UK CreditCards.com

10/11/2017

Here's how your card can protect you (besides Section 75) Mastercard Financial Conduct Authority Financial Ombudsman Service

The main protection comes from Section 75, enshrined in the Consumer Credit Act 1974. Consumers are protected for purchases between £100 and £30,000 and can get money back from the credit card issuer if they can't get a refund from the retailer if the item is faulty, misrepresented or the company go...

07/11/2017

If you share an account - credit or banking - here's what you need to know. Experian UK The Savvy Woman

If you're married or cohabiting, you might have a joint mortgage, joint bank account and joint savings. However, the rules are different when it comes to credit cards. Unlike in some other countries, such as the US, there's no such thing as a joint credit card in the UK.

08/09/2017

Here's what you need to know about the

Equifax customers should be alert for any suspicious activity related to their credit or banking details after a major data breach affected the firm in the US, security experts say.

10/08/2017

Here's what you need to know about the new privacy rules: Compliance3 Ltd

06/06/2017

Is your debt making you sick?

Does your stomach get tied in knots when your credit card bill shows up in the mail? Do you get a headache when you see the balance? Does that balance haunt your dreams and prevent you from getting a good night's sleep?

02/06/2017

Here's how Section 75 works with 3rd parties:

You've likely heard of Section 75, and perhaps it's even come to your aid in the past. But does it cover you when you're purchasing an item or service through a third party? The short answer: that depends.

22/02/2017

Don't let yourself be "credit invisible." Thanks Equifax and CFA!

The need for credit often is driven by life events, but there are times when you may not need credit, particularly when you are just starting out and as you get older. At these stages of life, you can be "credit invisible", and that's not a good thing: when you want credit, it may be difficult to ge...

10/02/2017

Do you know the dangers of SIM card fraud? NuData Security FICO

You may not have heard of it, but SIM card fraud is a scam that is on the rise and involves criminal gangs gaining access to your bank account via your mobile phone. It's particularly hard to spot because it's a new and sophisticated form of fraud.

08/02/2017

Keep an out for these payment innovations in 2017. Payments UK The Uk Cards Association

The UK has always been on top of new payment technologies, such as EMV chip cards and contactless cards, often implementing them long before other countries. Our status as a payments trend setter is going to continue in 2017, as wearables, biometrics, mobile wallets and increased uses of contactless...

30/01/2017

What is the purpose of your card's security code? Thanks to Bitdefender!

Consumers of a certain age will remember a time when they weren't asked for the last three or four digits on the back of their credit or debit card when making a purchase online or over the phone. Now, however, the security code is vital to making card purchases.

24/01/2017

Want the details on debt, fraud and card ownership in the UK? See our detailed statistics page.

This page contains consumer credit and debt statistics -- including statistics on credit card debt, credit card delinquencies, credit scores, credit card interest rates, debit cards, prepaid cards, bankruptcies and more -- compiled by a UK.CreditCards.com research team. Statistics on this page will…

19/01/2017

With January half over, it's past time to face your holiday debt. PayPlan SPF Private Clients TopCashback

Did you wake up on 1 January in debt? If extra spending during the festive season added to your existing credit card balances, it's time to face the music.