Emily Mulligan at SMIFS - Independent Mortgage & Protection Adviser

05/04/2024

Are you a first time buyer with a deposit of £5000?

You may be able to get on the housing ladder with less than a 5% deposit!

Give us a nudge for some further insight to see if this may fit your circumstances👏

The maximum borrower age at the end of the mortgage term is 70

26/01/2024

For those who like the best of both worlds... 🌏😎

There's a new market solution offering the security of a 5-year fixed interest rate but also the flexibility to switch without early repayment penalties after 2-years if rates reduce 〽️

Contact for more info 🏘

10/01/2024

Happy New Year everybody! 🥳

Excited to be back at it in the office & to see that mortgage rates are moving in the right direction for 2024 ⬇⬇ 🙌

Get in touch for any assistance 🏡

10/05/2023

Are you struggling to save a house deposit as a first time buyer whilst renting?
New solutions brought to the market may mean you could get a 100% mortgage (zero deposit needed!) subject to certain t's & c's...

Get in touch to see if this could work for you 📞

28/04/2023

Are you planning on purchasing a property in the near future?

Following the temporary increase to the stamp duty thresholds, which are in place until 31st March 2025, your upfront costs may be lower than you anticipated!

Have a look at this stamp duty calculator or get in touch with us for further insight...
https://www.tax.service.gov.uk/calculate-stamp-duty-land-tax/ #/intro

🏘💻

06/01/2023

Happy New Year everybody - we’ve made it through the first week of 2023 🥳🙏🏼

Despite last years mortgage madness, don’t despair as some lenders are reducing rates!

If your current deal is coming to an end or a property purchase is on this year’s agenda… get in touch 🏡

21/09/2022

Nothing like a bunch of flowers to brighten up your day! 💐🌸

Another happy new home owner 🏡👏🏼