Mercia Insurance Brokers Ltd

Mercia Insurance Brokers Ltd Providing Insurance Consultancy Services to local Insurance Brokers

Are you a business owner? Did you know that it is a legal requirement for employers to have Employer's Liability Insuran...
28/08/2024

Are you a business owner? Did you know that it is a legal requirement for employers to have Employer's Liability Insurance? 🧑‍⚖️

Employer's Liability Insurance covers the cost of compensating employees who may have an injury at work or become ill through work. This also applies to businesses who only employ staff on a temporary or unpaid basis.

Liability Insurance provides cover for self-employed individuals and business owners against the cost of compensation claims and is crucial to anyone who may be held liable for injury.

Make sure you've got the right cover for you, your business and your employees.



Despite our best efforts and diligent care, unfortunately, accidents and incidents do happen.Liability Insurance provide...
21/08/2024

Despite our best efforts and diligent care, unfortunately, accidents and incidents do happen.

Liability Insurance provides cover for self-employed individuals and business owners against the cost of compensation claims. It is crucial to anyone who may be held liable for injury to another or damage to another’s property, including employees, customers and members of the public. 💰

Public Liability Insurance covers the cost of claims made by members of the public for incidents related to the operation of your business, including a visit to your business premises and also if your business operates in public.

Don't get caught short, enquire today.



Are you a new homeowner? Are you overwhelmed with Property Insurance quotes?We've got you covered! 🏠Our Property Owners ...
12/08/2024

Are you a new homeowner? Are you overwhelmed with Property Insurance quotes?

We've got you covered! 🏠

Our Property Owners Package Policies include Material Damage, Loss of Rent, Property Owners Liability and Legal Expenses.

As specialist insurance brokers, we will source a wide range of policies to make sure that they suit your specific requirements. Making an informed choice for your Property Owners Package Policy based on your essentials means that you only pay for what you really need, ensuring you're completely protected from claims with your cover.

Sounds great, right?!



Is your business covered with General Indemnity Insurance?Did you know that General Indemnity Insurance only covers pers...
05/08/2024

Is your business covered with General Indemnity Insurance?
Did you know that General Indemnity Insurance only covers personal injury or property damage?

Our Professional Indemnity Insurance is fully weighted in business finance and non-tangible loss. Professional Indemnity protects you from a financial hit by covering the cost of claims made against you for financial loss incurred by a customer due to your advice or service.

Don't take the hit, make sure you've got the right cover in place today! 💼



Cyber cover is essential for businesses of all sizes, safeguarding against digital threats that can disrupt operations a...
26/07/2024

Cyber cover is essential for businesses of all sizes, safeguarding against digital threats that can disrupt operations and compromise sensitive data. 🌐

Whether you're a startup or an established enterprise, investing in accurate cyber insurance ensures protection against cyberattacks, data breaches and other online risks.

Don't underestimate the potential impact - secure your business with the right cyber cover today to mitigate risks and ensure continuity in a digital world.



Myth: You don't need contents cover if your landlord has insurance. ❌Fact: Your landlord’s insurance only protects the b...
17/07/2024

Myth: You don't need contents cover if your landlord has insurance. ❌

Fact: Your landlord’s insurance only protects the building itself, not your personal belongings or liability. ✔️

Why you need contents cover:

Protect your belongings: Covers furniture, electronics, clothing, and jewellery from theft or damage.

Peace of mind: Affordable coverage ensures your items are safe from unexpected events.

Custom coverage: Tailor your policy to cover your specific valuables.

Remember, your landlord’s insurance won't cover your personal items. Invest in contents cover to keep your possessions safe and secure. 🏠🔒



08/07/2024

Looking for a reputable ? Beware of frauds selling fake policies. They might look real and come cheap, but offer no .

Watch out for:
🚩 Prices too good to be true
🚩 Fake contact details/websites
🚩 Not registered with the FCA



Ransomware, a malicious software encrypting data until a ransom is paid, poses a significant cyber security risk to UK o...
28/06/2024

Ransomware, a malicious software encrypting data until a ransom is paid, poses a significant cyber security risk to UK organisations. Despite rising attacks and evolving tactics, paying ransoms is strongly discouraged by the National Cyber Security Centre (NCSC) and law enforcement.

Paying a ransom doesn't ensure resolution; it fuels criminals' activities. NCSC CEO Felicity Oswald underscores the danger, noting that each ransom paid signals profitability to attackers. Instead, a united effort is needed to dismantle the ransom business model and bolster organisations' resilience.

Stay informed, stay vigilant.



Myth: All insurance policies are the same. ❌Fact: Insurance policies vary widely in coverage, limits, and exclusions. It...
19/06/2024

Myth: All insurance policies are the same. ❌

Fact: Insurance policies vary widely in coverage, limits, and exclusions. It's essential to recognise that not all policies offer identical protection. Each insurance plan is tailored to address specific risks and needs, whether it's for home, car, or business insurance. ✔️

When choosing an insurance policy, thoroughly review and compare terms and conditions. Consider factors like coverage limits, exclusions and additional benefits. Understanding these differences ensures you select a policy that suits your needs and provides adequate protection against potential risks.

Remember, the cheapest policy may not offer the most comprehensive coverage. Invest time in researching and understanding your options to avoid unexpected financial burdens and ensure peace of mind when you need it most.



The four steps to choosing a good insurance broker:Ensure Trustworthiness: Check if they're regulated by the FCA for tra...
10/06/2024

The four steps to choosing a good insurance broker:

Ensure Trustworthiness: Check if they're regulated by the FCA for transparency and ethical practices.

Check Specialisation: Make sure they specialise in the types of professional insurance relevant to your industry/needs.

Assess Resources: Look at their team size, services, and availability to ensure they can meet your needs.

Review Client Feedback: Read reviews and case studies to see if they have a track record of success and satisfied clients.

Follow these steps to find a reliable and expert insurance broker! 📝



In 2023, insurers paid out a record £9.9 billion in motor claims, marking an 18% increase from 2022. 📈 This includes £6....
03/06/2024

In 2023, insurers paid out a record £9.9 billion in motor claims, marking an 18% increase from 2022. 📈

This includes £6.1 billion for vehicle repairs and £669 million for vehicle theft, with courtesy car costs rising to £597 million. Due to the increasing costs of materials, labour and energy, the average cost of a settled car claim has jumped by 23% from 2014 to 2023.

These figures highlight the importance of having comprehensive car insurance to cover unexpected expenses and ensure peace of mind. Always compare policy options to find the best coverage for your needs. ✅



Are you a small business owner? 💼Ensuring your business has adequate insurance coverage is crucial not only for legitimi...
31/05/2024

Are you a small business owner? 💼

Ensuring your business has adequate insurance coverage is crucial not only for legitimising it, but it's also a necessary precaution. Many business owners underestimate the range of incidents for which they can be held liable, often facing substantial payouts due to lacking essential coverage.

It's vital to secure a policy tailored to your specific needs. By paying for what you truly require, you can gain peace of mind and potentially save money in the process.

Address

5 Sycamore Court, Birmingham Rd, Allesley
Coventry
CV59BA

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