Robert Gerrard & Co Ltd

Robert Gerrard & Co Ltd Robert Gerrard is a straight talking, reliable and long-standing family-run insurance brokerage wher

Robert Gerrard is a straight talking, reliable and long-standing family-run insurance brokerage where you’ll experience a truly personal, face to face service from friendly, helpful advisers with specialist knowledge. We are genuine, hard-working people who are here to help with all your insurance needs. We’ve developed our knowledge through decades of hands-on experience in the insurance industry

and we’d like to become ‘your insurer’ for everything you need to protect – for your business, for your family and for you. Every piece of cover we arrange is tailored to the individual. Our policies come from some of the world’s best insurers and our rates are competitive. We look forward to speaking to you and to helping you with your insurance needs.

⚠️ Think Employers' Liability insurance only applies if someone works in an office or factory? Think again.There are ple...
09/06/2026

⚠️ Think Employers' Liability insurance only applies if someone works in an office or factory? Think again.

There are plenty of misconceptions about Employers' Liability insurance, and some of them could leave businesses exposed.

For example:
❌ "I only employ one or two people, so I don't need it."
❌ "My staff work from home, so it doesn't apply."
❌ "I use subcontractors, not employees."

The reality is often more complicated.

Employers' Liability insurance is a legal requirement for most businesses that employ staff.

Understanding your responsibilities is just as important as having the policy itself.

We're often asked questions about who needs cover, what it protects against and when exemptions may apply.

If you're unsure whether your current arrangements work for your business, it's worth reviewing them before a problem arises.

👉 Speak to Team RG for straightforward advice:
https://robertgerrard.com/protecting-your-business/

👔 Business leaders: Did you know you could be held personally liable for a business decision?Company directors and senio...
04/06/2026

👔 Business leaders: Did you know you could be held personally liable for a business decision?

Company directors and senior managers can face claims relating to allegations such as breach of duty, mismanagement, regulatory investigations and employment disputes.

Directors’ and Officers’ (D&O) insurance is designed to help protect your personal assets if a claim is made against you in your role.

👉 Find out why claims against directors and officers are on the rise and what you can do to protect yourself:
https://ow.ly/VHrw50YXeQU

👉 Want to learn more about how D&O insurance could protect your business? Our Commercial Team is on hand to answer your questions:
https://ow.ly/ButB50YXeQX

🔨 Planning building work at home? Your insurance may need updating.Whether you're adding an extension, converting the lo...
26/05/2026

🔨 Planning building work at home? Your insurance may need updating.

Whether you're adding an extension, converting the loft or carrying out a major refurbishment, it's important to let your insurer know before work begins.

Failing to do so could affect your cover if something goes wrong during the project.

👉 Discover why informing your insurer before renovations begin could save a costly surprise later:
https://ow.ly/eSkV50YXeQ0

👉 Not sure whether your current policy covers you?
Talk to our dedicated Home Insurance Team for advice:
https://ow.ly/Opiu50YXeQ2

🔧 Many lift engineers and inspectors work alone on client sites.That’s a normal part of the job, but it also creates add...
21/05/2026

🔧 Many lift engineers and inspectors work alone on client sites.

That’s a normal part of the job, but it also creates additional risks that employers need to manage carefully.

From missed check-ins and communication failures to accidents in isolated areas, lone working requires more than just good intentions.

It calls for clear procedures, suitable training and insurance that reflects the way your business operates.

In our latest article, we explain:
✅ What counts as lone working
✅ The main risks employers should consider
✅ Practical steps to help keep workers safe
✅ How insurance fits into the bigger picture

📖 https://ow.ly/ccMY50Z2tpf

Need advice? We can help you access the protection you need, with added specialist expertise courtesy of our Jensten Group connection.

💻 Many business owners assume cyber insurance is included in their existing business policy.⚠️Warning: in many cases, it...
20/05/2026

💻 Many business owners assume cyber insurance is included in their existing business policy.
⚠️Warning: in many cases, it isn’t.

Cyber insurance is usually a separate policy designed to help protect your business against risks such as ransomware attacks, data breaches and business interruption.

Last year alone, over 43% of UK businesses reported a cyberattack. So it’s worth checking exactly what protection you have in place.

👉 Discover why cyberattacks are becoming more dangerous in 2026, especially for smaller businesses:
https://ow.ly/2cIx50YXePa

👉 Not sure whether you already have cyber cover? Our Commercial Team can help:
https://ow.ly/xmXq50YXeP8

🧠 Mental Health Awareness Week 2026: Take ActionThis year’s theme is simple, but powerful:👉 ActionBecause while awarenes...
11/05/2026

🧠 Mental Health Awareness Week 2026: Take Action

This year’s theme is simple, but powerful:
👉 Action

Because while awareness is important, real change comes from what we do next.

For many business owners and employees, mental health challenges build gradually through:
• Heavy workloads
• Financial pressures
• Tight deadlines
• The feeling that there’s never time to switch off

Mental Health Awareness Week is a reminder that even small actions can make a meaningful difference.

That might include:
• Taking regular breaks
• Checking in with a colleague
• Setting clearer boundaries around working hours
• Asking for support when things feel overwhelming

The Mental Health Foundation encourages us to take action:
🔹 For yourself
🔹 For someone else
🔹 For all of us

Because looking after mental health is something we can all play a part in.

👉 Explore our practical mental health tips and resources:
https://ow.ly/lMNg50YXeON

👉 Learn more about Mental Health Awareness Week and access official resources:
https://ow.ly/HPWQ50YXeOL

🏡 Leaving your home empty for a while? Your insurance may change.Many homeowners are unaware that insurance policies oft...
05/05/2026

🏡 Leaving your home empty for a while? Your insurance may change.

Many homeowners are unaware that insurance policies often include conditions around how long a property can be left unoccupied.

This can apply in situations such as:
• Extended holidays
• Second homes
• Renovation projects
• Inherited properties
• Rental gaps between tenants

If a property is left empty beyond the period stated in your policy, cover may be restricted or certain conditions may apply.

It’s always worth checking the detail so you know where you stand.

If you’re unsure, reviewing your policy can help ensure your cover remains appropriate.

Need advice? Talk to our Home Insurance Team today.
https://ow.ly/o9cS50YF5yB

📌 Not sure where to begin when it comes to tackling workplace stress?You’re not alone — and there’s plenty of support av...
30/04/2026

📌 Not sure where to begin when it comes to tackling workplace stress?

You’re not alone — and there’s plenty of support available.

The HSE has created a range of free tools to help businesses understand and manage stress at work, including:

✔ Guidance on identifying stress risks
✔ Practical frameworks for managers
✔ Interactive learning resources
✔ Tools to support conversations with employees

Stress can affect any organisation, but with the right approach, it is something that can be managed effectively.

If you haven’t already, Stress Awareness Month is a good opportunity to explore what support is available and take the first step.

Find out more here 👇
👉 https://workright.campaign.gov.uk/understanding-the-impact-of-stress-at-work/
👉 https://workingminds.focusgames.com/

👋 As our business continues to grow, so does the team behind it.Over recent months, we’ve welcomed new joiners into our ...
28/04/2026

👋 As our business continues to grow, so does the team behind it.

Over recent months, we’ve welcomed new joiners into our Lift Plan division, strengthening the support we provide to clients across the lift industry and beyond.

From apprentices starting their careers in insurance to experienced professionals bringing valuable skills from other sectors, each new team member plays an important role in helping us deliver the responsive, knowledgeable service our clients rely on.

Alongside this, we remain committed to investing in development across the business, from apprenticeships to professional qualifications, ensuring we continue to provide clear, accurate advice in an evolving industry.

👉 Meet the latest additions to Team RG:
https://ow.ly/Sn1t50YQPxq

Address

144 Station Road
Chingford
E46AN

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+442085293333

Website

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