My Debt Plan

My Debt Plan My Debt Plan provides fair and ethical consumer debt advice to UK residents through years of experience.

To find out more about managing your money and getting free advice, visit Money Helper.

With the majority of kids heading back to school this week, it can be an exciting time for children… but for parents, th...
02/09/2026

With the majority of kids heading back to school this week, it can be an exciting time for children… but for parents, the costs can quickly add up. 🎒

Uniforms, shoes, PE kits, stationery, lunches, travel and everything else that comes with a new school year can put real pressure on the household budget — especially when several expenses land at once.

The good news? A little planning can go a long way.

Our latest blog shares practical ways to make those back-to-school costs more manageable, including:

👕 Saving money on school uniform
💷 Setting a realistic back-to-school budget
🔎 Checking what you already have before buying new
🛍️ Finding cheaper stationery and equipment
🥪 Cutting the cost of school lunches and travel
📅 Spreading purchases across several paydays
💰 Starting a small savings pot for next year

And if you're already struggling financially, we also look at why borrowing more to cover these costs could make things harder in the long run.

Read the full guide here:
https://bit.ly/3V9bLJB

Debt doesn’t always look obvious.People go to work, they smile, they carry on as normal. They keep up with everyday life...
02/09/2026

Debt doesn’t always look obvious.

People go to work, they smile, they carry on as normal. They keep up with everyday life, even when things feel difficult behind the scenes.

But for many people, financial pressure is there every single day, worrying about bills, juggling payments, and trying to keep everything together.

If that sounds familiar, please know you’re not alone and there is help out there💙

My Debt Plan can provide the support and guidance you need to explore your options. Get in touch with our team today for professional, confidential support - 0161 464 0870

Taking the first step toward clearing your debt can feel terrifying, but you don’t have to do it alone. 💜"Having spoken ...
25/08/2026

Taking the first step toward clearing your debt can feel terrifying, but you don’t have to do it alone. 💜

"Having spoken to the team, I feel a massive weight has been lifted." — Gayle

If you’re struggling with your finances, reaching out is the hardest part, but getting back on track is easier than you think. Let us help you take back control.

👇 Click the link below to see how we can support your journey.
https://mydebt-plan.co.uk/apply/

Have you ever avoided opening your banking app because you didn't want to see the balance?It's more common than you migh...
04/08/2026

Have you ever avoided opening your banking app because you didn't want to see the balance?

It's more common than you might think. When money feels tight, many people put off checking their balance, opening bills, or looking at their finances because they're worried about what they'll find.

It's a completely natural reaction—but avoiding it can often make the worry feel even bigger.

Taking a look might not solve everything overnight, but it can be the first step towards feeling more in control.

💬 Can you relate?

When you're dealing with debt, it can feel like you're constantly thinking about money.The bills, the balances, the paym...
30/07/2026

When you're dealing with debt, it can feel like you're constantly thinking about money.

The bills, the balances, the payments due each month, it can quickly become overwhelming.

If that's sounding familiar, you're not alone.

For some people, an Individual Voluntary Arrangement (IVA) can help make things more manageable by combining unsecured debts into one affordable monthly payment.

📖 Learn more about IVAs here:
https://mydebt-plan.co.uk/debt-solutions/individual-voluntary-arrangement-iva/

💬 If you'd like to understand your options, we're here to help - give us a call on 0161 464 0870

⭐ Real stories. Real people. Real relief.Asking for help with debt isn't easy. It can feel overwhelming, but knowing whe...
15/07/2026

⭐ Real stories. Real people. Real relief.

Asking for help with debt isn't easy. It can feel overwhelming, but knowing where to turn can make all the difference.

Reviews like this, from Nyasha, remind us why we do what we do. Taking the time to explain every option, answer every question, and provide clear, supportive guidance is at the heart of everything we do.

If you're struggling with debt, remember—you don't have to face it alone. Taking that first step could be the beginning of a brighter, less stressful future.

Thank you to everyone who trusts My Debt Plan and shares their experience. 💜

⚽ The World Cup is all about unforgettable moments but for some, it can also lead to unexpected financial stress.If you'...
07/07/2026

⚽ The World Cup is all about unforgettable moments but for some, it can also lead to unexpected financial stress.

If you're planning to enjoy the tournament, it's worth taking a few minutes to learn how to keep your finances on track and avoid gambling-related debt. Small steps now can make a big difference later.

Read our latest blog for practical tips on staying in control of gambling whilst enjoying the football: https://mydebt-plan.co.uk/tips/how-to-avoid-gambling-debt-during-the-world-cup/

⚽ You don't have to blow your budget to enjoy the World Cup!From hosting match-day gatherings on a budget to avoiding im...
02/07/2026

⚽ You don't have to blow your budget to enjoy the World Cup!

From hosting match-day gatherings on a budget to avoiding impulse purchases, there are plenty of ways to make the most of every game without overspending.

Check out our latest blog for simple, practical tips to help you enjoy the tournament while keeping your finances on track.

👉 Read more here: https://mydebt-plan.co.uk/budgeting/how-to-enjoy-the-world-cup-without-overspending/

Summer plans coming up? ☀️Summer should be about making memories, not money worries.It’s easy for spending to creep up t...
30/06/2026

Summer plans coming up? ☀️Summer should be about making memories, not money worries.

It’s easy for spending to creep up this time of year—days out, holidays, keeping the kids busy…

If you’re already feeling stretched, it’s okay to pause and look at your options.

Getting advice now could help you avoid things getting harder later.

💬 We’re here if you need support. Contact us by visiting www.mydebt-plan.co.uk 💻 or calling 0161 464 0870 📞

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