Intrinsic House Ltd

Intrinsic House Ltd We are a fully regulated, whole-of-market insurance broker.

Our focus is getting to know you, so we can offer tailored solutions that protect you, your family, your business, your lifestyle, your income, and your health.

⚡Comparison Sites vs Regulated Advisers – What’s Right for You? 🛡️Comparison sites can be quick and easy, giving you ins...
19/12/2025

⚡Comparison Sites vs Regulated Advisers – What’s Right for You? 🛡️

Comparison sites can be quick and easy, giving you instant quotes. But they don’t offer personal advice or consider your unique situation – meaning gaps in cover or unsuitable policies can happen.

A regulated adviser, on the other hand, provides:

✅ Tailored protection for your needs
✅ Guidance from a real person who understands your circumstances
✅ Solutions designed to avoid gaps and keep your family safe

When it comes to protecting what matters most, personalised advice beats a one-size-fits-all approach every time.

📩 Message us today to speak to one of our advisers and get advice you can trust.

👶 Protect What Matters Most – Your Child! ❤️Life is full of surprises, and making sure your child is protected is one of...
16/12/2025

👶 Protect What Matters Most – Your Child! ❤️

Life is full of surprises, and making sure your child is protected is one of the most important steps you can take as a parent.

MetLife’s Child Shield gives your little ones financial protection, helping cover costs if the unexpected happens. It’s designed to give peace of mind for your family’s future.

✅ Affordable cover
✅ Financial security for your child
✅ Simple, straightforward protection

Don’t wait – safeguarding your child’s future starts today.

📩 Send us a message to find out how Child Shield could work for your family.

🏋️‍♂️ Protect Your Health, Protect Your Game! 🏃‍♀️If you’re a professional or semi-pro athlete, staying on top of your h...
09/12/2025

🏋️‍♂️ Protect Your Health, Protect Your Game! 🏃‍♀️

If you’re a professional or semi-pro athlete, staying on top of your health is key — not just for your performance, but for your future too. Our specialist medical insurance covers sports-related injuries and general health, helping you get the care you need, fast and efficiently. 🏥⚡

Whether it’s routine check-ups or unexpected injuries, we can help make sure your medical cover keeps you in the game.

💡 Important: We provide advice tailored to your needs, in line with FCA regulations. Always read your policy terms to understand what’s covered.

📩 Message us today to see how we can support your health and career!

14/11/2025

📘 Information Friday – Guaranteed vs Reviewable Premiums

How do premiums behave over time?

✅ Guaranteed: stays the same for the policy term
✅ Reviewable: can rise (often every 5 years)

Knowing the difference saves future surprises.

📞 Call 01206 598 489 to check what you have.

10/11/2025

💡 Cover Insight Monday – Level vs Decreasing Life Insurance

Two common ways to structure your cover.

✅ Level: payout stays the same (great for family protection)
✅ Decreasing: payout falls over time (often used for repayment mortgages)

We’ll help match the right type to your budget and goals.

📞 Message us or call 01206 598 489 to chat through it.

07/11/2025

📘 Information Friday – What Are Deferred Periods?

When taking income protection, you choose a waiting period before payouts begin.

✅ 4, 8, 13 or 26 weeks typically
✅ Longer waits = lower premiums
✅ Align with sick pay for smooth income

Right timing keeps your finances flowing.

📞 Call to review your cover: 01206 598 489.

03/11/2025

💡 Cover Insight Monday – Income Protection vs Sick Pay

Employer sick pay rarely lasts long. Income protection steps in when that stops.

✅ Monthly payout while you recover
✅ Covers long-term illness or injury
✅ Helps keep life on track without added stress

Your income is your biggest asset. Make sure it’s protected.

📞 Call us 01206 598 489 or send us a message to learn more.

31/10/2025

📘 Information Friday – What Is Total Permanent Disability Benefit?

Some policies include cover if illness or injury means you can’t return to work again.

✅ Pays a lump sum to support long-term needs
✅ Can help adapt your home or replace lost income
✅ Often added to life or critical illness cover

Small detail. Huge security when life changes forever.

📞 Call us 01206 598 489 to check if you’re protected.

27/10/2025

💡 Cover Insight Monday – Do You Need Children’s Critical Illness Cover?

Children get poorly too, and treatment or time off work can strain finances.

✅ Pays a tax-free lump sum if a child is diagnosed with a covered condition
✅ Helps with specialist care, travel, or time off work
✅ Often inexpensive to add to adult policies

A safety net that supports the whole family during tough times.

📞 Call us 01206 598 489 or message us to review your options.

13/10/2025

💡 Cover Insight Monday – Do You Need Family Income Benefit?

Instead of a lump sum, Family Income Benefit pays a monthly income if the worst happens. 💷
✅ Helps with budgeting
✅ Keeps household cash flow steady
✅ Affordable alternative to lump-sum life cover

It’s about replacing lost income to maintain everyday life for your family.

📞 Call us 01206 598 489 or message us to explore family income cover.

10/10/2025

📘 Information Friday – Understanding Waiver of Premium

Did you know some policies include a “waiver of premium” option?
If you’re off work due to illness or injury, your insurer continues paying your premiums — so your cover never lapses. 🔒

It’s a small extra that can make a big difference in keeping your protection secure.

📞 Call us 01206 598 489 or message us to check if your cover includes this.

🧠 Insurance Jargon Buster – Made Easy!We know insurance lingo can sound a bit like another language. Here’s a simple gui...
08/10/2025

🧠 Insurance Jargon Buster – Made Easy!

We know insurance lingo can sound a bit like another language. Here’s a simple guide to a few more terms you might bump into:

📈 Indexation – Keeps your cover in line with inflation, so it holds its value over time.
⚖️ Own Occupation – You’re covered if you can’t do your specific job, not just any job.
🩺 Critical Illness – Pays out a lump sum if you’re diagnosed with a serious condition like cancer, heart attack, or stroke.
💸 Benefit Amount – The monthly income protection payout if you can’t work.
🔄 Convertible Term – Lets you switch to a different type of policy later, without new medical checks.

Insurance doesn’t have to be a puzzle — we’ll always explain it in plain English!

Address

Lodge Park Business Center, Lodge Lane
Colchester
CO45NE

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+441206598489

Website

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