Essex Commercial Finance

24/12/2021

Wishing our Clients a very Merry Christmas and a Happy New Year - Thanks for all the support in 2021, and we look forward to sharing some exciting news with you very soon 🎄

10/03/2021

How many business costs need to be reviewed or are obsolete post-Covid?

Are ‘Disaster Recovery’ sites obsolete with the set up during ? Financial Services businesses maintained sites so that in...

09/03/2021

Clients have asked what we know about the . It is NOT an extension of , and some benefits to the business are removed from the...

08/03/2021

We can help your business get the wheels for the out of - providing you with options on new or used vehicles, sourcing, or .

None of us are going to trade out of this Covid environment by standing still – but when you are looking at new or replacement vehicles for your business, you

05/03/2021

The bell has rung on 'loans with benefits' - bring on the roadmap to suitable finance for your business:

Roadmap To No More Square Pegs in Round Holes? The budget rang the bell on and to be replaced with the until December...

04/03/2021

Supply Chain Finance’ or ‘Trade Finance’ is just for a large company, not for me, right?
Wrong.

Do you have a Purchase Order to buy goods before you source the goods/materials from your supplier?
Do you buy materials from a supplier and manufacture something?
Do you buy parts from a manufacturer and sell them to your clients?
Do you buy ‘finished goods’ from a manufacturer and then have them in stock to sell to your clients?
Do you source any of the above from the UK or overseas?
If you answered ‘Yes’ to ANY of the above then ‘Supply Chain Finance’ or ‘Trade Finance’ could be for you!

You can be a large or small business; an established firm or start-up; sell to clients at your premises, deliver by van or sell via your online shop.
However you do business, paying for your materials or products before you sell them and get paid is a drain on your – and could stop you doing some business.
We are helping people through their whole lifecycle of trading and understand the problems that you are facing.

Talk to me today about how we can keep you supplied.

[email protected] / 07726 195 106

03/03/2021

Business centric summary of the budget:

Overall Government spending will stay higher than expected for at least the next two years as a result of the ‘gift in the tail’ of Rishi Sunak’s 2021...

02/03/2021

A Bridging Loan is just the way you can buy one property while you still own another, right?

Refurbishments and Conversions are actually one of the most popular reasons for a limited company to take a - converting a commercial space to residential, a single space into an HMO, or improving and refurbishing an existing property to add value and/or make habitable. They are then commonly refinanced longer term or settled from disposal of the property.

And yes, if a business hasn’t disposed of an existing property yet, then a Bridging Loan could be a great solution to buy a second property.

Similarly, a Bridging Loan can be used to complete an Auction property purchase or an open market opportunity where there is not the normal time available for a regular financing and conveyancing cycle.

And clients are releasing for their business from properties with equity in them – the speed of a Bridging Loan completion makes it an option against other products.

We can custom fit a Bridging Loan to your business and requirements – why not talk to me today?

[email protected] / 07726 195 106

01/03/2021

Ok, so maybe not quite as immortal as the Forrest Gump line in reference to a box of chocolates, but you get my point; until your business needs finance, you won’t know which type of finance that you will need.

Ok, so maybe not quite as immortal as the Forrest Gump line in reference to a box of chocolates, but you get my point; until your business needs finance, you

24/02/2021

What do you have the confidence to plan for now in 2021?

What else as well as holidays could be in scope for 2021? What else do we allow ourselves to plan for after the government’s roadmap? My hesitance to...

23/02/2021

Specialist Commercial Finance products – a Custom Fit for your business?
Gone are the days of “Welcome to the bank; we have a loan, an overdraft or a mortgage.”
We work with both bank and specialist lenders who provide a broad range of commercial finance products to provide funding suitable to your business and requirements.
And what if your sector doesn’t quite fit with the ‘norm’?
and firms may operate with staged payments by clients, can work with large public sector contracts.
Professional Services practices can operate in a way that differs to regular limited companies.
lenders can take standard products and adapt them with ‘add ons’, like complete back office - accountancy, Payroll and HR – even start-up funding if you are a consultant taking the leap to your own company set up.
Whether you are in a specialist sector, or your business just has a story that means your requirements may not be ‘off the shelf’ – we listen to what you need and source a suitable solution.

How do you want to be funded?

[email protected] / 07726 195 106

22/02/2021

Asset Finance could drive you forward out of this pandemic period. Why not get in touch today to discuss the most suitable Asset Finance solution for your requirements?
[email protected] / 07726 195 106

Recent years have seen steep growth in UK businesses using Asset Finance to acquire and use a wide range of assets; tens of billions of pounds are lent