Car Loan First

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Car Loan First

We are Car Finance specialists, and our mission is to make sure your car finance works for you, not the other way around. Why Choose Car Loan First?

Navigating car finance can feel confusing. We’re here to simplify the process, using clear, easy-to-understand language and avoiding jargon. Our cutting-edge technology allows you to apply for car finance and receive your quote from any device, at your convenience. No need to visit a dealership in person to apply. When you use Car Loan First, you’ll know your costs upfront – so you can relax and f

ocus on choosing your next car. With our expert team by your side, we offer everything from one-on-one guidance to securing competitive rates tailored to your budget. We are UK car finance specialists, and our mission is to make sure your car finance works for you, not the other way around.

02/09/2026

Whether you're starting a family or simply in need of a more practical upgrade, here's a checklist worth saving for when you start comparing your options!

The best family car isn't necessarily the biggest or most expensive, but the one that works for your everyday life — and your budget.

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Car Loan First is a broker, not a lender.

Rates From 9.0% APR. Representative 18.0% APR. Rates may vary depending on individual circumstances. All finance is subject to status.

Representative Example: Borrowing £8,000 at a representative APR of 18.0% with no deposit over 60 months (5 years). Total amount payable will be £12,188.85. The cost of credit will be £4,188.865 and monthly payments of £203.15.

Car Loan First Limited. Registered in England and Wales. Company Registration Number: 15363510. Company Registered Office Address: The Quadrant, Mercury Court, Chester West Employment Park, Chester, CH1 4QR

We are authorised and regulated by the Financial Conduct Authority, registration number 1014324. We can introduce your application to car finance providers based on your credit rating. We will receive commissions for such introductions. All finance is subject to status and income.

We do not charge a fee for arranging the finance, however some of our lenders will charge a fee.

30/08/2026

HP or P*P? Here's a quick version to help you make the right choice!

With HP, you make your agreed payments and, once the agreement is completed and any applicable fees have been paid, you own the car.

With P*P, your payments are based partly on the car's expected value at the end. At the end of the agreement, you may have options to keep, return or potentially change the car, depending on the agreement terms.

The right option depends on your circumstances, budget and plans!

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Car Loan First is a broker, not a lender.

Rates From 9.0% APR. Representative 18.0% APR. Rates may vary depending on individual circumstances. All finance is subject to status.

Representative Example: Borrowing £8,000 at a representative APR of 18.0% with no deposit over 60 months (5 years). Total amount payable will be £12,188.85. The cost of credit will be £4,188.865 and monthly payments of £203.15.

Car Loan First Limited. Registered in England and Wales. Company Registration Number: 15363510. Company Registered Office Address: The Quadrant, Mercury Court, Chester West Employment Park, Chester, CH1 4QR

We are authorised and regulated by the Financial Conduct Authority, registration number 1014324. We can introduce your application to car finance providers based on your credit rating. We will receive commissions for such introductions. All finance is subject to status and income.

We do not charge a fee for arranging the finance, however some of our lenders will charge a fee.

29/08/2026

Instead of approaching lenders one by one, we search our trusted lender panel for you!

Saving time while exploring competitive finance options.

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Car Loan First is a broker, not a lender.

Rates From 9.0% APR. Representative 18.0% APR. Rates may vary depending on individual circumstances. All finance is subject to status.

Representative Example: Borrowing £8,000 at a representative APR of 18.0% with no deposit over 60 months (5 years). Total amount payable will be £12,188.85. The cost of credit will be £4,188.865 and monthly payments of £203.15.

Car Loan First Limited. Registered in England and Wales. Company Registration Number: 15363510. Company Registered Office Address: The Quadrant, Mercury Court, Chester West Employment Park, Chester, CH1 4QR

We are authorised and regulated by the Financial Conduct Authority, registration number 1014324. We can introduce your application to car finance providers based on your credit rating. We will receive commissions for such introductions. All finance is subject to status and income.

We do not charge a fee for arranging the finance, however some of our lenders will charge a fee.

27/08/2026

Sometimes one piece of advice can save someone time, money, or a lot of stress.

What's the best tip you've been given when it comes to buying a car?

Let's help the next person who's just starting their search!

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Car Loan First is a broker, not a lender.

Rates From 9.0% APR. Representative 18.0% APR. Rates may vary depending on individual circumstances. All finance is subject to status.

Representative Example: Borrowing £8,000 at a representative APR of 18.0% with no deposit over 60 months (5 years). Total amount payable will be £12,188.85. The cost of credit will be £4,188.865 and monthly payments of £203.15.

Car Loan First Limited. Registered in England and Wales. Company Registration Number: 15363510. Company Registered Office Address: The Quadrant, Mercury Court, Chester West Employment Park, Chester, CH1 4QR

We are authorised and regulated by the Financial Conduct Authority, registration number 1014324. We can introduce your application to car finance providers based on your credit rating. We will receive commissions for such introductions. All finance is subject to status and income.

We do not charge a fee for arranging the finance, however some of our lenders will charge a fee.

23/08/2026

We're proud that so many customers describe the process as simple, straightforward, and supportive.

That's exactly what we aim for every day!

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Car Loan First is a broker, not a lender.

Rates From 9.0% APR. Representative 18.0% APR. Rates may vary depending on individual circumstances. All finance is subject to status.

Representative Example: Borrowing £8,000 at a representative APR of 18.0% with no deposit over 60 months (5 years). Total amount payable will be £12,188.85. The cost of credit will be £4,188.865 and monthly payments of £203.15.

Car Loan First Limited. Registered in England and Wales. Company Registration Number: 15363510. Company Registered Office Address: The Quadrant, Mercury Court, Chester West Employment Park, Chester, CH1 4QR

We are authorised and regulated by the Financial Conduct Authority, registration number 1014324. We can introduce your application to car finance providers based on your credit rating. We will receive commissions for such introductions. All finance is subject to status and income.

We do not charge a fee for arranging the finance, however some of our lenders will charge a fee.

21/08/2026

Whether you're on your lunch break or relaxing at home, you can apply from any device at a time that suits you.

No dealership visit needed!

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Car Loan First is a broker, not a lender.

Rates From 9.0% APR. Representative 18.0% APR. Rates may vary depending on individual circumstances. All finance is subject to status.

Representative Example: Borrowing £8,000 at a representative APR of 18.0% with no deposit over 60 months (5 years). Total amount payable will be £12,188.85. The cost of credit will be £4,188.865 and monthly payments of £203.15.

Car Loan First Limited. Registered in England and Wales. Company Registration Number: 15363510. Company Registered Office Address: The Quadrant, Mercury Court, Chester West Employment Park, Chester, CH1 4QR

We are authorised and regulated by the Financial Conduct Authority, registration number 1014324. We can introduce your application to car finance providers based on your credit rating. We will receive commissions for such introductions. All finance is subject to status and income.

We do not charge a fee for arranging the finance, however some of our lenders will charge a fee.

19/08/2026

Whether it's understanding finance options, comparing cars, budgeting, or knowing where to start, everyone finds a different part of the process challenging.

Tell us what you find most overwhelming.

Your answers help us create content that's genuinely useful.

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Car Loan First is a broker, not a lender.

Rates From 9.0% APR. Representative 18.0% APR. Rates may vary depending on individual circumstances. All finance is subject to status.

Representative Example: Borrowing £8,000 at a representative APR of 18.0% with no deposit over 60 months (5 years). Total amount payable will be £12,188.85. The cost of credit will be £4,188.865 and monthly payments of £203.15.

Car Loan First Limited. Registered in England and Wales. Company Registration Number: 15363510. Company Registered Office Address: The Quadrant, Mercury Court, Chester West Employment Park, Chester, CH1 4QR

We are authorised and regulated by the Financial Conduct Authority, registration number 1014324. We can introduce your application to car finance providers based on your credit rating. We will receive commissions for such introductions. All finance is subject to status and income.

We do not charge a fee for arranging the finance, however some of our lenders will charge a fee.

16/08/2026

A little guidance can make a big difference!

Whether it's your first car or your fifth, having someone explain your options clearly helps you make decisions with confidence.

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Car Loan First is a broker, not a lender.

Rates From 9.0% APR. Representative 18.0% APR. Rates may vary depending on individual circumstances. All finance is subject to status.

Representative Example: Borrowing £8,000 at a representative APR of 18.0% with no deposit over 60 months (5 years). Total amount payable will be £12,188.85. The cost of credit will be £4,188.865 and monthly payments of £203.15.

Car Loan First Limited. Registered in England and Wales. Company Registration Number: 15363510. Company Registered Office Address: The Quadrant, Mercury Court, Chester West Employment Park, Chester, CH1 4QR

We are authorised and regulated by the Financial Conduct Authority, registration number 1014324. We can introduce your application to car finance providers based on your credit rating. We will receive commissions for such introductions. All finance is subject to status and income.

We do not charge a fee for arranging the finance, however some of our lenders will charge a fee.

14/08/2026

One short application, then we'll search across our panel of trusted lenders to explore competitive finance options that may be available to you.

Even better? Your initial application uses a soft credit search, so there's no impact on your credit score.

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Car Loan First is a broker, not a lender.

Rates From 9.0% APR. Representative 18.0% APR. Rates may vary depending on individual circumstances. All finance is subject to status.

Representative Example: Borrowing £8,000 at a representative APR of 18.0% with no deposit over 60 months (5 years). Total amount payable will be £12,188.85. The cost of credit will be £4,188.865 and monthly payments of £203.15.

Car Loan First Limited. Registered in England and Wales. Company Registration Number: 15363510. Company Registered Office Address: The Quadrant, Mercury Court, Chester West Employment Park, Chester, CH1 4QR

We are authorised and regulated by the Financial Conduct Authority, registration number 1014324. We can introduce your application to car finance providers based on your credit rating. We will receive commissions for such introductions. All finance is subject to status and income.

We do not charge a fee for arranging the finance, however some of our lenders will charge a fee.

12/08/2026

Nothing speaks louder than hearing from people who've already been through the journey.

Thank you to everyone who shares their experience with us!

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Car Loan First is a broker, not a lender.

Rates From 9.0% APR. Representative 18.0% APR. Rates may vary depending on individual circumstances. All finance is subject to status.

Representative Example: Borrowing £8,000 at a representative APR of 18.0% with no deposit over 60 months (5 years). Total amount payable will be £12,188.85. The cost of credit will be £4,188.865 and monthly payments of £203.15.

Car Loan First Limited. Registered in England and Wales. Company Registration Number: 15363510. Company Registered Office Address: The Quadrant, Mercury Court, Chester West Employment Park, Chester, CH1 4QR

We are authorised and regulated by the Financial Conduct Authority, registration number 1014324. We can introduce your application to car finance providers based on your credit rating. We will receive commissions for such introductions. All finance is subject to status and income.

We do not charge a fee for arranging the finance, however some of our lenders will charge a fee.

Address

The Quadrant, Mercury Court, Chester West Employment Park
Chester
CH14QR

Website

https://carloanfirst.co.uk/

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