Simple Mortgage Solutions

12/03/2024

Just passed my Will Writing exam! 🌟 Ticking off goals and ready to help you navigate your financial future. Need advice or a friendly chat about your plans? I'm just a message away. Let's make planning a breeze together! 📩💼

02/12/2023

Looking to build your dream home?
See how we can help you get the right finance to create your dream home!

28/11/2023

Great to see lenders bringing rates down again. It’s been a difficult year for everyone and we understand things are confusing. Get in touch to discuss your thoughts ideas or any worries you have. We work on helping you develop your knowledge and understanding of the market as well as helping achieve your mortgage goals.

26/10/2023

Some great news from one of our specialist lenders.

There has been an increase in Loan to Income ratios, this means you could potentially borrow more money than before with the same salary!

See our example blow to see how it could help you.

If you have any questions or would like to discuss your options please don’t hesitate to contact one of our team.

07/08/2023

More mortgage pain as base rate increases to 5.25%

How will another rate rise affect you?

If you’re currently locked into a fixed rate mortgage, then your payments won’t change following Thursday’s base rate rise. However, any relief is likely to be temporary as you’ll need to be prepared for increased rates when you come to remortgage.

If you’re approaching the end of your fixed rate deal, you therefore may want to consider acting sooner rather than later when it comes to securing your next mortgage deal, especially if you think rates are likely to continue to rise. You can often secure your next mortgage up to six months before your existing deal finishes, and if rates stabilise or fall in the meantime, you’ll be able to review your options again before your new deal begins.

01/08/2023

Morning everyone,

The government has acknowledged that people are starting to struggle with mortgage payments and have proposed to offer free advice ,once a homeowner has defaulted on their mortgage and been served an eviction notice!

However, waiting till this stage is simply too late!

If you are worried or concerned about an upcoming rate change or simply unsure what options are available to you, then please do get in touch!

We adhere to strict client confidentiality policy and GDPR regulations.

We are offering free impartial advice to anyone that needs it.

Feel Free Contact Us Now

[email protected]
Tel: 07875 373968

25/07/2023

Mortgage rates are constantly changing at the moment and it’s a very difficult time for those whose rates are coming to an end to navigate their way through!

We at Simple Mortgage Solutions have some exclusive deals available. If you need any help or guidance at this time please get in touch with Harry for a free consultation.

Tel: 07875373969

16/05/2023

Saving for a house deposit can be a really difficult process. However using standard and lifetime ISAs can be a very beneficial solution to increase your savings.

We have a great team within our group who can help advise you on this. If you would like any further information then please don't hesitate to contact us.

09/05/2023

Exciting news from Skipton Building Society Home ownership might be closer than you think
If you’re renting but looking to buy your first home, Skipton are now offering a mortgage where no deposit is needed.

For more information please do contact us

02/05/2023

Did you know the average cost of a two-year fixed rate deal stands at 4.56% today. Average costs of a three and five year fix stands at 4.42% and 4.22% respectively.

This compares to highs of more than 6.50% back in October 2022.

If you are coming to the end of your current fixed rate term and would like some guidance then please call our team for a free consultation.

Send a message to learn more

28/02/2023

Did you know Simple Mortgage Solutions offer a free advice service for all your insurance needs. Being underinsured is a serious problem amongst clients. We are able to advise on various types of insurance to meet your specific needs such as:

Life Cover
Critical Illness
Income Protection
Relevant Life

If you would like a free review of your existing policies then please don't hesitate to contact us.

22/02/2023

In an ever changing mortgage market, understanding changing rates and the effect they may have on your monthly payments is a daunting task.
However the team at Simple Mortgage Solutions are here to help.

For your free consultation hit the call now button and one of our team will be able to assist your enquiry. If you don't have time for a call please use our email link and we can arrange a suitable time for a call.

Simple Mortgage Solutions is a trading style of Bond Wealth Ltd.



Bond Wealth Limited is authorised and regulated by the Financial Conduct Authority FRN: 778835 (https://register.fca.org.uk/). Registered in England & Wales No 08587349. Registered office City Pavilion, Cannon Green, 27 Bush Lane, London, EC4R 0AA.



Registered office of Simple Mortgage Solutions: The Cottage Bexfields Farm, Galleywood Road, Chelmsford, Essex CM2 8BY. Registered in England & Wales No. 13707145.