Hawke Financial Services LLP

03/02/2026

29/01/2026

Solving mortgage enquiries with a human touch is key so common sense can prevail and humans can overcome computers.

19/01/2026

Even when you are tied into a fixed mortgage, should life events happen you should know we can still assess your mortgage for any changes you might require.

24/09/2025

✨ April Bank’s new 90% mortgage is here! ✨

We’ve put together a quick snapshot of how this new build product could make buying your next home — even a flat — more achievable than you think. 🏡💭

Lower deposit ✔️
More borrowing power ✔️
Flexibility built in ✔️

Your future home might be closer than you think. 💡

Do get in touch!



Please be aware that mortgages are secured against your home and your home may be repossessed if you do not keep up the repayments on your mortgage.

17/10/2024

https://www.hawkefs.com/portfolio/residential-mortgage/

04/10/2024

https://www.hawkefs.com//self-employed-prepared/

Being self-employed doesn't have to be a barrier to securing your dream home With the right preparation and documentation, you can confidently navigate the mortgage process and unlock the doors to your new property.  One crucial aspect to keep in mind is that lenders typically consider your income ...

27/03/2024

Great innovation from Accord Mortgages (Yorkshire Building Society) launching a product for first time buyers with limited deposit. The £5k deposit mortgage is available from today for purchases up to £500,000 to a maximum of 99% loan to value.

16/01/2024

Note from Our B2L Specialist Broker John Green:-

Limited Company Rates Reduce:

Good News for Professional Landlords

For professional landlords operating via limited company structures, borrowing rates have fallen to competitive levels this month. Selected buy-to-let mortgage lenders are now offering 5% rates on limited company purchases and remortgages.

This increased affordability makes buy-to-let investments possible in areas that may not have stacked up previously. With interest cover ratio (ICR) calculations now workable at these reduced rates, limited company borrowers have greater flexibility when financing properties.

The buy-to-let market continues to offer opportunities for portfolio growth and diversification. Lower borrowing costs provide further incentive, though as always do consider risks as well as rewards. Seek advice to ensure any financing is structured appropriately and affordable over the longer term.

21/11/2023

Moving house can be stressful, but we're here to help make it smooth and simple. Our expert team guides you through finding the right mortgage and every step of the process, so you can focus on your exciting new chapter. Just get in touch to start your journey today. ☎ 020 8660 8613 📧 [email protected]

Call now to connect with business.

07/11/2023

When is the right time to look at remortgaging?

If your current mortgage deal is coming to an end, now is a great time to start thinking about remortgaging. By planning ahead, you can make sure you find the most suitable new deal for your needs.

We recommend starting to research your remortgaging options around 6 months before your current deal expires. This gives you plenty of time to compare different products and consider the whole market. Rushing your decision as the deadline approaches often means missing potential savings.

Working with an independent mortgage broker like us can help you secure the optimal new deal. We have access to mortgages from across the industry, not just a limited panel. Our expert advisors will explain the key features and risks of each product in clear, jargon-free language. This will empower you to make an informed choice.

When assessing your remortgaging options, focus on more than just the headline rate. Consider length of term, arrangement fees, exit penalties and additional features like overpayments or portability. We'll calculate the overall cost and illustrate how much you could save in pounds and pence. Our tailored advice will ensure remortgaging saves you money.

Acting in advance means you can get agreement in principle from a new lender before your current deal expires. This provides security and avoids a gap between mortgages where you may pay higher monthly payments. Once your new mortgage is formally offered, we'll support you through the process to completion.

Remortgaging can seem daunting but with our support, you can secure a new deal that reduces your outgoings. Let us find the right option for your individual circumstances. Why not book a free consultation today? We'll have an initial chat to understand your goals and offer optimisic, practical advice on the best mortgage products currently available.

06/11/2023

Considering remortgaging? With the Bank of England base rate holding steady at 5.25%, a tracker mortgage could be a great option right now. Trackers directly follow the base rate, meaning your payments fluctuate along with rate changes. In today's static environment, they offer security and potential savings.

The key benefit of a tracker is you immediately gain if rates fall. As the Bank of England cuts the base rate, your mortgage interest and payments reduce too. This puts extra cash in your pocket when money may be tight. Trackers give you certainty that you'll benefit from any reductions straight away.

Even with the base rate steady, trackers remain competitively priced. Their variable nature means lenders can offer lower initial rates than fixed mortgages. This provides an opportunity to pay less in the short term. If you aim to remortgage again within a few years, this can provide useful savings.

Of course if the base rate eventually rises, your payments will too. This is the trade-off for getting the gains when rates drop. With economists expecting the rate to stay put for now, this risk appears low for 2023. Just be aware that when rates do increase, your outgoings will rise.

Overall, a tracker gives you flexibility in today's stable environment. You immediately win if rates fall but keep payments steady if they stay put. For savvy remortgagers wanting security mixed with potential savings, a competitively priced tracker could be the smart choice. Get in touch to discuss your remortgage options and see how a tracker could benefit you.