YOUR CLAIM LTD

Home
United Kingdom
Chelmsford
YOUR CLAIM LTD

Dealing with stress of damage to your property through fire, flood, storm, water, impact or malicious damage? We really do take the pain from your claim!

Your Claim is a team of experienced loss assessors offering comprehensive claims management services to domestic and commercial clients in London and East Anglia. Your Claim provides you with FREE surveys, FREE quotes & a FREE Claims Management service for all building insurance claims both domestic and commercial. You get peace of mind as we are able to deal directly with your insurer on your beh

alf to return your property to its former condition as soon as possible. Working for you, not the insurer, you are represented in meetings with loss adjusters to make sure you get a full and fair settlement then bill your Insurance Company directly once the property repairs are complete. You will be kept up to date as we will keep in regular contact with your insurers to progress your claim as quickly and as smoothly as possible. Once your claim is authorised, all re-instatement work is started promptly by our fully qualified and insured team of tradesmen to your complete satisfaction.

22/05/2026

𝗞𝗻𝗼𝘄 𝘆𝗼𝘂𝗿 𝗣𝗲𝗿𝗶𝗹𝘀!

Too many insurance claims run into trouble because the damage doesn’t match the peril being claimed. A leak isn’t always an “escape of water.” Cracking isn’t always “subsidence.” Storm damage still needs evidence of an actual storm event.

Validating a claim against the correct peril from day one can be the difference between a smooth settlement and months of delay, reduced payments or outright rejection.

Policyholders, brokers and contractors should focus on the cause of damage, not just the damage itself. Accurate presentation, supporting evidence and policy interpretation matter.
Getting the peril right early protects credibility, speeds up resolution and avoids costly disputes later.

If you're in doubt drop me a line!

𝘄𝘄𝘄.𝘆𝗼𝘂𝗿-𝗰𝗹𝗮𝗶𝗺.𝗰𝗼𝗺
T: 01206 707 999

19/05/2026

We were called this week to this major loss electrical fire in Chelmsford. Ignition started in the garage of this domestic semi detached dwelling which has also caused damage to an neighbouring property - the cause as yet not confirmed.

We worked with the insured to file an initial claim for fire damage and met with and assisted insurers forensic team with their enquires for potential recovery.
The claim will involve building, contents and alternative accommodation.

The garage was a total loss with additional fire damage to the kitchen with smoke damage throughout.

We look forward to helping the insured with recovery of their losses over the coming weeks.

If you know someone in a similar predicament don't hesitate to reach out for a no obligation consultation of your claim and likely outcomes.

www.your-claim.com
Call : 01206 707999

15/05/2026

Home insurance policies are a bit like gym memberships… everyone has one, but very few people read the terms until something painful happens.

When making a claim, accuracy matters and understanding the terms of your policy is crucial. So exaggerating losses, or guessing figures can quickly turn a stressful situation into a declined claim or worse. Insurers are experts at spotting inconsistencies.

The best approach? Know your policy, keep good records, and present your claim honestly, clearly from day one. A well-prepared, accurate and well presented claim gets resolved faster than a creative writing exercise disguised as one.

Protect your home, your credibility, and your peace of mind 𝗯𝘆 𝗵𝗶𝗿𝗶𝗻𝗴 𝗶𝗻𝗱𝗲𝗽𝗲𝗻𝗱𝗲𝗻𝘁 𝗲𝘅𝗽𝗲𝗿𝘁 𝗮𝗱𝘃𝗶𝗰𝗲 𝗳𝗼𝗿 𝗿𝗶𝗴𝗵𝘁 𝗳𝗶𝗿𝘀𝘁 𝘁𝗶𝗺𝗲 𝗰𝗹𝗮𝗶𝗺 𝘃𝗮𝗹𝗶𝗱𝗮𝘁𝗶𝗼𝗻.

14/05/2026

Most people think Making Tax Digital comes down to two choices.

Ask your accountant to manage everything, which can quickly become expensive.

Or download software and do it yourself, which is not always ideal if accounting apps are not your thing. 📲

But there is a third option.

Solely Digital sits in the middle.

We’re part software, part service, helping and get set up, keep better records, and have their quarterly updates submitted to HMRC.

Simple. Affordable. Built to make easier from the start.

Not sure whether affects you yet?

👉 Take the quick quiz here:

https://solelydigital.co.uk/will-mtd-affect-me/

13/05/2026

New instruction - this large executive home in Hertford suffered substantial water damage when a mains water feed in the loft gave way under pressure. Unfortunately the home owners were in Australia celebrating their daughter's wedding.
The scene on arrival was one of devastation - a major loss claim involving contents, building damage and alternative accommodation.
We were referred on by friends who were past clients and having filed an initial claim with liability accepted we are now working collaboratively with insurers to bring this claim to a timely conclusion with accurate first time quantum measurement.

Reach out if you have similar issues for a no commitment consultation and desktop appraisal of your claim, and the likelihood of a successful outcome.

www.you-claim.com
Call: 01206 707999

08/05/2026

A property damage insurance claim is not the time to "round things up", exaggerate losses, or leave out important facts.
Misrepresenting an insurance claim whether deliberate or accidental can have repercussions for home and business owners alike.

Insurers are becoming forensic in their investigations. Invoices are checked, timelines reviewed, photographs analysed, and inconsistencies flagged quickly. What may seem like a harmless embellishment can lead to delayed payments, repudiation and trigger a fraud investigation.

Many policyholders don't realise that under insurance, inaccurate descriptions of damage, inflated contents schedules or failure to disclose relevant information can create major problems during claims process. Breaching policy conditions or failing to provide a fair presentation of a loss can give grounds to dispute part or all of the claim.

The reality is simple: a genuine claim presented professionally will always stand stronger than a claim padded with guesswork or emotion.

That's why having your claim professionally reviewed and pre-vetted before submission will make a huge difference.

Your Claim can help ensure your claim is accurate, compliant, properly evidenced protecting your financial settlement and your creditability.

01/05/2026

Validation is the first step to recovery, and why you need your claim pre validated before submitting your claim.
Or you can blame Mr Roo!

16/04/2026

Detail matters.

Too many claims end up in dispute and arbitration not because of cover, rather the loss was misdiagnosed or never properly assessed at the start.

Damage gets overlooked, scope underestimated and repairs end up costing more than insurers processes allow.

And you're suddenly stuck in a loop, chasing, disputing, and wondering why the claim process feels so wrong, so difficult.

The truth many home owners learn too late is a loss assessment isn't just paperwork, admin - it sets out the basis of the entire claim, and a team effort.

Get it right and the claim moves faster, smoother and few arguments.

Get it wrong, and trust evaporates and frustration sets in.

If you ever have to make a building damage (property) claim, ask yourself :
Is my loss being fully assessed, or is it just being processed.

Who's got your back?

Because once the scope is set out, changing it isn't as easy.

23/03/2026

🚨 Your Claim is doing something a little crazy… 🚨

Back in January the very lovely Lisa Chenery from North East Essex MIND invited me to jump out of an aeroplane. I thought about it, told Lisa it was a Terrible Idea, and I'm IN!

I have my own reasons for supporting MIND, recently amplified when a young Brickayer I knew tragically took his own life. A devastating loss for his young family and friends. This has to Stop.

On 4th July, I’ll be jumping out of a plane — yes, voluntarily 😅✈️

I’m taking on a tandem skydive from 13,000 feet to raise money for Mind, an incredible mental health charity doing vital work to support people when they need it most 💙

Mental health touches all of us, and I wanted to step *way* outside my comfort zone (literally!) to support a cause that truly matters.

Right now it’s a mix of:
😬 nerves
🤩 excitement
🤔 “why did I sign up for this?”

But it’s all for a great cause — and that’s what counts 🙌

If you’d like to join me, support me (and give me a little extra motivation at 13,000 feet!), I’d be hugely grateful. Every donation makes a difference 💙

Just Giving Page to follow.. but in meantime stay tuned in for more updates, how I handle my nervous excitement, the build up and a full video of the jump on the 4th July!

Wish me luck… I might need it! 😅

Graham Pretty
Founder

16/01/2026

𝗪𝗵𝗼 𝗗𝗼 𝗬𝗼𝘂 𝗧𝗿𝘂𝘀𝘁 𝗪𝗵𝗲𝗻 𝗬𝗼𝘂𝗿 𝗛𝗼𝗺𝗲 𝗜𝘀 𝗗𝗮𝗺𝗮𝗴𝗲𝗱?

When your home has been devastated by fire, flood, or impact, you’re suddenly thrown into a world of claims, assessments, and decisions—often at the most stressful moment of your life.
𝗕𝘂𝘁 𝗵𝗲𝗿𝗲’𝘀 𝘁𝗵𝗲 𝗸𝗲𝘆 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻:
Why would you trust someone you don’t know to put your home back together?
Most policyholders assume their insurer is automatically acting in their best interests.
But should that trust be automatic?

𝗖𝗼𝗻𝘀𝗶𝗱𝗲𝗿 𝘁𝗵𝗶𝘀:
The insurer files your claim.
The insurer assesses your claim.
The insurer decides the settlement.

All within the same organisation.
That raises an important issue:
Where’s the independent challenge?
Do you know:

Your rights as a policyholder?
What you’re truly entitled to under your policy?
The service levels you should expect?
What you can claim for—without being pressured to accept less?

Too many homeowners accept reduced settlements simply because they don’t know they can question them.
When disaster strikes, you deserve more than guesswork.
You deserve independent expertise, transparency, and someone who represents your interests—not the insurer’s.

If you’ve experienced property damage—or simply want clarity before you ever need it—reach out for an independent conversation about your rights and options.
No pressure. No assumptions. Just straight, honest guidance.
👉 Send me a message or connect today.
Your home. Your claim. Your advocate.

Graham Pretty - Founder.
T: 01206 707𝟵𝟵𝟵 / 𝘄𝘄𝘄.𝘆𝗼𝘂𝗿-𝗰𝗹𝗮𝗶𝗺.𝗰𝗼𝗺

Address

Devines Bellefield House
Chelmsford
CO20RG

Telephone

+441206707999

Website

http://www.your-claim.com/

Alerts

Be the first to know and let us send you an email when YOUR CLAIM LTD posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Want your business to be the top-listed Finance Company in Chelmsford?