Mortgage Business

Mortgage Business Mortgage Business are an award winning business with premises in the heart of the estate agency dist

A firm of friendly, professional, independent mortgage and protection advisers

Just about getting the heart rate back to normal after the annual company Fright night out this week….if you’ve not trie...
31/10/2025

Just about getting the heart rate back to normal after the annual company Fright night out this week….if you’ve not tried the Colchester Zoo version we can recommend!

June is clearly our month for workiversaries, as we have a couple more to celebrate! Today is Nick Doyle, the only one i...
19/06/2025

June is clearly our month for workiversaries, as we have a couple more to celebrate! Today is Nick Doyle, the only one in our office who REALLY understands what’s happening in our world of politics and economics, and who once got knocked over by a swinging door at a gig when he didn’t step through it quickly enough! Quick-witted but maybe not fleet-footed, we rely on Nick for his valuable insight into interest rate movements and Trump conspiracies; never a dull day since he joined the crew 4 years ago, Congrats Nick!

Celebrating the news that our Steve has reached the impressive milestone of 7 years with Mortgage Business with one from...
03/06/2025

Celebrating the news that our Steve has reached the impressive milestone of 7 years with Mortgage Business with one from the archive- December 2019 and his homemade festive fireplace! We’re still appreciating your commitment to the company Steve and for being a top all-round bloke, Happy Work-versary Foxy!

It’s not everyday you get a Pegasus top, feeling special!
01/11/2024

It’s not everyday you get a Pegasus top, feeling special!

Keen eyed clients may notice we’ve moved out of our Chelmsford office but don’t worry, we’re just going to be working re...
23/10/2024

Keen eyed clients may notice we’ve moved out of our Chelmsford office but don’t worry, we’re just going to be working remotely for the next few months! We’re still available on the same phone numbers, emails and via the website for anyone that needs our help!

Another ‘Thank you’ today from a lovely new client! Looking forward to many years ahead working with you & thanks for th...
08/10/2024

Another ‘Thank you’ today from a lovely new client! Looking forward to many years ahead working with you & thanks for the recommendations since 🏡

When it comes to choosing your mortgage, you may be able to have preferences in several areas. You could select your ter...
20/07/2024

When it comes to choosing your mortgage, you may be able to have preferences in several areas.

You could select your term length, opting for what suits your lifestyle best.

Fixed-term or variable basis, like a tracker mortgage, could be a decision you make to align with your financial strategy.

But remember, some factors are generally determined by the lender such as the rate, so you may not be able to be too picky, but that doesn't mean you won't find one that can suit your needs.

Need tailored advice to navigate your mortgage options? Get in touch to book an appointment today 📱

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage

Here is a general list of documents you might need:🆔 Proof of Identity:Passport or driving license.📫 Proof of Address:Ut...
17/07/2024

Here is a general list of documents you might need:

🆔 Proof of Identity:

Passport or driving license.

📫 Proof of Address:

Utility bills (gas, electricity, water) or a council tax bill.

💷 Proof of Income:

Recent payslips (usually the last three months). If you're self-employed, you may need to provide accounts or tax returns for the past two to three years.

🏦 Bank Statements:

Recent bank statements (typically the last three to six months) to show your income and spending habits.

🏡 Existing Mortgage Details:

Details of your current mortgage, including the lender's name, account number, and the outstanding balance.

💳 Credit History:

The lender may check your credit report, so it's helpful to be aware of your credit history. You can obtain a copy from credit reference agencies like Experian, Equifax, or TransUnion.

📑 Property Details:

Documents related to your property, including the title deeds and any building insurance details.

🧾 Details of Outgoings:

Information about your monthly outgoings, including other loan or credit card payments.

👨🏻‍🔧 Employment Details:

If you've changed jobs since your last mortgage application, provide details of your current employment.

Being well-prepared with these documents can help streamline the remortgaging process and increase your chances of a successful application. 🤩

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage

💡 Confused about your Agreement in Principle (AIP)? 🏡Your AIP shows the maximum amount you may be able to borrow. But do...
15/07/2024

💡 Confused about your Agreement in Principle (AIP)? 🏡

Your AIP shows the maximum amount you may be able to borrow.

But don't feel pressured to use all of it! 😯

You could choose a home that costs less, giving you more financial flexibility. 🏡

Thinking about your ideal mortgage? Get in touch to book an appointment and let's find the right fit for you!

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage

💡 Thinking about using LISA funds for home-buying costs? 🤔While LISA funds may boost your property purchase, they need t...
13/07/2024

💡 Thinking about using LISA funds for home-buying costs? 🤔

While LISA funds may boost your property purchase, they need to go directly towards the final completion. This means funds typically can't cover solicitor's, estate agent's fees, or other associated costs.

Get in touch to book an appointment today and discover personalised mortgage solutions tailored for you. 📱

Think carefully before securing debt against your home. Your property may be repossessed if you do not keep up repayments on your mortgage

Every insurer's criteria vary, but the number of units you consume may affect your premium. 💷Be honest about your alcoho...
10/07/2024

Every insurer's criteria vary, but the number of units you consume may affect your premium. 💷

Be honest about your alcohol intake. Transparency now could save you future complications.

You may still find options tailored to your needs. 🛡️

Speak with a professional to explore what may work for you. 📱

Our Window England team (Win-GerLand) are hoping for the X-factor from Southgate’s boys tonight, the word on the subbute...
10/07/2024

Our Window England team (Win-GerLand) are hoping for the X-factor from Southgate’s boys tonight, the word on the subbuteo street is a 2-1 win for England!

Address

1 Tindal Street
Chelmsford
CM11ER

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 6pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+441245956900

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