Kira Parker - The Mortgage Shop UK

16/09/2025

Massive congratulations to first time buyers Sam and Maisie who completed on their purchase last week! 🏠🗝️
They kindly invited me around to see the house as their plan is to renovate and decorate before they officially move in!! 🛋️Such a great project they have, I feel honoured to have been invited round to see it and look forward to seeing how the renovations progress!
Also thank you for the gifts! 🎁

11/09/2025

🏡✨ Thinking of buying your dream home but not sure where to start? Don’t worry—I’ve broken it down into fun-sized steps so you can go from “just looking” to “homeowner” without losing your mind (or your keys)! 🗝️😉

STEP 1: Prep Like a Pro 💰📊

* Save that deposit! The bigger it is, the better your mortgage deal 💸
* Check your credit score – it's basically your financial report card 📈
* Get a Mortgage in Principle (aka “Yes, we *might* lend you money”) 🏦✅

STEP 2: House Hunting Begins! 🏃‍♀️🔍

* Scroll through listings, book viewings, fall in love with kitchen tiles 😍
* Found 'the one'? Time to make an offer and cross those fingers! 🤞

STEP 3: Mortgage Time! 📝💼

* Apply for the real deal (yes, more paperwork... sorry 😅but I am here to help)
* If the lender loves you back, they’ll give you a formal mortgage offer 💌

STEP 4: Legal Stuff & Surveys 🧐📚

* Hire a conveyancing solicitor (fancy word for house lawyer) ⚖️
* Get a survey done so your dream home doesn’t come with surprise “extras” like a leaky roof ☔

STEP 5: It’s Getting Real! 🔑🎉

* Exchange contracts – now it’s official (no take-backs! 😉)
* Set your completion date aka *Move-In Day* 🗓️
* Pay for your new home, the bank sends the mortgage money, and BOOM – you get the keys! 🏡

🎊 Now you can pop the bubbly and start decorating that “Welcome” mat! 🥂🖼️

Got questions or ready to start your home buying journey? Let’s chat!
📞 Kira Parker – 07498 439080
I’m here to guide you every step of the way 🧡

28/03/2025

Congratulations to Jake and Mads who completed on the purchase of their FIRST home together! 🏠🗝️🎉This picture makes me feel so happy that I have helped them get onto the property ladder! Sending them all the best for their home!

07/02/2025

The Bank of England reduced the base rate yesterday! What could this mean for you?? Swipe to see….

09/01/2025

One of the biggest misconceptions is that your biggest asset is your home! In actual fact YOU are your biggest asset. Without you there would be no home, family, car etc… so why is it people still think it’s ok not to have any insurance. You insure your fridge freezer, mobile phones and jewellery but what happens if you get sick and can’t go to work or become critically ill, how do you pay for your mortgage, bills and all those other insurances. Even worse what happens if you were to pass away and leave your family without any protection putting them in a tricky financial position! Don’t leave yourself and your family unprotected, it takes a short amount of time to get a quote with myself to ensure you and your family never have to worry about finances when it matters the most. Get in touch Kira Parker 07498439080

As with all insurance policies, conditions and exclusions will apply.

07/01/2025

So as we are in the new year I thought I’d introduce myself properly! Hello, I’m Kira and I am a self employed broker for The Mortgage Shop UK. 🇬🇧 I am able to provide advice on a wide range of different mortgages, Home Insurance and Life and Critical Illness Insurance. I have access to the whole of market for both mortgage and protection needs, so whether you are moving home, renewing your deal or are a first time buyer I can help and guide you through the whole process. If you do need any help in making any of the above happen then please do contact me, I’d be more than happy to help! 🏡🏠

28/02/2023

My little working buddy! 😍😍😍

Trying to get some work done over lunch in Chichester but Boo has other ideas 💙🐾

Snap - Kira Parker 📸


Did you know we also have some offices in the Main Land?

TMS

Your home may be repossessed if you do not keep up repayments on your mortgage

16/01/2023

Yes it’s that day of the year BLUE Monday where we all feel a little down because of post Christmas slump, lack of daylight, cold weather and it’s that extra long month until your next pay day. Finances can be one of the biggest burdens in January! Please do not let your mortgage be one of your worries! If you need some advice or just want to chat about your mortgage get in touch!