Clitheroe Mortgage Co.

19/05/2026

🏡 SELF-EMPLOYED -TRUE OR FALSE? 🏡

Let’s bust some mortgage myths! 🚀👇

❓ “I need 3 years of business accounts to get a mortgage.”
🙋‍♀️ FALSE – Most lenders require 2 full years of tax calculations, but some will accept just 1 year! 😊

❓ “I’m employed by my limited company, which I own 100%, so lenders will treat me as employed.”
🙋‍♀️ FALSE – If you own more than 20% shares in a limited company, lenders will treat you as self-employed.

❓ “It’s harder to get a mortgage if I’m self-employed.”
🙋‍♀️ FALSE – You may need different documents to prove your income over a longer period, but it’s not harder—we work directly with lenders to find the right solution for you! 😊

❓ “I should book a free appointment to discuss my mortgage options.”
🙋‍♀️ ✅✅✅✅✅✅✅ 100% TRUE! 👍🏼 We will assess your personal circumstances, match you with the right lender, and make expert recommendations tailored just for you. 🏡😊

📩 Book your FREE mortgage consultation today!

Looking for an appointment to fit around work or home life? We can accommodate evening or weekend calls ✅

Currently looking for a mortgage? Speak to the experts today! We have access to 1000’s of rates and over 100 lenders 🏡 🔎

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 01200 318 160 | 07762 945 667
📱💻 www.clitheroe-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

19/05/2026

🏡 SELF-EMPLOYED -TRUE OR FALSE? 🏡

Let’s bust some mortgage myths! 🚀👇

❓ "I need 3 years of business accounts to get a mortgage."
🙋‍♀️ FALSE – Most lenders require 2 full years of tax calculations, but some will accept just 1 year! 😊

❓ "I’m employed by my limited company, which I own 100%, so lenders will treat me as employed."
🙋‍♀️ FALSE – If you own more than 20% shares in a limited company, lenders will treat you as self-employed.

❓ "It’s harder to get a mortgage if I’m self-employed."
🙋‍♀️ FALSE – You may need different documents to prove your income over a longer period, but it’s not harder—we work directly with lenders to find the right solution for you! 😊

❓ "I should book a free appointment to discuss my mortgage options."
🙋‍♀️ ✅✅✅✅✅✅✅ 100% TRUE! 👍🏼 We will assess your personal circumstances, match you with the right lender, and make expert recommendations tailored just for you. 🏡😊

📩 Book your FREE mortgage consultation today!

Looking for an appointment to fit around work or home life? We can accommodate evening or weekend calls ✅

Currently looking for a mortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏡 🔎

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 01200 318 160 | 07762 945 667
📱💻 www.clitheroe-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

05/05/2026

DID YOU KNOW... 🤔

We don’t only deal with mortgages, we have other additional services that we help our clients with, such as:

💜 Life Insurance- Level term, mortgage protection, critical illness cover, income protection and relevant life cover.

🏡 Home Insurance- Buildings & contents cover and landlords insurance.

⚖️ Conveyancing- We have access to panels of solicitors that can help process your mortgage applications.

We aim to make the mortgage process as smooth as possible and save you time with searching the internet for products and services.

Based in Clitheroe, Ribble Valley. We can accommodate appointments via telephone, face-to-face and video calls.

We can accommodate evening & weekend appointments ✅

Currently looking for a mortgage? Speak to the experts today! We have access to 1000’s of rates and over 100 lenders 🏡 🔎

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 01200 318 160 | 07762 945 667
📱💻 www.clitheroe-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

05/05/2026

DID YOU KNOW... 🤔

We don't only deal with mortgages, we have other additional services that we help our clients with, such as:

💜 Life Insurance- Level term, mortgage protection, critical illness cover, income protection and relevant life cover.

🏡 Home Insurance- Buildings & contents cover and landlords insurance.

⚖️ Conveyancing- We have access to panels of solicitors that can help process your mortgage applications.

We aim to make the mortgage process as smooth as possible and save you time with searching the internet for products and services.

Based in Clitheroe, Ribble Valley. We can accommodate appointments via telephone, face-to-face and video calls.

We can accommodate evening & weekend appointments ✅

Currently looking for a mortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏡 🔎

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 01200 318 160 | 07762 945 667
📱💻 www.clitheroe-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

22/04/2026

I'M UNSURE HOW LONG I SHOULD FIX MY RATE FOR? 🤔

Other than the obvious length of fixed rate, there are a few key differences between 2, 3 and 5 year fixed rates which may impact your decision on which offering you go for 🤔

The interest rate of 2, 3 and 5 years have become more similar in recent years, with sometimes the 5-year rates, being lower than 2 & 3 years, however, it's all about the rate.

2 & 3 year fixed rates are perfect for short-term commitment, whether that be you are planning to move, or make significant changes to your situation, being on a 2 & 3 year fixed can allow you the flexibility to make changes without the penalty charges, as waiting for a 2 & 3 year fixed to end is much easier than waiting on your 5!

That being said, 5 year fixed rates can help you beat those remortgage woes, the thought of remortgaging every 2 years is enough to fill many with dread, and having 5 years without remortgaging is great for many.

If you're unsure of which deal is right for you, we'll talk you through your options so you can make an informed decision 🤩

Looking for an appointment to fit around work or home life? We can accommodate evening or weekend calls ✅

Currently looking for a mortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏡 🔎

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 01200 318 160 | 07762 945 667
📱💻 www.clitheroe-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

22/04/2026

I’M UNSURE HOW LONG I SHOULD FIX MY RATE FOR? 🤔

Other than the obvious length of fixed rate, there are a few key differences between 2, 3 and 5 year fixed rates which may impact your decision on which offering you go for 🤔

The interest rate of 2, 3 and 5 years have become more similar in recent years, with sometimes the 5-year rates, being lower than 2 & 3 years, however, it’s all about the rate.

2 & 3 year fixed rates are perfect for short-term commitment, whether that be you are planning to move, or make significant changes to your situation, being on a 2 & 3 year fixed can allow you the flexibility to make changes without the penalty charges, as waiting for a 2 & 3 year fixed to end is much easier than waiting on your 5!

That being said, 5 year fixed rates can help you beat those remortgage woes, the thought of remortgaging every 2 years is enough to fill many with dread, and having 5 years without remortgaging is great for many.

If you’re unsure of which deal is right for you, we’ll talk you through your options so you can make an informed decision 🤩

Looking for an appointment to fit around work or home life? We can accommodate evening or weekend calls ✅

Currently looking for a mortgage? Speak to the experts today! We have access to 1000’s of rates and over 100 lenders 🏡 🔎

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 01200 318 160 | 07762 945 667
📱💻 www.clitheroe-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

20/03/2026

WHEN YOU GET YOUR MORTGAGE RENEWAL LETTER THROUGH AND YOU SEE HOW MUCH THE PAYMENTS ARE GOING UP BY... 🏡 ⏰ 🔐 😱

Staying with your current bank or lender DOESN’T mean it’s the cheapest rate!

We can secure a new deal with most lenders, 6 months before your existing fixed rate ends. ⏰

The deal that we secure at that time will actually be the worst case scenario because the good news is that if that rate reduces in the next 6 months, whilst you wait for your existing deal to end, we can change it throughout this period 😲🏡

You won’t get this service from a bank, we will be sure to keep our eye out for better rates and deals, whilst keeping you informed of any positive updates. 🔍

If you wait until nearer the time, you are taking away that opportunity to grab a lower rate if they reduce and potentially chancing if the market rates increase again!

Securing your rate early can potentially save you hundreds over the fixed term of your mortgage deal.

Based in Clitheroe, Ribble Valley. We can accommodate appointments via telephone, face-to-face and video calls.

We can accommodate evening & weekend appointments ✅

Currently looking to Remortgage? Speak to the experts today! We have access to 1000’s of rates and over 100 lenders 🏡 🔎

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 01200 318 160 | 07762 945 667
📱💻 www.clitheroe-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

20/03/2026

WHEN YOU GET YOUR MORTGAGE RENEWAL LETTER THROUGH AND YOU SEE HOW MUCH THE PAYMENTS ARE GOING UP BY... 🏡 ⏰ 🔐 😱

Staying with your current bank or lender DOESN'T mean it's the cheapest rate!

We can secure a new deal with most lenders, 6 months before your existing fixed rate ends. ⏰

The deal that we secure at that time will actually be the worst case scenario because the good news is that if that rate reduces in the next 6 months, whilst you wait for your existing deal to end, we can change it throughout this period 😲🏡

You won't get this service from a bank, we will be sure to keep our eye out for better rates and deals, whilst keeping you informed of any positive updates. 🔍

If you wait until nearer the time, you are taking away that opportunity to grab a lower rate if they reduce and potentially chancing if the market rates increase again!

Securing your rate early can potentially save you hundreds over the fixed term of your mortgage deal.

Based in Clitheroe, Ribble Valley. We can accommodate appointments via telephone, face-to-face and video calls.

We can accommodate evening & weekend appointments ✅

Currently looking to Remortgage? Speak to the experts today! We have access to 1000's of rates and over 100 lenders 🏡 🔎

We offer a FREE no obligation initial appointment to understand your circumstances.
Get in touch to see how we can help you!

Contact us on:
✉️ Message us direct | [email protected]
☎️📱 Call 01200 318 160 | 07762 945 667
📱💻 www.clitheroe-mortgage.co.uk

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH THE REPAYMENTS
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME

02/03/2026