Circle Insurance Services

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Circle Insurance Services

Circle Insurance Services Ltd has been dedicated to providing insurance and managed risk solutions for SME and corporate clients for over 25 years.

04/06/2026

Yesterday, Circle Heritage had the privilege of attending a special service at St Paul's Cathedral celebrating an incredible milestone for Benefact Group £250 million donated to good causes since 2014.

The event brought together people and organisations whose lives and communities have been positively impacted through charitable giving, with inspiring stories shared throughout the day from beneficiaries and partner organisations.

As specialists working with heritage organisations, charities and places of cultural significance across the UK, it was particularly fitting to celebrate the role that charitable support plays in protecting communities, preserving heritage and helping important organisations continue their work for future generations.

Congratulations to everyone at Benefact Group on this remarkable achievement and thank you for the positive impact you continue to make across the UK and beyond.

27/05/2026

We’re pleased to be sponsoring the upcoming LinkedIn Local New Forest event with the New Forest Business Partnership hosted at Oakhaven Hospice.

Events like this are a great opportunity for local businesses and professionals to connect, share ideas and strengthen relationships across the region.

We’re looking forward to supporting the event and meeting fellow members of the local business community on the evening.

🎟 Tickets available here: https://nfbp.whitefuse.net/events/linkedin-local-new-forest-june-2026

06/05/2026

Construction businesses are facing a more complex insurance landscape than ever.

Material costs, contract requirements and liability exposure are all shifting.

We are seeing more cases where:

• Contract terms push risk back onto contractors
• Claims take longer due to supply chain delays
• Cover limits are no longer sufficient

This is where sector-specific advice makes a difference. A generic policy is rarely enough.

If you operate in construction and have not reviewed your cover recently, now is the time.

04/05/2026

What does it actually mean to work with a Chartered Insurance Broker?

It is not just a title. It is a commitment to higher standards, professional qualifications and ongoing development.

For clients, it means:

• Advice you can trust
• Accountability at every stage
• A broker that is held to recognised industry standards

In a market where many firms are part of large groups, this level of professional independence matters.

If you are reviewing your current broker, it is worth asking whether they meet the same standard.

01/05/2026

Lloyd’s of London started in a coffee shop.

Today it is one of the most recognised insurance markets in the world.

Access to markets like Lloyd’s allows Circle London Markets to place risks that standard policies simply cannot cover.

For clients, it means more flexibility, more options and solutions that are built around your situation.

That is where independence matters.

If your insurance feels restrictive, there may be a better way to structure it.

29/04/2026

Many UK businesses are carrying risk they do not fully see.

From underinsured assets to gaps in business interruption cover, small oversights can become expensive problems.

We are seeing three areas come up time and time again:

• Cover that has not kept pace with growth
• Policies that do not reflect current operations
• Assumptions around what is and is not included

Insurance should move with your business. If it has not been reviewed properly in the last 12 months, there is a strong chance it no longer fits.

A second opinion costs nothing. Getting it wrong can cost a lot more.

If your renewal is coming up, speak to the team for a straightforward review.

26/03/2026

A common misconception about trade credit insurance is that it is only for large corporates or that it is too expensive.

In this video, our Director of Trade Credit, Richard Murray explains why that is not the case and how cover can be tailored to suit businesses of different sizes.

With rising insolvencies, tighter financing and continued economic uncertainty, payment risk is higher than it has been for some time. Trade credit insurance can play an important role in protecting cashflow and supporting growth.

Find out more:
https://circlegroup.co.uk/specialisms/trade-credit-surety/

19/03/2026

Trade credit insurance helps businesses trade with confidence.

In this short video, our Director of Trade Credit, Richard Murray, explains what trade credit insurance is, who it helps and why it can be an important part of protecting your business.

If your business offers credit terms to customers, it may be worth understanding how this cover works.

Find out more:
https://circlegroup.co.uk/specialisms/trade-credit-surety/

10/02/2026

Recent UK court rulings are sending a clear message: a safe system of work is the backbone of any successful business. However, as the legal landscape evolves, the financial and personal stakes of getting it wrong are higher than ever.

From routine vehicle movements to machinery maintenance, recent cases show how quickly a small oversight can lead to a significant impact. To help you navigate these risks, Circle Insurance Services Ltd has analysed five recent HSE prosecutions.

Whether you're a Director or an Ops Manager, these insights are designed to help you protect your team and your business.

Read the full blog here: https://brnw.ch/21wZORg

04/02/2026

🐎 Supporting Craft, Skill, and Specialist Trades 🐎

For over 10 years, Circle Insurance has been a dedicated partner to independent saddlers and equestrian leather workers. We provide specialist insurance designed specifically around the unique requirements of your trade.

We understand that equestrian craftsmanship is built on years of experience, technical skill, and meticulous attention to detail. Our role is to provide clear, appropriate cover so you can focus on your craft, knowing your business is properly protected.

This long-standing commitment to the equestrian sector reflects our passion for supporting the skilled professionals who underpin the industry.

Need expert advice? If you would like support with specialist equestrian insurance, our team is here to help:

Call us: 0115 784 2555
Email us: [email protected]

Address

118 Holyhead Road
Coventry
CV13LY

Telephone

+442476257444

Website

https://www.circlegroup.co.uk/

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