Mortgage Decisions

Mortgage Decisions We are a Mortgage and Protection provider with access to 1,000's of mortgages from over 90 high-street lenders.

With over 600 reviews at 5-star rating, read how we have helped so many others find their right mortgage.
31/01/2026

With over 600 reviews at 5-star rating, read how we have helped so many others find their right mortgage.

Merry Christmas and a Happy New Year! Here’s to a prosperous 2026! ❤️
25/12/2025

Merry Christmas and a Happy New Year! Here’s to a prosperous 2026! ❤️

We’re proud to be supporting the National Landlord Events taking place this week created by Lomond to support landlords ...
25/11/2025

We’re proud to be supporting the National Landlord Events taking place this week created by Lomond to support landlords understand the myriad of changes brought about by the Renters’ Rights Act. Our first event was supporting Charters! Next stop, Brand Vaughan and Michael Jones as we head towards Worthing and Brighton!

We remember.
09/11/2025

We remember.

Kevin, one of our experienced Mortgage & Protection Advisers, recently received a ‘Thank you’ card from a happy couple w...
05/09/2025

Kevin, one of our experienced Mortgage & Protection Advisers, recently received a ‘Thank you’ card from a happy couple who got the right mortgage!

“Thank you so much for helping us with the mortgage for our beautiful home! Sam and Jess”

We can help make dreams come true! If you require a mortgage, whether it’s remortgaging, your first mortgage, or something else, get in touch with us on 03454 500200.

Check out our 5-star customer reviews — 1,018 across and ! See what others have to say about the service received.

Are you thinking about going self-employed, or are you already self-employed but finding it hard to generate leads, or s...
11/07/2025

Are you thinking about going self-employed, or are you already self-employed but finding it hard to generate leads, or struggling with lack of leads and or their quality?

We’re experiencing rapid growth and have high-quality leads ready and waiting for you at no cost to you.

Get in touch today to arrange a confidential chat with me to find out more.

Contact us on 03454 500200 or email [email protected].

Congratulations to our Sales Manager, Mark, who received some lovely gifts from a client. Mark is based in Chandlers For...
13/05/2025

Congratulations to our Sales Manager, Mark, who received some lovely gifts from a client. Mark is based in Chandlers Ford and helped this particular customer achieve the right mortgage rate for their circumstances.

The sharp increase in rental prices over the past few years has made buying a home, on average, 15% cheaper than renting...
13/03/2025

The sharp increase in rental prices over the past few years has made buying a home, on average, 15% cheaper than renting, reversing a recent trend.. Currently, the average rent across England and Wales is £1,250 per month, while the average mortgage repayment stands at £1,066.

This calculation assumes first-time buyers with a 20% deposit, purchasing a typical first-time buyer property priced at £240,000, with a 25-year mortgage term and a current 5-year fixed rate of 4.4%.

This shift is further supported by falling mortgage rates. The monthly mortgage payment for the average first-time buyer home peaked in mid-2023 but has since decreased by 10%.

While this trend offers welcome relief for first-time buyers, challenges related to affordability persist. One of the biggest obstacles remains saving for a deposit— a 20% deposit on an average-priced first-time buyer home amounts to £48,000.

If you are thinking about getting on to the property ladder, there has never been a better time to seek the right advice. Speak to one of our Mortgage & Protection Advisers on 03454 500200 or visit our Mortgage Comparison Tool - https://www.mortgagedecisions.com/mortgage-comparison/.

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is £595.



Source: Dataloft by PriceHubble, Land Registry. March 2025

Several major lenders have recently introduced mortgage deals with interest rates below 4%…Mortgage approvals in January...
07/03/2025

Several major lenders have recently introduced mortgage deals with interest rates below 4%…
Mortgage approvals in January were 18% higher than a year earlier, as buyers look to secure properties before the nil-rate threshold for stamp duty reverts from £250,000 back to £125,000 in April.

While the current rush might leave the market quieter than usual after April, indications are that demand levels are rising modestly with activity increasing, even for sales unlikely to complete before the deadline.

Agents in the latest RICS UK Residential Market Survey report rising levels of market appraisals compared to a year ago and anticipate an increase (albeit modest) in transactions in coming months.

The picture is fairly cautious. As stamp duty changes bring extra costs, the wider economic backdrop, with its uncertainty on inflation and mortgage rates, may deter some buyers as we move through the year.

To find the right mortgage for you, please visit our Mortgage comparison tool..

Source: Dataloft (now PriceHubble), Bank of England, January 2025.

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% but a typical fee is £595.

Bring it on!!!
28/02/2025

Bring it on!!!

It promises to be a great game ⚽️⚽️⚽️
28/02/2025

It promises to be a great game ⚽️⚽️⚽️

Address

71 The Avenue
Chandler's Ford
SO171XS

Opening Hours

Monday 8am - 8pm
Tuesday 8am - 8pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 8pm
Sunday 8am - 8pm

Telephone

+443454500200

Website

Alerts

Be the first to know and let us send you an email when Mortgage Decisions posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Mortgage Decisions:

Shortcuts

Share

Category