Luke Thomas Cert CII MP - Mortgage Adviser

25/12/2025

A very Merry Christmas to one and all, may your days be filled with love and happiness, now and always!🎄

03/01/2025

A very Happy New Year for 2025 and I wish you all the health, wealth and luck for the year ahead! 🌟🍾

I am now booking appointments from the middle of January onwards, so if your mortgage is coming up for renewal or you'd like to have a chat about your plans for the future, feel free to get in touch! ✅

Call now to connect with business.

23/11/2022

Struggling to understand what's going on at the moment? Let us help you understand your options today! ✅️

We all know that at this time of year, buying a property is probably low down on your list of priorities, and couple that with the conditions in the economy at the moment, it's even lower down on your list!

But... could there be an opportunity right now?

If you are in the process of building property purchase or refinance into your plans, get in touch for a no obligation chat. You might be suprised!

27/09/2022

Seen a lot of different things flying around in the news? Unsure of what it all means and need it translating? 🤯

Don't worry, we've got your back! 💪

At Discovery Mortgage Services, we don't just 'sell you a mortgage' and then ride off into the sunset. We hold your hand throughout the entire journey making sure you both understand and are comfortable with everything.

We provide honest, tailored advice suited to you and your circumstances. If we don't think something is right, we won't advise it, simple as!

For a free, no obligation chat, get in touch today to find out how we can help. It might be the best thing you do all year!

09/08/2022

Are you like me?

- Feel like every piece of financial advertising is a scam?
- Hate 'in your face' sales posts?
- Want to make decisions on my own terms, without unnecessary pressure?
- Want to work with good, honest and trustworthy people?

At Discovery Mortgage Services Ltd we are dedicated to guiding you through the house buying or re-mortgaging process from start to finish in the most efficient, honest and comfortable way.

This means that we will give you honest advice suited to you. If we don't think something is right for you, we will tell you. But what's more, we will explain why, and help you find the solution that is right for you. We don't just help you buy a house, we help you plan your future.

For a free, no obligation chat, get in touch. You can ask us anything, there are no silly questions!

23/05/2022

When does someone become un-lendable or un-mortgageable?

Did you know there are lenders that may still consider you if you have...

✅ A bad credit score
✅ Missed Payments (depending on value and how long ago)
✅ Defaults (depending on value and how long ago)
✅ County Court Judgement (CCJ) (depending on value and how long ago)
✅ Independent Voluntary Arrangement (IVA) (depending how long ago)
✅ Bankruptcy (depending how long ago)

So, even if you have any of the above there may still be hope!

We deal regularly with people who have credit issues, and whilst its true that the options are more restricted, it might not be the end of the world.

Ever wondered, 'what if'? Well let us help you find that answer!

For a free, no obligation chat, feel free to get in touch today.

Credit issues are more common in today's world than you might think and there is nothing we love more than solving problems. It could be the best thing you do all week!

09/05/2022

Need help understanding what's happening with mortgage rates at the moment?

Don't worry, you aren't alone!

For a free, no obligation chat, feel free to get in contact directly and we will talk you through it. You never know, you might have more options than you think!

At Discovery Mortgage Services Ltd we pride ourselves in the relationships with our clients. Whether you are a First Time Buyer, experienced portfolio landlord or anything in between, we will personally guide you through the process offering the very best bespoke advice to make sure that you are in the best possible situation to achieve your goals.

Luke Thomas Cert CII (MP)
Mortgage & Protection Insurance Adviser
+44 7756 600838