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The Mortgage Account Ltd

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The Mortgage Account Ltd

Mortgage & Protection Adviser

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP YOUR REPAYMENTS O

22/03/2026

Thinking about applying for a mortgage soon? 🏡
 Here are 3 things to STOP doing before you apply:

1️⃣ Stop missing or making late payments. Lenders want to see consistent, reliable payment history.
 2️⃣ Stop making large unexplained transactions.
Big transfers without a clear reason raise red flags.
 3️⃣ Stop taking on new debt.
New credit cards, loans, or finance agreements of any sort can affect how much you can borrow.

Getting mortgage ready is all about showing lenders you’re financially stable and responsible✔️

💡 Want to know where to start? Check out our “Start Here” highlight for simple steps to get mortgage ready.

20/03/2026

You asked, I listened… 👀

I’ve put together my most recent Mortgage Q&A answering some of the most common questions I get (on the daily)!

From deposits and credit scores to how much you might be able to borrow, understanding the process is key before making any big decisions🏡

Getting a mortgage is likely one of the biggest financial commitments you’ll ever make, so it’s important you feel informed, confident and clear on every step.

Drop your questions below for our next Q&A🤍

15/03/2026

✨Just a gentle reminder… ✨
Your first home doesn’t have to be your forever home 🏡

For many people, that first purchase is simply a telling stone. It’s the first rung on the property ladder that helps you move closer to the home you truly want in the future.

Start where you can. Grow from there📈

Thinking about buying your first home but not sure where to start? Head to the ‘Start Here’ highlight on my profile.

12/03/2026

Thinking about buying your first home? Here’s what most people don’t realise… 🏡

The process can feel very overwhelming at first.

Deposits.
Mortgage jargon.
Affordability checks.
Solicitors.
Endless paperwork.

It’s no surprise so many first-time buyers feel unsure about where to even start.

But buying your first home doesn’t have to feel confusing or stressful!

What makes the biggest difference is having the right foundations in place from the beginning.

For most first-time buyers, that looks like:

✔ A clear plan
✔ Understanding what you can realistically afford
✔ Knowing what lenders will expect from you
✔ Having someone guide you through the process

That’s where I come in 👋

I’ve spent 10 years working in the mortgage industry, helping first-time buyers navigate the process with clarity and confidence.

When you work with me, I don’t just arrange a mortgage and disappear.

I guide you through every step, so you always know:

✨What’s happening
✨What comes next
✨What you need to do (without the overwhelm)

Because mortgages shouldn’t feel like a different language.

With me it’s:

✨ No jargon
✨ No guesswork
✨ Just clear advice and support from start to finish

Buying your first home should feel exciting and empowering, not stressful.

If you’re thinking about buying and want to understand how the process works, tap the ‘Start Here’ highlight on my profile.

08/03/2026

Happy International Women’s Day🤍

Today I’m reflecting on all the incredible women I’ve had the pleasure of helping along their homeownership journey🏡

Being part of such an important milestone in someone’s life is always special, but supporting so many strong, inspiring women makes it even more meaningful🥰

Every story is different, first homes, fresh starts, big dreams becoming reality and I feel so grateful to play a small part in helping make those moments happen.

Seeing women step into their own homes, build security and create spaces that are truly theirs is something that will never stop inspiring me✨

It’s also a reminder of just how powerful and supportive women can be when we lift each other up!🥰

Feeling very grateful today for all the inspiring women I’ve met, worked with and supported on their journey to owning a home. Here’s to many more women stepping into homes, building futures and continuing to inspire us all🤍🏡✨

06/03/2026

Let’s talk about what a good mortgage broker should actually offer YOU👇

A mortgage broker shouldn’t just help you find a mortgage they should guide you through one of the biggest financial decisions you’ll make🏡

Here’s what you should expect from a broker who truly puts clients first:

1️⃣ Education before selling✨
You should fully understand your options before any decisions are made. A good broker explains the process, the products, and what everything means for you.

2️⃣ A proper explanation of protection✨
Protection isn’t just a box to tick. It’s there to protect you, your home and your family if the unexpected happens. Your broker should clearly explain how it works and why it matters.

3️⃣ Support at claim stage✨
If you ever need to make a claim, you shouldn’t feel like you’re on your own. A good broker will support you through the process and make sure you get the help you need.

4️⃣ Always staying compliant✨
This goes without saying. A professional broker will always follow regulations and provide advice that’s in your best interest. Even if that is NO

5️⃣ Trust✨
Most importantly, you should trust your broker. This is a long term relationship, not just a one off transaction.

Choosing the right mortgage broker can make the entire process clearer, smoother and far less stressful!

📩 If you’re thinking about buying, remortgaging or just want some advice click the ‘start here’ highlight and follow me for more😊

02/03/2026

“You can just have one.”

Multiple mums don’t get that sentence.

We don’t get to ease into motherhood.
We don’t get to decide if we’re ready to go again.
We don’t get the slow stretch.

We go from zero to everything. Overnight.

And yes — it’s the greatest honour of my life.
But honour and intensity can live in the same breath.

Some people are intentionally choosing one child. That’s valid. That’s thoughtful.

But multiple motherhood isn’t about preference.

It’s about being handed more love, more responsibility, more pressure — all at once — and rising to meet it.

Different starting lines.
Same depth of love.

If you’re a twin or multiple mum… did you ever think about what “one at a time” would have felt like?

Shout out to for always bringing more exposure to the financial side of parenting

Address

Clitheroe
BB79FW

Opening Hours

Monday	8am - 4pm
Tuesday	8am - 4pm
Wednesday	8am - 4pm
Thursday	8am - 4pm
Friday	8am - 1pm

Website

http://themortgageaccount.com/

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