does so much for you. It keeps the roof over your head, pays the bills, and puts food on the table. 🏠

But what happens if you can't work due to illness or injury? 😥

Your savings might not stretch as far as you think.

Income protection could provide a regular income, helping you keep up with your outgoings.

Protecting your ability to earn is just as important as protecting what that income buys.

Let us help you safeguard your future.

Get in touch today. 📞

Nice to catch up with fellow mortgage brokers Jordan Moule was missed!, share ideas, discuss the market and enjoy a few ...
22/10/2026

Nice to catch up with fellow mortgage brokers Jordan Moule was missed!, share ideas, discuss the market and enjoy a few beers along the way!

Plenty of interesting conversations about interest rates, where they're heading and what might happen to the property market.

Of course, there's no shortage of predictions and expert opinions out there… but the reality is, nobody really knows for certain! 🔮

What I do know is that people will still need mortgages, whatever the market decides to do.

And that's where we come in at GIVE Mortgages! 🏡

Big thanks to NatWest and PRIMIS Mortgage Network for a great day

Some lenders will let you borrow up to 6x your income instead of the usual 4.5x. 📈Sounds appealing, but more borrowing p...
21/10/2026

Some lenders will let you borrow up to 6x your income instead of the usual 4.5x. 📈

Sounds appealing, but more borrowing power isn't always a good thing.

A bigger mortgage means bigger monthly payments, so it's worth thinking about what actually feels manageable alongside your bills, savings, and everyday spending. 🔎

6x income also isn't something everyone qualifies for. It comes with its own set of criteria, so it's not just a case of asking for more.

The amount a lender offers you and the amount you actually want to commit to each month can be two very different numbers.

Our advice? Work out what suits your life, not just what you're able to borrow.

Want to talk through your numbers properly? Speak to us. 🏡

(Think carefully before securing debt against your home. Your property maybe repossessed if you do not keep up repayments on your mortgage.)

21/10/2026

⛳ GIVE MORTGAGES GOLF SHOWDOWN! 🏌️‍♂️🏆

It's Greg vs Liam – but who's got the better golf game? 👀

We've got two videos, two golfers and one big question…

🏆 Who would win over 18 holes?

👍 LIKE for Liam

❤️ LOVE for Greg

Watch the videos, judge for yourselves and cast your vote below! 👇

Let the battle begin! ⛳😂

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