Cheshire Community Bank

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Cheshire Community Bank Here for our community ๐Ÿ’›
Offering fair loans and simple savings for people across Cheshire and Flintshire. No hidden fees - just real support when you need it.

West Cheshire Credit Union Ltd is a not-for-profit savings & loans co-operative established in 2004. Since that time we have grown significantly and now covering the whole of Cheshire West & Chester, Cheshire East and Flintshire. Credit unions aim to help you take control of your money by encouraging you to save what you can and borrow only what you can afford to repay. In essence, they're savings and loan co-operatives, where the members pool their savings to lend to one another and because it is a mutual cooperative, loans are affordable and flexible. All of this is done in a โ€˜not-for-profitโ€™ way, so the cash is only used to run the services and reward the members, and not to pay outside shareholders, like most other financial institutions. Membership of West Cheshire Credit Union is open to anyone who lives, works, studies or volunteers within West Cheshire, East Cheshire or Flintshire. The simplest way to join the credit union family is by completing our online membership application which is available at www.wccu.co.uk. If you do not have access to the internet you can call us on Chester 01244 399006 and we can post an application out to you. Our telephone lines are open Monday to Friday between 10am and 2pm. The West Cheshire Credit Union is authorised and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 227415). The regulation is the same as for other banks and building societies, requiring robust financial systems, training of staff, internal/external audit systems and insurance policies that protect memberโ€™s savings. Membersโ€™ savings are protected against business failure by the Financial Services Compensation Scheme up to ยฃ85,000. As the limit of savings held with West Cheshire Credit Union is set at ยฃ15,000 ample cover is provided.

09/10/2026
Money questions? Youโ€™re in the right place ๐Ÿ’šWeโ€™ve launched our new Instagram page to help you feel more confident with m...
06/10/2026

Money questions? Youโ€™re in the right place ๐Ÿ’š

Weโ€™ve launched our new Instagram page to help you feel more confident with money - with practical saving tips, borrowing explained and everyday financial wellbeing support.

Ever read something about money and thought, โ€œWhat does that actually mean?โ€ ๐Ÿค” Thatโ€™s the kind of thing we want to help with. Clear explanations, friendly support and no confusing jargon.

And if thereโ€™s something youโ€™d like us to cover, just ask! Leave a comment or send us a message - weโ€™re happy to help. ๐Ÿ’š

๐Ÿ“ฒ Follow us on Instagram:
www.instagram.com/cheshirecommunitybank

Whatโ€™s one money topic you wish someone had explained to you sooner? ๐Ÿ‘‡

๐ŸŒž Come and say hello at Northwich Health and Wellbeing Community Partnership event.We'll be there tomorrow from 11am - 2...
06/10/2026

๐ŸŒž Come and say hello at Northwich Health and Wellbeing Community Partnership event.

We'll be there tomorrow from 11am - 2pm

Our Community Outreach Officer will be there to chat about :

๐Ÿ’š Becoming a member of Cheshire Community Bank
๐Ÿ’ถ Affordable loans and savings
๐Ÿก Financial wellbeing and support available to your community.
Plus, we're always happy to answer any questions!

Whether you're looking for financial support, want to start saving, or simply fancy a chat, we'd love to meet you.

๐Ÿ“ Brio Leisure, Chester Way, Northwich CW9 5QJ
We hope to see you there!

๐Ÿ’ฐ Money Question MondayWe had such a good response to our last money question, so we thought we'd ask another one! ๐Ÿ‘€If y...
05/10/2026

๐Ÿ’ฐ Money Question Monday

We had such a good response to our last money question, so we thought we'd ask another one! ๐Ÿ‘€

If you were trying to cut your spending, what's the ONE thing you wouldn't give up?

โ˜• Your daily coffee?
๐Ÿ” Friday night takeaway?
๐Ÿ‘ฉโ€๐Ÿญ A trip to hairdresser?
โœˆ Saving for holidays?
๐ŸŽฌ Your favourite subscription?

We want to hear yours

What's your non-negotiable? ๐Ÿ˜„

๐ŸŒž Come and say hello at The Bread and Butter ThingWe'll be there tomorrow from 12:30pm - 1:30pmOur Community Outreach Of...
05/10/2026

๐ŸŒž Come and say hello at The Bread and Butter Thing

We'll be there tomorrow from 12:30pm - 1:30pm

Our Community Outreach Officer will be there to chat about :

๐Ÿ’š Becoming a member of Cheshire Community Bank
๐Ÿ’ถ Affordable loans and savings
๐Ÿก Financial wellbeing and support available to your community.
Plus, we're always happy to answer any questions!

Whether you're looking for financial support, want to start saving, or simply fancy a chat, we'd love to meet you.

๐Ÿ“ Kipling Road, Blacon, Chester CH1 5UU

We hope to see you there!

We're often asked what the first ยฃ2 is for - so let us explain.At Cheshire Community Bank, your first ยฃ2 isnโ€™t a joining...
01/10/2026

We're often asked what the first ยฃ2 is for - so let us explain.

At Cheshire Community Bank, your first ยฃ2 isnโ€™t a joining fee and it doesnโ€™t disappear. It remains yours as your membership shareโ€”making you a member and part-owner of our community bank.

Being member-owned means our members are at the heart of what we do.

We donโ€™t exist to generate profits for external shareholders. We exist to help people across Cheshire and Flintshire save, access affordable loans and feel more confident about their financial future.

Every new member makes our community strongerโ€”because when local people save with us, that money can help us support other people locally.

It may only be ยฃ2, but it means becoming part of something much bigger.

Thatโ€™s community banking.

๐Ÿ”— cheshirecombank.co.uk

30/09/2026

Do you worry about what will happen if you contact Stop Loan Sharks?

Maybe you think we'll immediately turn up, arrest the lender, and ask for all your details. The truth is very different.

When someone gets in touch, our priority is making sure they're safe and supported. There's no pressure to report a lender, and everything happens at a pace you're comfortable with. We're here to listen, offer advice, and help you understand your options.

If reporting a loan shark is something you decide you want to do, we'll support you every step of the way. But that choice is always yours.

We've written a new blog explaining exactly what happens when you contact us and why there's nothing to be afraid of.

๐Ÿ“– Read more in the link in the comments ๐Ÿ‘‡


๐ŸŒž Come and say hello at The Very Green GroceryWe'll be there tomorrow from 11am - 1pmOur Community Outreach Officer will...
29/09/2026

๐ŸŒž Come and say hello at The Very Green Grocery
We'll be there tomorrow from 11am - 1pm
Our Community Outreach Officer will be there to chat about :
๐Ÿ’š Becoming a member of Cheshire Community Bank
๐Ÿ’ถ Affordable loans and savings
๐Ÿก Financial wellbeing and support available to your community.
Plus, we're always happy to answer any questions!
Whether you're looking for financial support, want to start saving, or simply fancy a chat, we'd love to meet you.
๐Ÿ“ The Old School House, Manchester Rd, Northwich CW9 7NS
We hope to see you there!

๐ŸŒž Come and say hello at Blacon Enterprise CentreWe'll be there tomorrow from 9am - 12pmOur Community Outreach Officer wi...
28/09/2026

๐ŸŒž Come and say hello at Blacon Enterprise Centre
We'll be there tomorrow from 9am - 12pm
Our Community Outreach Officer will be there to chat about :
๐Ÿ’š Becoming a member of Cheshire Community Bank
๐Ÿ’ถ Affordable loans and savings
๐Ÿก Financial wellbeing and support available to your community.
Plus, we're always happy to answer any questions!
Whether you're looking for financial support, want to start saving, or simply fancy a chat, we'd love to meet you.
๐Ÿ“ 14 The Parade, Blacon, Chester CH1 5HN
We hope to see you there!

๐ŸŒž Come and say hello at Ellesmere Port Community Hub at ASDAWe'll be there today from 10:00am - 12:00pmOur Community Out...
22/09/2026

๐ŸŒž Come and say hello at Ellesmere Port Community Hub at ASDA

We'll be there today from 10:00am - 12:00pm

Our Community Outreach Officer will be there to chat about :

๐Ÿ’š Becoming a member of Cheshire Community Bank
๐Ÿ’ถ Affordable loans and savings
๐Ÿก Financial wellbeing and support available to your community.

Plus, we're always happy to answer any questions!

Whether you're looking for financial support, want to start saving, or simply fancy a chat, we'd love to meet you.

๐Ÿ“ ASDA, Grange Rd, Ellesmere Port CH65 0BZ

We hope to see you there! ๐Ÿ‘‹๐Ÿ’š

Address

12-16 Brookdale Place
Chester
CH13DY

Opening Hours

Monday 9:30am - 2pm
Tuesday 9:30am - 2:30pm
Wednesday 9:30am - 2:30pm
Thursday 9:30am - 2:30pm
Friday 9:30am - 2:30pm

Telephone

+441244399006

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