HT Mortgages

HT Mortgages 🏠 Home Starts Here
We’ve been guiding homebuyers in NI & the UK since 2018, making mortgages simple & stress-free. A fee may be charged for mortgage advice.

Expert advice, personal service, and support every step. HT Mortgages Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Your home or property may be repossessed if you do not keep up the repayments of your mortgage. The exact amount will depend on your circumstances

📣 You Asked, We Listened…We're delighted to announce that we now offer FULLY VIRTUAL CONSULTATIONS 💻🏡We know life can be...
19/06/2026

📣 You Asked, We Listened…

We're delighted to announce that we now offer FULLY VIRTUAL CONSULTATIONS 💻🏡

We know life can be busy. Between work, family commitments and everything else, finding time to attend an appointment in person isn't always easy. That's why we're introducing virtual appointments, giving you more flexibility to discuss your mortgage and protection needs from the comfort of your own home.

Why choose a virtual consultation?
✅ No travel time
✅ Easy to fit around work and family life
✅ Meet with us from anywhere in the UK
✅ Secure, personal advice at a time that suits you

Of course, we know that some of you still prefer a face-to-face conversation, and we're big believers that nothing beats sitting down over a coffee and getting to know each other. ☕️

So whether you'd rather meet virtually or in person, the choice is entirely yours.

📅 Book your free, no-obligation appointment:
🌐 https://htmortgages.co.uk/
📧 [email protected]
📞 07903 618933 / 07818 660708

⚠️ YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

💷 A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.

Home Starts Here Your mortgage, made simple — clear advice, tailored solutions, and support every step of the way Our Services Book a free consultation About Us Here at , Brian and Lee are here to make life’s biggest financial decisions simple and stress-free. From finding the right mo...

05/06/2026

🎉 10 Years of Gareth Mills Estate Agents 🎉

Today marks a very special milestone for myself, my team, my family, and my friends, as Gareth Mills Estate Agents celebrates 10 years in business since opening our doors in 2016.

I want to take this opportunity to sincerely thank every single person who has supported me along the way. Whether it was a message of encouragement from family and friends, a recommendation, or a client trusting my team and me with the sale or purchase of their home, every bit of support has meant the world.

Over the past decade, Gareth Mills Estate Agents has come a long way. From opening our doors in 2016 to where we are today, we have built lasting relationships and earned the trust of people throughout the town and far beyond. Those relationships have been at the heart of everything we do.

As the business has grown, so too have the services we offer. Alongside our successful sales department, we have expanded our property management portfolio, launched our removals team and vans, and most recently welcomed our new neighbours, , who we are proud to work alongside. Excitingly, there is still much more to come.

To everyone who has played a part in making Gareth Mills Estate Agents the successful business it is today, thank you from the bottom of my heart. Your support, loyalty, and trust over the past 10 years have made this journey possible. ❤️

Finally, to the incredible team who work alongside me every day – thank you. Your hard work, dedication, and commitment are the driving force behind our success, and I am truly grateful to each and every one of you. 👏🏻👏🏻👏🏻

Here’s to the next chapter and many more years ahead!

Gareth

🚨 Attention First Time Buyers – Buy with as little as a £5,000 deposit 🚨Saving a large deposit can feel impossible — but...
12/05/2026

🚨 Attention First Time Buyers – Buy with as little as a £5,000 deposit 🚨

Saving a large deposit can feel impossible — but a new low deposit mortgage option could help you get onto the property ladder sooner with just a £5,000 personal deposit. 🏡

Key features include:

✔️ Available up to £300,000 purchase price
✔️ Joint applications accepted (only one applicant needs to be a First Time Buyer)
✔️ Available for employed & self-employed applicants. NO MINIMUM INCOME.
✔️ 5 year fixed rate available for added payment stability with NO PRODUCT FEE.
✔️ Free standard valuation included

For many buyers, the deposit is the biggest obstacle — so schemes like this may open up options that previously felt out of reach.

As always, affordability and lending criteria apply, and advice will be tailored to your individual circumstances.

🏡 Let us help you explore your options.

📅 Book an appointment:
🌐 HT Mortgages
📧 [email protected]
📞 07903 618933 / 07818 660708

🚨 Mortgage deal ending soon?With recent interest rate rises, it’s understandable that many homeowners are starting to wo...
16/03/2026

🚨 Mortgage deal ending soon?

With recent interest rate rises, it’s understandable that many homeowners are starting to worry about what happens when their current deal ends.

The good news is you don’t have to deal with it alone. In many cases we can review your options up to 6 months before your deal expires, helping you plan ahead and avoid being moved onto your lender’s higher standard rate.

If your mortgage deal ends this year or early next, now is a good time to look at it.

Let us take the stress away and guide you through your options. 🏡

📅 Book an appointment:
🌐 www.htmortgages.co.uk
📧 [email protected]
📞 07903 618933 / 07818 660708


Home Starts Here.

Home Starts Here Your mortgage, made simple — clear advice, tailored solutions, and support every step of the way Our Services Book a free consultation About Us Here at , Brian and Lee are here to make life’s biggest financial decisions simple and stress-free. From finding the right mo...

As we wrap up for another year, we'd just like to say a massive thank you to our amazing clients for an unbelievable 202...
22/12/2025

As we wrap up for another year, we'd just like to say a massive thank you to our amazing clients for an unbelievable 2025. Wishing everyone a fabulous Christmas and a happy, healthy and prosperous 2026.

We'll be back on Monday 5th Jan. But if you need us before then please message the page or email, and we'll try and get back to you asap.

[email protected]

[email protected]

🎄 As the year winds down, give yourself the gift of peace of mind.Sort your mortgage now and enjoy Christmas knowing eve...
29/11/2025

🎄 As the year winds down, give yourself the gift of peace of mind.
Sort your mortgage now and enjoy Christmas knowing everything is in place for 2026 — no what-ifs, no January panic.



📱 Message us today for a free, no-obligation mortgage review.
📞 07903 618933
📧 [email protected]
🌍

Home Starts Here Your mortgage, made simple — clear advice, tailored solutions, and support every step of the way Our Services Book a free consultation About Us Here at , Brian and Lee are here to make life’s biggest financial decisions simple and stress-free. From finding the right mo...

Address

1F Castle Street
Carrickfergus
BT387BE

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 8pm
Wednesday 9am - 8pm
Thursday 9am - 8pm
Friday 9am - 8pm

Telephone

+442896002349

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