Code Zero Mortgages

11/06/2026

"CRITICAL ILLNESS POLICES ARE NOT ALL THE SAME"

"Cheap critical illness cover isn't a win if the definitions are weak."

As a regulated adviser, I help clients understand the real differences — payout criteria, exclusions, and definitions. Price is only one part of the story.

I offer relaxed, professional advice that fits around you, and I will support you from first chat to completion.

Book an initial chat here and we will take it from there—no pressure, no hassle, just honest advice

"As with all insurance policies, conditions and exclusions will apply."

09/06/2026

“MOVING HOUSE MONEY PLAN”



Ready to stop scrolling and start house hunting? Whether you’re a first-time buyer or looking for your forever home, the first step is knowing what you can actually afford. Let’s get your moving plans off to a flying start—without the stress, confusion, or budget surprises!



I offer relaxed, professional advice that fits around you, and I will support you from first chat to completion.



Book an initial chat here and we will take it from there—no pressure, no hassle, just honest advice 😊

https://calendly.com/mortgage_adviser_andy/mortgage-initial-chat



Your home may be repossessed if you do not keep up repayments on your mortgage.

03/06/2026

“MORTGAGE TYPES EXPLAINED”

Not sure which mortgage is right for you? Let’s make it simple so you can move forward with confidence.

I offer relaxed, professional advice that fits around you, and I will support you from first chat to completion.

Book an initial chat here and we will take it from there—no pressure, no hassle, just honest advice 😊
https://calendly.com/mortgage_adviser_andy/mortgage-initial-chat

“Your home may be repossessed if you do not keep up repayments on your mortgage.”

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01/06/2026

Celebrating a new chapter? 💍👶

Life changes bring immense joy, but they also mean your protection needs may have shifted.

Welcoming a baby or planning a wedding are wonderful milestones! They often mean you'll want to review your insurance and protection policies.

This new phase of life deserves protection that fits.

We are here to help you adjust your protection. We will guide you to find a policy that matches your current circumstances.

Let us help you feel secure as you embrace your new beginnings.

Get in touch today. 📲

As with all insurance policies, conditions and exclusions will apply.

29/05/2026

"FIRST TIME BUYER MISTAKES"😢

🏡First-time buyer? Avoid the mortgage mistakes that could cost you time, money, and your dream home.

😊I offer relaxed, professional advice that fits around you, and I will support you from first chat to completion.

📆Book an initial chat here and we will take it from there—no pressure, no hassle, just honest advice -

https://calendly.com/mortgage_adviser_ andy/mortgage-initial-chat

Your home may be repossessed if you do not keep up repayments on your mortgage.

21/05/2026

“70k more with same info”
A good mortgage adviser can make a real difference.

The figures did not change—only the way lenders assessed them.

Lenders treat overtime, allowances, and bonuses differently, and that can have a big impact on how much you can borrow.

I offer relaxed, professional advice at a time that suits you, and I will support you from first chat to completion.

Book an initial chat via this link and we can take it from there—no pressure, no hassle, just honest advice 😊

https://calendly.com/mortgage_adviser_andy/mortgage-initial-chat

“Your home may be repossessed if you do not keep up repayments on your mortgage.”

21/05/2026

Always a great day out 😊🚓🚨

Get ready for the UK’s most exciting automotive and emergency services events as Cops and Cars 2026 takes over The Motorist.

19/05/2026

“How much can you borrow???”
This is one of the questions I get asked most.

The truth is, I can’t tell you that from a five-minute chat, and it wouldn’t be right to do so.

People often tell me what they earn and what they spend, but the full picture is usually more complex. Extra income may count, and overlooked costs like student loans, salary sacrifice, or store cards can affect things. That is why proper advice based on pay slips, bank statements, and credit reports matters.

I offer relaxed, professional advice that fits around you, and I will support you from first chat to completion.

Book an initial chat here and we will take it from there—no pressure, no hassle, just honest advice 😊
https://calendly.com/mortgage_adviser_andy/mortgage-initial-chat

“Your home may be repossessed if you do not keep up repayments on your mortgage.”

15/05/2026

“NEW £5000 DEPOSIT MORTGAGE”

A major high street lender has launched a new mortgage
product for buyers with a £5,000 deposit.

As with any mortgage, there is important small print and
underwriting criteria to meet.

It will not be suitable for everyone, but for some buyers it could
help bring that first home a little closer.

I offer relaxed, professional advice that fits around you, and I will support you from first chat to completion.

Book an initial chat here and we will take it from there—no pressure, no hassle, just honest advice 😊

https://calendly.com/mortgage_adviser_andy/mortgage-initialchat

“Your home may be repossessed if you do not keep up repayments on your mortgage.”

15/05/2026

“Get your head out of your a.... and sort your re-mortgage”
It may not be exciting, but it is worth sorting.

If your current mortgage rate ends in the next six months, now is the time to get your remortgage sorted.

I offer relaxed, professional advice at a time that suits you, and I will support you from first chat to completion.

Book an initial chat via this link and we can take it from there—no pressure, no hassle, just honest advice 😊
https://calendly.com/mortgage_adviser_andy/mortgage-initial-chat
“Your home may be repossessed if you do not keep up repayments on your mortgage.”

“You may have to pay an Early Repayment Charge to your existing lender if you remortgage.”