EHF Mortgages - Mortgage and Protection Broker

17/06/2025

Rightmove + Nationwide Tool: Useful or Misleading? – Comment “Rightmove” Below if You Want the Full Picture!

🧠 Rightmove’s new Nationwide mortgage eligibility tool is a clever bit of tech, but it doesn’t tell the full story. It only shows you what Nationwide might offer. A “no” from Nationwide doesn’t mean other lenders won’t say “yes.”

At EHF Mortgages, we’ve helped buyers secure mortgages even after other lenders turned them down. This tool is a good starting point—but it’s not gospel.

✅ Use it as a guide, but talk to us before you rule out any property.

💬 Want to find out how to get a “yes” even if you’ve seen a “no”?

Comment “Rightmove” below and let’s chat about your options.

12/06/2025

Improved Affordability: Find Out How Much More You Can Borrow – Comment “money” Below!

🏡 Could you be able to borrow more than you think? Lenders are updating how they calculate affordability—some now offer £20k–£30k more borrowing power than just a few months ago.

This could mean buying a house instead of a flat, or moving now instead of waiting.

At EHF Mortgages, we search the whole-of-market to find the best options for your unique situation. Every lender sees things differently and we’re here to help you make the most of your borrowing potential.

💬 Want to know how much you could borrow?

Comment “money” below and we’ll reach out with your personalised figures.

10/06/2025

100% Mortgages Are Back – Comment “100%” Below if You Want the Details!

💬 Have you heard? 100% mortgages are back in the game—no deposit needed, no Bank of Mum and Dad required. These new options are designed for first-time buyers and renters who’ve been struggling to get on the ladder.

👀 If you’ve been holding back because of deposit costs, this could be your window of opportunity.

🔍 Curious if a 100% mortgage is right for you?

Drop a “100%” below and we’ll reach out to see if you qualify and how to make it work.

24/07/2024

HSBC one of a number of lenders cutting rates 𝘢 𝘭𝘪𝘵𝘵𝘭𝘦 this week. Small and often isn't a bad trend, the High Street lenders are taking the opportunity to shave just a bit closer. Comments on iNews today, along with other commentators

23/07/2024

Comments in the Mirror of the weekend, Gen H is one of a growing number of new innovative lenders looking to push the boundaries a little more to help borrowers buy the home of their dreams. Just need to go into this with eyes open - see the article (link in comments)

08/06/2024

With European Central Bank cutting it's Rate to 3.75% (Down 0.25%), this could be just what we need to encourage the Bank of England to do the same. The US are on a different flight path, and let's not let the election get in the way either.... Comments in the Express

07/06/2024

We love innovation and new ideas to help mortgage borrowers, let's come up with something else that isn't actually already in place? Mentioned on the Sky News website today :)

22/05/2024

There is some improvement from Halifax today, somewhat slow and steady, and only for Home-movers or First Time Buyers. But it is a move in the right direction at least. Now the election has been set this could be a very interesting few months financially. Comments on Yahoo News

21/05/2024

Some positive news, the IMF being more positive about the UK economy, suggesting some room for rate reductions too - up to 0.75% by the end of the year? A few lenders cutting their rates a fraction too (you need plenty of decimal points unfortunately! In the right direction...

20/05/2024

"As first time buyers we felt rather overwhelmed with idea of finding and applying for a mortgage. We had no idea how much we could borrow and what that would mean for us in terms of monthly payments. It was really daunting but luckily Justin was recommend to us and I would absolutely now recommend him to everyone I know!!! Not only is he supper quick at getting back to you but he explains things to you in a practical.." says Jeannie on Google

★★★★★ As first time buyers we felt rather overwhelmed with idea of finding and applying for a mortgage. We had no idea how much we could borrow and what that would mean for us in terms of monthly payments. It was really daunting but luckily Justin was recommend to us and I would absolutely...

20/05/2024

Fingers crossed that Inflation does hit (or even goes below) the magic 2% target, and gives the MPC the opportunity to reduce the base rate. Will that make fixed rates 'significantly' cheaper? A little bit, but the real news will be more about when further cuts will happen..