Ian Weedon: Yomo Finance Mortgage Broker

28/04/2026

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10/03/2026

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⚠️ Mortgage Market Update

We’re already seeing movement in the mortgage market this week.

Several lenders have increased fixed mortgage rates, while others have withdrawn products from the market as funding costs rise and global markets react to ongoing conflict in the Middle East.

Higher oil prices and inflation concerns have pushed up swap rates (which lenders use to price mortgage deals), and that pressure is now starting to filter through into mortgage pricing.

For homeowners, this doesn’t mean panic, but it does mean the market can move quickly.

If your current mortgage deal is due to end in the next 6 months, it may be worth reviewing your options sooner rather than later so you understand what’s available.

And for first-time buyers, securing a mortgage agreement early can help give clarity on what you may be able to borrow while the market is moving.

📞 If you want to talk it through, feel free to get in touch with the team.

Sources:

Mortgage Solutions – Lenders repricing mortgages amid market uncertainty (2026)
HomeOwners Alliance – UK Mortgage Rate Forecast and Swap Rate Analysis (2026)

Please note:

This post is for information purposes only and does not constitute financial advice. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it. There may be a fee for mortgage advice. The precise amount will depend upon your circumstances.

Yomo Finance Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority.

16/01/2026

03/11/2025

Protect what's precious to you, with Life, serious illness, income protection DM me for a chat to see what i can do for you

13/08/2025

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Ian from was on The Breakfast Show today. 🎙

Yomo Finance is your trusted partner on the mortgage journey - whether you're a first-time buyer, home mover, landlord, or exploring later life lending. With expert brokers experienced across all types of lending, Yomo helps clients get mortgage-ready quickly and confidently. From securing the right mortgage to protecting families with tailored insurance solutions, Yomo offers clear, friendly advice every step of the way.

Thanks for coming in Ian😊

07/08/2025

Bank of England base rate reduced to 4% today. If your fixed rate mortgage is coming to an end in the next few months please message me and look at your options

07/08/2025

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28/04/2025

Is your mortgage payment protected if not let me know

Check out Yomo Finance’s video.

28/04/2025

Let’s talk about something most people avoid: what happens to your finances if you suddenly couldn’t work?

For Jake, a self-employed graphic designer, that question became very real after an unexpected back injury. With no sick pay, no cover, and bills still rolling in…he quickly realised how exposed he was.

He’d never considered income protection before. But like most people, Jake insured his home, his car, even his phone (just not the income that paid for it all).

The truth? Income protection isn’t just for high-risk jobs or parents. It’s for anyone who relies on their income to live.

And if you wouldn’t go a month without a salary, this cover could be the difference between financial stress and security.

It’s not about scare tactics. It’s about being prepared.

There may be a fee for insurance advice. The precise amount will depend upon your circumstances.

Yomo Finance Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales no.15250199. Registered Address: The Hive @ Edenwood, Place 15 Old Chatham Road, Blue Bell Hill, Aylesford, ME20 7EZ.

09/10/2024

Fixed rate coming to an end?
With expert knowledge, we have access to exclusive deals and lenders that are not always available on the high street. We scour our panel whilst considering your personal circumstances and presenting the most suitable solution for you. We have access to a comprehensive lender panel and it is our duty to ensure that we provide a competitive deal for you.
YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.
A FEE MAY BE CHARGED FOR MORTGAGE ADVICE. THE EXACT AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES

18/09/2024

Agreement in Principle, is it worth the paper it's written on?

It's the first stage of any mortgage application.

Whether you are buying your first home, forever home, remortgaging, you need an Agreement in Principle to start the process.

Without that Agreement in Principle.

👁 Estate agents aren't going to allow you to view properties.

🗃 We don't know if you've passed the credit check with the lender.

🪙 We don't know if it's affordable based on criteria & you as an individual.

🔐 A very small handful of lenders will even allow you to secure your rates at this stage.

Whatever happens in the market, you know you've got that rate, as long as you buy within 90 days.

🟠 An Agreement in Principle can be refreshed.
🟠 It can be changed depending on circumstances.
🟠 It is only as good as the information from the person putting it in.

Is it a waste of paper?

NO

It's a first stage to your mortgage application.

If you get that right, it's going to make it smoother as you go through process.

Your home may be repossessed if you do not keep up repayments on your mortgage.

23/08/2023

great news for borrowers
https://www.mortgagesolutions.co.uk/news/2023/08/22/mortgage-rates-continue-to-fall-as-lenders-price-competitively-where-they-can-rightmove/?utm_source=Mortgage+Solutions+subscribed&utm_campaign=3d7c6cc12a-EMAIL_CAMPAIGN_7_4_2023_11_57_COPY_47&utm_medium=email&utm_term=0_747b260d73-3d7c6cc12a-277676275