J Edward Sellars

04/06/2026

When you pass away, you want your loved ones to receive the inheritance you had intended for them.

You may have made a will outlining your wishes for dividing your estate. While you would hope that those wishes would be honoured after your death, in some cases, your will could be exposed to disputes.

In fact, applications for probate caveats – which halt the administration of an estate for six months while disputes are settled – are rising. Today’s Wills and Probate reports that caveat applications increased by 12% in 2025.

There are multiple reasons why someone might question your will. Read on to learn the most common grounds for contesting a will and how you can help ensure your wishes are honoured.

In the UK, more and more wills are being contested. Learn the most common reasons your will could be disputed and how you can ensure your wishes are honoured

28/05/2026

From record highs for the stock market to rising oil prices following the outbreak of war in the Middle East, the first few months of 2026 have been something of a mixed bag.

Whether you’re approaching retirement or already retired, you may be wondering how inflation, interest rates, and share values could impact your finances.

Read on to learn how inflation, interest rates, and stock market performance can affect your retirement, and how comprehensive planning can help cushion your finances against an uncertain future.

Rising costs and falling share values can feel unsettling. Learn what inflation, interest rates, and investment performance can really mean for your retirement

21/05/2026

Over the past month, investors in the global stock markets have faced increased volatility.

While this can be worrying, experienced investors will know that market turbulence due to factors outside of their control is to be expected. Market indices are fluctuating constantly, and while some downswings will be more significant than others, values have historically recovered time and time again.

Read on to learn what’s happening in the stock markets, what historical trends can teach us about such volatility, and four tips to help you stay calm.

When markets drop, it’s easy to panic about the future of your investments. But by staying the course, you could help avoid a loss. Here are four tips to help you stay calm.

14/05/2026

As taxes rise in 2026/27, you no doubt want to grow your investments tax-efficiently to make the most of your gains.

Choosing whether to invest via a pension or an ISA isn’t always clear-cut. While both options offer tax-free returns, the limitations, tax applications, and access restrictions vary between the two.

Read on to weigh the pros and cons of defined contribution (DC) pensions and ISAs for long-term investing....

You want to invest tax-efficiently, but choosing whether to pay into your pension or ISA isn’t always clear-cut. Discover key considerations for investing tax-efficiently

12/05/2026

We have a new look. ✨

Take a look at our brand-new website — featuring client stories, insightful information, and a fresh new design to make exploring financial advice even easier.

We’d love to hear what you think.

https://www.jesellars.co.uk/

Welcome to the brand-new J Edward Sellars website, featuring client stories, insightful information, and more. Explore our new site here

29/08/2024

6 Ways to Protect Your Family From An IHT Bill

More and more people are getting caught in the inheritance tax (IHT) trap as property values have soared, pushing many estates over the threshold. Only wealthy individuals paid the tax in the past. However, with the £325,000 threshold frozen until at least 2028, more and more people are getting caught in the net.

To read more, follow the link below:
https://ow.ly/IQGy50T9t45

22/08/2024

How Much Should You Save for Retirement?

We all know that we should be planning for retirement. The State Pension is a useful starting point, but would fall short of providing a comfortable retirement for most people.

To read more, follow the link below:
https://www.jesellars.co.uk/news/how-much-should-you-save-for-retirement/

15/08/2024

Tax Relief and Pensions: A Short Guide

Gaining tax relief on your pension contributions is one of the most effective ways of saving for retirement. As well as recouping some of the tax you’ve paid, you’re boosting your pension pot.

To read more, follow the link below:
https://www.jesellars.co.uk/news/tax-relief-and-pensions-a-short-guide/

09/08/2024

Common Investor Risk Profiles – Which Are You?

Risk means different things to different people. To some, it means opportunity and excitement. To others, it means danger and is best avoided.

To read more, follow the link below:
https://www.jesellars.co.uk/news/common-investor-risk-profiles-%E2%80%93-which-are-you/

25/07/2024

What Should You Do with An Unexpected Lump Sum?

It’s not unusual to daydream about an unexpected windfall. Whether it's a lottery win or an inheritance from a long-lost relative, we all have ideas about how we would spend the extra money.

To read more, follow the link below:

https://www.jesellars.co.uk/news/what-should-you-do-with-an-unexpected-lump-sum/