Versed Financial

16/10/2026

The shortest to-do list you’ll ever get!

Step 1 is on you; we’ll handle the rest.

15/10/2026

Celebrating this morning after finding out we are finalists in the Chichester and District Business Awards ☕️🥂 in the professional service business of the year category.

We’re looking forward to celebrating all the winners and catching up with lots of our local business friends at the awards ceremony in November. Keep your fingers crossed for us!

17/09/2026

The Bank of England has decided to hold the base rate at 3.75% this lunchtime.

Good news if you have a tracker mortgage as your payments will not change.

The landscape remains changeable though so we await the next decision on the 5th November.

15/09/2026

Hello and welcome to our little corner of insta!

We’re Versed - a small but perfectly formed team of creatives-turned-financial advisers who work with female founders and creative business owners like you to help them turn the success of their business into personal wealth.

We use our expertise to demystify pensions, investments, mortgages and protection and create bespoke financial plans for each of our clients.

Book a complimentary call to discover what that could look like for you.

03/09/2026

£100,000 sitting safely in the bank can feel like the sensible option.

And sometimes, it absolutely is.

But there’s a risk to cash that’s easy to overlook.

Inflation.

If the interest you’re earning on your savings isn’t keeping pace with inflation, your bank balance may still say £100,000…

…but the real value of that money is falling.

Here’s a simple example.

If inflation averaged 3%:

Today
£100,000

In 5 years
You’d need around £115,927 to have the same spending power.

In 10 years
You’d need around £134,392.

You haven’t technically “lost” £34,392.

But the things £100,000 could buy you today could cost around £134,392 in 10 years.

That’s the hidden cost of inflation.

Now, this doesn’t mean cash is bad.

Cash has an important job to do. Emergency funds. Tax bills. Planned purchases. Money you may need in the short term.

But if you’ve accumulated a significant amount of cash with no particular purpose and no plans to use it for several years, it may be worth asking whether all of it needs to be sitting there.

Because there are different kinds of financial risk.

Investing carries risk.
But doing nothing can carry risk too.

The question isn’t simply:

“Is my money safe?”

It’s:

“Is my money in the right place for what I want it to do?”

Figures are illustrative and assume constant inflation of 3% a year. They do not take into account interest earned on cash. Cash savings and investments serve different purposes. The value of investments can fall as well as rise and you may get back less than you invest. Tax treatment depends on individual circumstances and may change. This information is for general guidance only and does not constitute financial advice.

15/07/2026

We’re thrilled to announce that our founders .versed and .versed have both been named as finalists in the Financial Adviser of the Year - South-East category at the Professional Adviser Women in Finance awards 2026.

The awards saw a total of 3,624 nominations for 1,164 women from more than 450 individual companies.

There are ten stellar finalists in their category so it’s going to be a tough one! But stay tuned for the results in November.

For now though, we’re raising a glass or two to our founders 🥂

01/07/2026

On Thursday morning Kim & Katrina will be taking part in the Corporate Ladies Club 10km trek up the Trundle in aid of Sage House Tangmere a wonderful local charity.

If you can spare a penny or two to help our fundraising efforts we’d be ever so grateful.

You can donate here: https://www.justgiving.com/page/versed?utm_medium=FR&utm_source=CL&utm_campaign=FR-heroes_FRPo_Overall-Weekly_ukvarA

And we’re very much hoping the heatwave doesn’t return by then!

Help Katrina Horstead raise money to support Dementia Support

18/06/2026

The Bank of England has held the base rate at 3.75% today.

While the decision was widely expected, it provides an important insight into how policymakers view the economy.

For borrowers, today’s announcement means no immediate change for tracker mortgages. For those considering a fixed rate, lenders will continue to focus on inflation and expectations for future rate cuts.

For investors, a steady rate environment can be positive. Lower inflation and the prospect of future rate reductions may support market confidence and create opportunities for both equities and bonds.

The key takeaway? Markets and mortgage rates are influenced not only by today’s decision, but by what investors and policymakers expect to happen next.

Whether you’re building wealth, buying your first home, or planning your next move, understanding the bigger picture can help you make more informed financial decisions.

VersedFinancial

11/06/2026

There’s still time to book your place ✨

A financial adviser and a well-being coach in the same room.

Because the practical and the personal have always been the same conversation.

Our focus for this “Ambitious & Intentional” session is on building financial foundations that actually matter, navigating careers, salary negotiation, pensions and the self-employment question, alongside the associated identity shifts, the high functioning anxiety and the ambition that’s quietly waiting for permission.

The numbers and the feelings. Together, finally.

Join me, .versed and for the first monthly webinar in our Abundance Edit series.

Wednesday 17th June
11.45-12.45
It’s free, it’s an hour and it’s well worth your lunch break!

Register via link in bio ✨



Information only, not advice.

04/06/2026

Hey,👋

We’re .versed and .versed , co founders and independent financial advisers at Versed.

We wanted to reintroduce ourselves and share a little reminder of who we are, what we do and why we created Versed.

We started Versed to offer financial advice that feels clear, thoughtful and genuinely personal. A space where women can feel comfortable talking about money, mortgages, protection and the plans they have for their future.

Together with our team, .versed and .versed , we support women building careers, businesses, families and lives they love, helping them make confident decisions about their wealth, their homes and what matters most.

Our approach is calm, collaborative and tailored to each client. No jargon, no judgement, just advice that meets you where you are and grows with you.

Welcome to Versed.

Kim, Katrina, Sally & Charlotte x

Wealth | Mortgages | Protection

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