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Bower Bower Home Finance are award-winning, whole of market equity release specialists with professional advisers based across the UK. Get in touch to find out more.

We give homeowners clear, personalised advice. UK-Wide Independent Equity Release Advice

Best advice: our UNIQUE equity release advice service won us the BEST FINANCIAL ADVISER award. SHIP equity release plans guarantee you won’t lose your home and will never owe more than it’s worth. Which equity release plan? Which equity release provider? We’ll let you know once we fully understand your individual situation, so book your FREE INITIAL CONSULTATION today. Why Choose Bower for Specialist Equity Release Advice?

* FREE INITIAL NO-OBLIGATION CONSULTATION
* Whole of Market Independent Equity Release Advice across the UK
* Recommended by solicitors and independent financial advisers

* Peace of mind in dealing with an award winning equity release specialist
* Preferential offers and rates from equity release providers
* Appointments in the comfort of your own home

Enjoy the retirement you've worked forSome people release equity to help family. Others just want to treat themselves."I...
19/10/2026

Enjoy the retirement you've worked for

Some people release equity to help family. Others just want to treat themselves.

"I'm quite into my cars anyway, so I thought why not spend some money on a car."

Read the full case study to see how equity release helped fund the retirement treats that matter to them

https://www.bowerhomefinance.co.uk/reviews/case-studies/case-study-you-might-as-well-use-it-while-you-can/?utm_source=facebook&utm_medium=social&utm_campaign=case_studies&utm_content=you_might_as_well_use_it_while_you_can

Equity release decreases the value of your estate, and may affect means-tested benefits.

You've probably seen the term "LTV" mentioned when looking at equity release deals or mortgages, but what does it actual...
15/10/2026

You've probably seen the term "LTV" mentioned when looking at equity release deals or mortgages, but what does it actually mean?

Simply put, it's the loan amount compared to the value of your property.

In equity release terms, your LTV determines how much you could potentially borrow against your home. The maximum LTV available depends on factors like your age and property value, generally, the older you are, the higher the percentage you may be able to release.

Understanding LTV is a key first step in working out what equity release could look like for you.

If you have any questions about your own LTV, you can reach out to our qualified advisers.

Receiving the Feefo Platinum Trusted Service Award for 2026 highlights our commitment to customer service, as it’s based...
12/10/2026

Receiving the Feefo Platinum Trusted Service Award for 2026 highlights our commitment to customer service, as it’s based on customer feedback and is only given to those who have held Gold for three years.

We are extremely proud to have maintained Platinum status for seven years.

We extend our gratitude to all our customers who took the time to leave a review.

Think equity release is a one-and-done deal?With many lifetime mortgages, you can draw down funds over time or apply for...
08/10/2026

Think equity release is a one-and-done deal?

With many lifetime mortgages, you can draw down funds over time or apply for a further advance down the line, so your plan can adapt as life changes.

Bower Home Finance is here to help with any questions you may have, and help break down these myths.

Equity release may not be right for everyone and could affect your entitlement to means-tested benefits. To understand the features and risks, ask for a personalised illustration.

Turning 50 and already wondering about equity release? You are a few years too early. Equity release isn't available un...
06/10/2026

Turning 50 and already wondering about equity release?

You are a few years too early. Equity release isn't available until you turn 55, you can however remortgage your property, or see if there is a better deal out there than your current arrangement.

Curious what the rules actually are and what your options look like before then?
Learn more on our Money Matters blog:

https://www.bowerhomefinance.co.uk/money-matters/am-i-too-young-for-equity-release/?utm_source=facebook&utm_medium=social&utm_campaign=blog_share&utm_content=too_young_for_equity_release

Buying your first home? Avoid the mistakes that catch thousands of buyers out every year.From choosing the wrong lender ...
02/10/2026

Buying your first home? Avoid the mistakes that catch thousands of buyers out every year.

From choosing the wrong lender to missing out on valuable government schemes or skipping the mortgage in principle stage, these common errors could cost you time, money, and opportunities.

Swipe through to see the 5 mistakes first-time buyers make and how to avoid them and find out more in our full article:

https://www.bowerhomefinance.co.uk/money-matters/first-time-buyer-mistakes-10-common-errors-and-how-to-avoid-them/?utm_source=facebook&utm_medium=social&utm_campaign=common_mistakes&utm_content=first_time_buyer_mistakes

London has the highest average property value of any UK region, at £545,000, according to the latest Office of National ...
30/09/2026

London has the highest average property value of any UK region, at £545,000, according to the latest Office of National Statistics House Price Index (May 2026).

That's more than double the UK average!
*correct at the time of writing

Helping the next generation onto the property ladderWhen their son was saving for a deposit, this couple turned to the e...
24/09/2026

Helping the next generation onto the property ladder

When their son was saving for a deposit, this couple turned to the equity in their own home to help him buy his first house.

"We gave him some of the money we had from our home to buy himself one."

Read the full case study to see how equity release helped this family achieve their goal

https://www.bowerhomefinance.co.uk/reviews/case-studies/using-their-own-home-to-help-buy-their-son-his-home/?utm_source=facebook&utm_medium=social&utm_campaign=case_studies&utm_content=using_their_home_to_buy_their_son_his_home
Equity release decreases the value of your estate, and may affect means-tested benefits.

Bower Home Finance is proud to be celebrating 20 years of supporting clients. Over the last 20 years, we have had one mi...
21/09/2026

Bower Home Finance is proud to be celebrating 20 years of supporting clients. Over the last 20 years, we have had one mission: delivering the high-quality support our clients deserve.

Along the way, we've built a team of equity release and mortgage specialists who bring real, hands-on experience to every single project. Not just textbook theory, but proven results based on expertise.

Curious what that experience could do for you?

https://www.bowerhomefinance.co.uk/?utm_source=facebook&utm_medium=social&utm_campaign=20th_anniversary&utm_content=20_year_social to see how we can help.

What is a Lifetime Mortgage? 🏡It's a loan secured against your property, designed to last your lifetime, running until e...
17/09/2026

What is a Lifetime Mortgage? 🏡

It's a loan secured against your property, designed to last your lifetime, running until either the youngest applicant passes away or enters long-term care.

It's one of the most popular types of equity release, allowing homeowners aged 55+ to unlock money tied up in their home without having to sell or move. There are no forced monthly repayments, although you can choose to make them if you'd like to.

Have you encountered some jargon that you just don’t understand? Drop it in the comments 👇

Or if you'd like to know more about Lifetime Mortgages specifically, get in touch with the team for free, no-obligation advice.

https://www.bowerhomefinance.co.uk/equity-release/lifetime-mortgages/?utm_source=facebook&utm_medium=social&utm_campaign=jargon_buster&utm_content=lifetime_mortgage_definition


Equity release may involve a lifetime mortgage or home reversion plan. To understand the features and risks, ask for a personalised illustration.

Address

Head Office: Bower, The Ongar Business Centre, The Gables
Chipping Ongar
CM50GA

Opening Hours

Monday 8:30am - 8pm
Tuesday 8:30am - 8pm
Wednesday 8:30am - 8pm
Thursday 8:30am - 8pm
Friday 9am - 6pm
Saturday 9am - 1pm

Telephone

+442038176050

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