New Mortgage Solutions

New Mortgage Solutions Friendly and Professional Mortgage Advice from The Intermediary Mortgage Market The Right Mortgage Limited FRN 949443. New Mortgage Solutions Ltd.

We are all individuals and finding the right lender often takes a great deal of work and commitment no matter what type of finance you need, but finding you the right product for your circumstances is something we care about passionately. New Mortgage Solutions Ltd is an appointed representative of The Right Mortgage Limited, who are authorised and regulated by the Financial Conduct Authority. Reg

istered address: Office 17 Regent House, 2 Regent Road, Lowestoft, NR32 1PA. Registered in England and Wales, company no. 05311024. A fee may be charged for mortgage advice. The exact amount will depend on your circumstances. Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage.

🏡 Mortgage deal ending in 2027? Let’s chat now.Why so early?Because when your current mortgage deal is coming to an end,...
27/08/2026

🏡 Mortgage deal ending in 2027? Let’s chat now.

Why so early?

Because when your current mortgage deal is coming to an end, it can be tempting to simply wait for your lender to contact you and choose one of the options they offer.

But how do you know that's the right option for you?

I like to start speaking to my clients around 6 months before their deal ends.

That gives us time to:
🔎 Review your current mortgage and circumstances
📊 Look at what's happening across the wider mortgage market
⏰ Know exactly when we can start securing your next deal – this varies by lender and can often be around 3–4 months in advance
🤝 Compare your options rather than simply accepting what your existing lender offers

And what if you've never used me before?

That doesn't matter.

One meeting gives me the information I need to understand your circumstances and carry out a full market review when the time is right.

And hopefully, that first meeting is the start of a long relationship.

You'll become part of my client bank, so going forward I'll be the one keeping an eye on things – contacting you ahead of your next mortgage review, providing market updates and giving you honest advice about your options.

Your lender knows their products.

I get to know you and review the market for you.

📅 Mortgage ending in 2027? Let's start the conversation now.

Send me a message and I'll make sure we're ready when the time comes.

New Mortgage Solutions Ltd is an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.



Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

🌊☀️ Has This Summer Made You Dream of Your Own Place by the Sea?As summer starts to draw to a close, have those sunny da...
20/08/2026

🌊☀️ Has This Summer Made You Dream of Your Own Place by the Sea?

As summer starts to draw to a close, have those sunny days, trips to the coast and time away with the family got you thinking… What if we had a place of our own?

Somewhere you can escape to for the weekend, make the most of the good weather, enjoy family holidays and create memories year after year. ❤️

And right now, there could be more choice for buyers looking in some of the UK’s most beautiful coastal locations.

Recent changes affecting landlords and holiday lets have contributed to more properties becoming available in Devon and Cornwall, including in popular seaside areas.

If you’ve always dreamed of owning a second home or holiday home but assumed it was out of reach, you might be surprised. Getting a mortgage for a second home can be more achievable than many people think.

🏡 The property? There may be more to choose from.
💷 The mortgage? That’s where I can help.

With access to over 120 lenders, I can search across a range of mortgage options, including lenders offering competitive rates specifically for second homes and holiday properties - meaning I do the research for you and help find an option that fits your wants and needs.

If owning your own little escape in Devon, Cornwall or elsewhere is on your wish list, let’s have a chat and see what could be possible. 📩

New Mortgage Solutions Ltd is an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.



Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

🏡 Good news for fixed-term contract workers!One of the UK’s largest mortgage lenders has changed the way it assesses cer...
13/08/2026

🏡 Good news for fixed-term contract workers!

One of the UK’s largest mortgage lenders has changed the way it assesses certain applicants on fixed-term employment contracts 🙌

If you’re currently working on a fixed-term contract and fall into one of the following categories, you can now be assessed under the lender’s standard employment criteria:

👩‍⚕️ Medical doctors
👨‍🏫 Teachers (excluding supply teachers and teaching assistants)
🌍 UAE residents with a total contract duration of 3+ years

This could make getting a mortgage more straightforward for people who previously faced additional criteria because of their employment contract.

💬 On a fixed-term contract and wondering what your mortgage options look like?

📩 Drop us a message and we can take a look at your circumstances and the lenders that may be available to you.

New Mortgage Solutions Ltd is an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.



Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

🏡New Prime Minister… What Does It Mean for Your Mortgage?Politics may have changed, but your mortgage decisions shouldn'...
03/08/2026

🏡New Prime Minister… What Does It Mean for Your Mortgage?

Politics may have changed, but your mortgage decisions shouldn't be based on the headlines.

Here's what you need to know:

✅ The UK still has a shortage of homes, so market fundamentals remain much the same.
✅ Recent home-buying reforms, including digital property logbooks and earlier agreements, are expected to stay in place.
✅ If your mortgage deal ends within the next 6 months, now is a great time to review your options rather than waiting for political announcements.
✅ Don't forget your protection! Life insurance and income protection are just as important as your mortgage.

Every situation is different, so if you're wondering how recent changes could affect your plans, we're here to help.

📞 Get in touch today for friendly, expert mortgage advice.

New Mortgage Solutions Ltd is an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.



Your home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

🏡 Want to buy a home with little or no deposit?A Joint Borrower Sole Proprietor (JBSP) mortgage could help make homeowne...
30/07/2026

🏡 Want to buy a home with little or no deposit?

A Joint Borrower Sole Proprietor (JBSP) mortgage could help make homeownership possible with support from an immediate family member.

I have access to a lender who has just launched a new product, which allows the below:
✅ Available up to 100% loan to value, so no deposit required (subject to eligibility)
✅ Available for purchases and remortgages
✅ Up to 4 applicants' income can be considered (subject to affordability)
✅ Maximum loan of £675,000

A JBSP mortgage allows a family member to help boost affordability without being named as an owner of the property.

If you've been told you can't borrow enough on your own, there may be another option.

📩 Get in touch to find out whether a JBSP mortgage could be right for you.

New Mortgage Solutions Ltd is an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.



Subject to eligibility and full mortgage assessment.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

✈️ Going on holiday soon?Before you head off, take 5 minutes to check your home insurance. Many policies have conditions...
27/06/2026

✈️ Going on holiday soon?

Before you head off, take 5 minutes to check your home insurance. Many policies have conditions that could affect your cover while you're away, especially if you're travelling for an extended period.

A few things to watch out for:
🏠 Auto-renewals that increase your premium
📋 Policy conditions you may not know about
⏳ Unoccupied home clauses after 30 days
📸 Missing evidence of your belongings if you need to claim

Your home insurance should give you peace of mind, not nasty surprises.

Message me today for a FREE policy review and enjoy your holiday knowing your home is properly protected. ☀️

AI Can’t Fight Your Corner. I Can. AI is changing the mortgage industry. It can compare rates, it can search criteria, i...
12/06/2026

AI Can’t Fight Your Corner. I Can.

AI is changing the mortgage industry.

It can compare rates, it can search criteria, it can answer basic mortgage questions in seconds. And that’s great.

📞 But when a lender has concerns about your application, AI isn’t picking up the phone to speak to an underwriter.

🗣️ AI isn’t explaining why a missed payment from three years ago doesn’t reflect your situation today.

📂 AI isn’t discussing complex income, self-employment accounts, maternity leave, gifted deposits, or unusual circumstances that don’t fit neatly into a box.

🤝 AI can’t build relationships, use experience, judgement and advocate for you when a lender needs reassurance before making a decision.

Getting a mortgage isn’t just about finding a rate, it’s about presenting your case properly, navigating obstacles, and finding solutions when things get complicated.

Technology helps me work faster, but it isn’t the mortgage broker.

MortgageExpert AI MortgageApplications HomeOwnership

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

💡 Had an interest-only mortgage for years and now the end date is creeping up? Feeling unsure about what happens next?Yo...
27/05/2026

💡 Had an interest-only mortgage for years and now the end date is creeping up? Feeling unsure about what happens next?

You’re not alone. Many homeowners are finding themselves in a position where their current lender won’t extend the term, or they’re worried about how the balance will be repaid. 🏡

The good news is there may still be options available. We have lenders on panel that can accept a wide range of repayment strategies, such as savings or pensions, and in some cases don’t require as high a level of equity in the property as lenders once used to.

📩If your interest-only mortgage is coming to an end and you’re starting to panic, don’t sit with the stress alone, speak to us and let’s look at your options together.

MortgageBroker UKProperty FinancialPlanning

Subject to full mortgage application and product range.

Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

🏡 The UK Mortgage Market Is Looking More Positive for Borrowers in 2026 📈After some challenging years, the mortgage mark...
18/05/2026

🏡 The UK Mortgage Market Is Looking More Positive for Borrowers in 2026 📈

After some challenging years, the mortgage market is showing signs of stability, resilience, and opportunity — especially for buyers and homeowners who plan ahead.

Here’s what you need to know:

✅ The government continues to support borrowers, with lenders committed to helping customers through the Mortgage Charter.

📉 Mortgage arrears are falling, showing households are managing finances more effectively despite higher rates.

💷 Gross lending is expected to grow to £300 billion in 2026, meaning lenders are actively competing for borrowers with new deals.

🔄 Around 1.8 million fixed-rate mortgages are due to expire next year — creating huge opportunities for homeowners to review their options and potentially secure a better deal.

🔑 First-time buyers are seeing improved affordability, more available homes, and wage growth beginning to outpace house price increases.

📊 House prices are expected to remain stable, with modest growth rather than dramatic increases — creating a calmer market for buyers.

The key to navigating the mortgage market successfully?
✔️ Preparation
✔️ Comparing deals
✔️ Taking expert independent advice

Whether you’re buying your first home, remortgaging, or planning ahead for 2026, we’re here to help every step of the way.

📞 Get in touch today to book a mortgage review and start planning your next move with confidence.

New Mortgage Solutions Ltd is an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.



Your home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

🔎Jargon ExplainedStamp DutyA tax set by the government that you must pay when you buy a property over a certain price. T...
14/05/2026

🔎Jargon Explained

Stamp Duty
A tax set by the government that you must pay when you buy a property over a certain price. The amount you pay depends on the property price, whether you’re a first-time buyer, and if the property will be your main home or an additional property.

📞Thinking about getting on the property ladder? Get in touch today to see how we can help you.

New Mortgage Solutions Ltd is an appointed representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.



Your home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice, the exact amount will be based on your circumstances.

Address

Kingsley House, 5 High Street
Chislehurst
BR75AB

Opening Hours

Monday 7am - 9pm
Tuesday 7am - 9pm
Wednesday 7am - 9pm
Thursday 7am - 9pm
Friday 7am - 9pm
Saturday 8am - 6pm
Sunday 8am - 6pm

Telephone

+442082952935

Website

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