09/09/2026
Lenders look at more than just one number. 🔎
Your accounts, tax calculations and business evidence all tell your story.
Most lenders ask for two to three years of trading history, but we know the ones who will work with just 12 months of accounts.
Your business structure matters too, it can change how your income gets assessed.
Keeping your paperwork tidy and organised really does make things easier down the line.
Every lender has their own criteria, so a no from one isn't a no from all.
The clearest way to see what's possible? Speak to us before you apply. 📋
We're here to talk it through, no pressure, just clarity. ✨
(Think carefully before securing debt against your home. Your property maybe repossessed if you do not keep up repayments on your mortgage.)