What are the opening hours?

Monday 8am - 5pm Tuesday 8am - 5pm Wednesday 8am - 5pm Thursday 8am - 5pm Friday 8am - 5pm

Emerald Associates

Home
United Kingdom
Corbridge
Emerald Associates

Financial Advisers providing bespoke advice to individuals in the North of England It sounds simple. We know that. The 'St. James's Place representatives.

Emerald Associates specialises in offering expert advice to individuals & businesses across North East England & Scotland. We offer advice in important areas including investment planning, Inheritance Tax planning, pension planning, and protection planning. From our start, back in 2007, our aim has been to provide every one of our clients with the very best financial advice and solutions for their

individual needs. But every one of us is different, with different experiences, aspirations, and situations. This is why we take the time to build relationships face to face, to listen, and really get to know you. It means that you can be confident that the advice we give, the solutions we recommend, and the service you receive will be right for you, your family, or your business. Emerald Associates is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority). James's Place Partnership' and the titles 'Partner' and 'Partner Practice' are marketing terms used to describe St. Emerald Associates is a trading name of Emerald Financial Associates Ltd. SJP Approved XX/XX/XX

05/02/2026

🚀 We’re Hiring!

We have two exciting new roles now open at Emerald Associates, and we’re on the lookout for our perfect candidates.

If you’re ready for a new opportunity and want to learn more, drop us a message or email us directly at [email protected] - we’d love to hear from you!

💼🌿

15/12/2025

This year, we’re proud to be supporting the West Northumberland Food Bank in Hexham as part of our Christmas celebrations. ❤️

We’re combining festive fun with giving back, celebrating Christmas Jumper Day, enjoying a lively festive quiz, and sharing pizza for lunch 🍕 all while collecting donations for those in our community who need it most.

It’s a wonderful reminder that a little festive fun can go hand in hand with giving back. Thank you to everyone getting involved and helping us make a difference this Christmas. ✨

21/10/2025

Sunrise over our Corbridge office this morning!

We really do live in a beautiful part of the world! 🌅

29/09/2025

The leaves are changing, the air is crisp, and autumn brings a fresh burst of energy 🍂✨

It’s the season of resets, back to routines, back to focus, and the perfect time to get intentional with your money.

✅ Review your spending
✅ Plan ahead for Christmas
✅ Refresh your financial goals before the year ends

Let this autumn energy carry you into the new year feeling organised, confident, and in control.

What’s one financial habit you’re ready to refresh this season?

24/09/2025

Too often we wait for the “right time”, the perfect plan, the perfect conditions, the perfect moment. But truth is, it doesn’t exist.

The magic happens when you start.
Take the first step today, however small because momentum builds with action, not waiting.

What’s one thing you can begin right now that your future self will thank you for? 💡

23/09/2025

When you are starting out in business there are many responsibilities that demand your attention. One that may not seem important in the early days, especially if you get along well with your business partner, is a shareholder agreement. But that’s the ideal time to put one in place.

Nick Bayley, a business growth advisor at Elephants Child, has worked with businesses facing deadlock over the sale of the company because two equal shareholders can’t reach agreement.

From the start, you need to consider what happens if disputes arise over major decisions, especially if one decides they no longer want to be part of the business. Elephants Child has worked with businesses in such situations where one owner wants to retire, pursue new challenges, or simply falls out of love with the business and wants to do something completely different. Maybe one wants to expand and the other wants to maintain the status quo.

If you were to find yourself in a situation where you want to exit the business, but your equal shareholder doesn’t want you to, your options are limited.

In any of these scenarios, achieving a resolution can be difficult without a pre-existing agreement outlining how to navigate such deadlocks.

Any form of sale – whether partial or full – needs both shareholders to agree for it to proceed. One shareholder might consider walking away, but that could lead to considerable damage to the business. They could also end up forfeiting the financial reward they have worked so hard for.

Read more: https://www.emeraldassociates.co.uk/article/detail/sjpp/essential-guide-for-business-owners-start-with-the-end-in-mind-put-a-shareholder-agreement-in-place-today

19/09/2025

April is right - financial planning isn’t just about managing wealth you already have, it’s about making a plan with what you’ve got now and building from there. 💡

Everyone deserves access to good financial planning, no matter where they’re starting from. 💬💼

17/09/2025

Feeling that September slump?
The summer buzz is fading, routines are back in full swing, and it’s easy to feel a little stuck in low gear.

But here’s the good news: September is the perfect reset button. 💡

Think of it as a fresh start and a chance to shake off the slump, get moving again, and take control before the year runs away with you.

One of the smartest places to start? Your finances!
Christmas is just around the corner (yes, really!) and a little planning now can make all the difference later.

✅ Review your spending habits
✅ Set aside a Christmas budget
✅ Tackle any outstanding bills
✅ Get organised so December feels joyful, not stressful

Let’s turn September into a month of momentum, not a slump!

15/09/2025

Paying tax when you’re retired is quite different to paying tax when you’re still working. You may be drawing income from a variety of different sources; all with slightly different tax implications.

Today, you’ve got far more flexibility in how you plan your retirement income, and how you withdraw it. But there are some retirement tax traps you need to look out for.

A financial adviser can help you make a tax-efficient plan for your retirement – so you can spend on the things you really want.

Understanding how your tax position changes when you stop working is an important practical step to staying solvent and secure in later life. Once we retire, most of us stop paying into our pensions and start spending them. Others keep contributing, or keep their pension invested for most of their retirement.

In the run-up to retirement, many people have managed to save or invest in a range of different assets over the decades. But the baseline will usually be your pension. And when you do start drawing your pension, your tax situation alters significantly. Bearing in mind that the Pensions and Lifetime Savings Association1 estimates that a couple needs just over £60,000 a year to have a comfortable retirement, it makes sense to save on tax wherever you can.

While you’ll find plenty of opportunity to be tax-efficient, there are also a few tax traps that you need to know.

Read more: https://www.emeraldassociates.co.uk/article/detail/sjpp/everything-you-need-to-know-about-tax-in-retirement

12/09/2025

Wendy’s approach is all about balance and personalisation.

She takes a holistic view of each client’s finances, looking at their current income needs and how those might evolve over time, especially into retirement.

Here’s how she supports clients:
✔️ Helps them save for retirement through pension and investment planning
✔️ Makes the most of tax advantages
✔️ Ensures they still have enough disposable income to enjoy life today

Every situation is different, and their retirement needs will vary based on their lifestyle. That’s why at Emerald, we work with clients to create plans that are realistic, flexible, and tailored to what matters most to them.

06/09/2025

📖 It’s – A reminder that every page of the right book, at the right time, can shift your mindset, spark a new habit or challenge the way you see the world!

Whether it’s fiction that makes you feel something, or non-fiction that helps you think differently, reading is one of the most accessible ways to grow personally, professionally, and yes… sometimes even financially.

So today, pick up a book. Not because you have to but because curiosity is always worth feeding.

What are you reading right now?

Tell us below 👇

05/09/2025

WE DID IT! 🎉

Our charity step challenge is complete and together we smashed out a massive 10,292,992 steps!

Our target was to reach the Taj Mahal (4,322 miles), but we went above and beyond, covering an incredible 5,146 miles in total.

Along the way, we’ve raised £635 + gift aid for the amazing Macmillan Cancer Support 💚 Helping them continue their vital work supporting people and families affected by cancer.

A huge thank you to everyone who stepped up and cheered us on!

So… what should our next charity challenge be? 🤔 Drop your ideas below!

Address

Unit 2, 3 & 6, Shawwell Business Centre, Stagshaw Road
Corbridge
NE455PE

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Telephone

+441434633550

Website

https://emeraldassociates.co.uk/

Alerts

Be the first to know and let us send you an email when Emerald Associates posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Emerald Associates:

Shortcuts

Address
Telephone
Opening Hours
Alerts
Contact The Business
Claim ownership or report listing

Want your business to be the top-listed Finance Company in Corbridge?